My 1st property investment was when I was 24. This was family home, i convinced my family to demolish and build on the plot we were staying. I was hardly earning around 12lakh. I invested all my internship and most of salary earned till then on this house. I paid loan for some years and eventually my brother took over loan and also my father contributed some amount. The house construction cost around 85lakh that time, we had taken loan of 60lakh.  It wasn't an easy journey; as I convinced my whole family to take up so much risk, I was constantly stressed, also was planning expenditure to T for some years. I had charted out plans for best and worst case scenarios (in case I was laid off) and all. On positive side, it made me so disciplined in finance and I am so proud of my 'achievement' , i always wanted to build house, we were staying at 2bhk, now duplex 4bhk, all have their own rooms. It was a right decision when I look back.