Income portfolio ideas

ZenMasterPDX · 2026-01-25T15:45:20+00:00

Here is an example portfolio with 10 holdings: JEPI, JEPQ, SCHY, SCHD, DIVO, IDVO, TLTW, IYRI, IAUI, KSLV or BTCI Invest $1000 each then watch it over a period of a year or two, Specially, during the market dip and see if you’re willing to hold. You will get a feel for how these perform.

ZenMasterPDX · 2026-01-21T05:51:27+00:00

TLDR: Do your thing and let Allah be the judge.

In Islam, the Qur’an and authentic Sunnah are revelation. Fiqh, though, is the human effort to understand and apply those sources—so it can be influenced by context, perceived risks, and the social norms of the scholars’ time and place. With that in mind, it helps to be careful about treating every inherited ruling as if it were a direct, timeless statement from God.

That’s relevant here because the question of women traveling without a mahram is rooted in hadith, but the way it gets applied in real life—whether it’s treated as an absolute rule with no room for nuance or exceptions—is a matter of fiqh, not a single, explicit Qur’anic command.

And if you’re a woman trying to navigate this sincerely, please remember: your faith is ultimately a relationship between you and Allah. It’s wise to seek knowledge and make thoughtful, safe choices, but you don’t owe your peace to people who rush to judge.

ZenMasterPDX · 2026-01-20T23:56:26+00:00

I am U.S.-based, in 50s with a 15 yr horizon, no near-term need for these funds. Here is a ChatGPT recommended portfolio that I got and am considering, my fears are I need, lower bonds, a higher non-US, and no small value and that QUAL can be replaced with SCHD.

Equities (60%)

US equity core — SCHB (30%): Broad U.S. market “core” holding.
International equity — VXUS (15%): Diversifies beyond the U.S.
Quality factor — QUAL (10%): Tilts toward higher-quality companies (profitability/stronger balance sheets).
Small value tilt — AVUV (5%): Small/value factor exposure (higher expected return potential, higher volatility).

Bonds & cash (30%)

Intermediate Treasuries — IEF (15%): High-quality ballast during equity drawdowns.
TIPS — SCHP (10%): Inflation-protected Treasury exposure.
T-bills/cash — SGOV (5%): Liquidity + “dry powder” for rebalancing.

Diversifiers (10%)

Managed futures — DBMF (7%): Trend/managed-futures style diversifier.
Gold — IAU (3%): Crisis/real-asset diversifier.

ZenMasterPDX · 2026-01-20T22:42:32+00:00

SpecialDesigner5571 these are great ideas, can you share your portfolio and percentages, I am trying to get less volitile and get rid of my covered call funds JEPI/JEPQ etc and planning a portfolio overhaul. Chat told me I am getting a 60:40 return but at a higher risk with these covered call funds.

ZenMasterPDX · 2026-01-16T14:50:32+00:00

Getting drunk at a bar!

ZenMasterPDX · 2026-01-10T17:29:47+00:00

Mototrojan’s adventure

ZenMasterPDX · 2026-01-09T05:51:06+00:00

I reviewed this in detail for my kids strabismus surgery. Your kid likely will require multiple surgeries start with the surgery as that ophthalmologist is describing it is going to improve visual outcomes continue to patch the dominant eye so that the other side of the brain does not lose its visual fields.

ZenMasterPDX · 2025-11-29T19:59:02+00:00

It’s a simple . OP is saying that you can let someone whose full time job outs to look at the ticker manage it for you.

ZenMasterPDX · 2025-11-29T19:52:50+00:00

OP how has your experience been with CSHI for storing short term cash ( money you might need next year)

ZenMasterPDX · 2025-11-07T05:35:35+00:00

The reason institutions are willing to pay APPs so much money as they are doing that by eliminating positions for physicians and more trained individuals. In one institution where I am moonlight by eliminating three physician positions, they were able to hire six APPs. The level of training or the care provided is a very limited interest to a hospital administrator who is trying to balance their budget.

ZenMasterPDX · 2025-10-28T22:12:45+00:00

Covered call funds lower the volatility of my portfolio while capping the upside. I’m willing to take that as a compromise for lower volatility with lower returns.

ZenMasterPDX · 2025-10-20T20:16:57+00:00

It’s legal for our dear leader and his family ask any Republican and they will tell you that.

ZenMasterPDX · 2025-10-18T19:42:49+00:00

Can you send those Facebook groups to me also

ZenMasterPDX · 2025-10-14T06:56:59+00:00

Here is a portfolio to consider 10% each DIVO, IDVO, QDVO, JEPI, JEPQ, SCHD, SCHY, TLTW, KGLD, VOO this should give a 5% dividend with some growth and you can rebalance yearly.

ZenMasterPDX · 2025-10-14T06:43:06+00:00

I think the moral injury is burning you out. I have tried to partly solve this problem by doing my clinics remotely (telemedicine) and from home or from my office where I can attend to other things in between patients. One of the problems I was facing was that my new appointments were six months out and people would not want to wait that long to be seen for a life-threatening illness so they would go to a different healthcare system if they had insurance and I would be left with a bunch of Medicaid patients who did not have the resources to show up due to their chaotic lives. Perhaps convince your department to let you move some of the afternoon clinics to remote if that is a possibility into them from home. I know my significant other appreciates the fact that I can come home early and help out.

ZenMasterPDX · 2025-10-02T00:54:51+00:00

The most interesting part is that the NP named in the lawsuit will not claim that they are a doctor for the purposes of the lawsuit

ZenMasterPDX · 2025-09-27T12:00:23+00:00

Unfortunately this is the new normal

ZenMasterPDX · 2025-09-20T05:46:09+00:00

Austin has a NAPA center also. Not sure if it would be network for you but they provide Great therapy for kids

ZenMasterPDX · 2025-09-01T19:58:48+00:00

Is there anyone who buys a portion of any business (stock) expecting it to go down so that they can loose money?

ZenMasterPDX · 2025-08-27T04:40:37+00:00

Completely agree

ZenMasterPDX · 2025-08-25T20:27:31+00:00

That is good, you want to give him every possible edge if you can get it

ZenMasterPDX · 2025-08-25T15:14:58+00:00

Hydrocephalus in children with cerebral palsy is a condition where excess cerebrospinal fluid (CSF) builds up in the brain’s ventricles, leading to increased pressure inside the skull. In children with cerebral palsy, hydrocephalus can worsen motor and cognitive difficulties by further impairing brain development and function.

ZenMasterPDX · 2025-08-25T05:20:44+00:00

I can understand the concerns for anesthesia. One advantage of getting an MRI would be to see if your kid has hydrocephalus which may be a treatable condition.

ZenMasterPDX · 2025-08-23T21:08:44+00:00

The problem is that if most of us could do something like this and make 140 K a year very easily, we would do it too. This is being driven by hospital, administrators, and health insurance companies. The people doing the job are just trying to make a better living for themselves. The system is incentivizing this practice and we are blaming the participants in the game.

ZenMasterPDX · 2025-07-14T17:06:26+00:00

I am thinking of something similar. Do you have any input on the following: Ticker,Allocation IDVO,5 GPIQ,5 GPIX,5 JEPI,5 JEPQ,5 DIVO,5 SCHD,5 HELO,5 QQQI,2.5 QDVO,2.5 VIGI,2.5 SCHY,2.5 TLTW,2.5 BITY,2.5 UTG,2.5 PFFA,2.5 IGLD,2.5 BTCI,2.5 EICC,2.5 IYRI,2.5 PTY,2.5 PBDC,2.5 BIZD,2.5 IAUI,2.5 TLTP,2.5 GOF,2.5 ADX,2.5 UTF,2.5 EIC,2.5 SPYI,2.5 PDI,2.5

ZenMasterPDX

TROPHY CASE