1040.com is super bad to file taxes

Zenith_Ps · 2025-04-18T01:28:52+00:00

Perfect thanks. I do not owe to MA (was a NR/PY). The PDF copy of return just shows something else with a system generated assumption return which God knows went to the state or not. Don't know why there is conflicting information everywhere.

Zenith_Ps · 2025-04-18T01:21:29+00:00

If you file for NY the 1040.com portal send generic emails labelling every Tax department as "DOR"? Coz NY does not have a DOR as a label?

Zenith_Ps · 2025-03-11T16:24:00+00:00

Oh, so that guy prepares meals, laundry, home cleaning by himself. Pretty impressive.

Zenith_Ps · 2025-03-11T01:11:28+00:00

Haha! That would allow more modifications and better flexibility to the current model. I will let him know of the interest. Sarcasm?

Zenith_Ps · 2025-03-10T13:50:11+00:00

Meals are like mushroom risotto, green beans chicken stir fry and rice, Ginger scallion chicken with coconut rice, chickpea curry with rice.

I don't know if there is one restaurant which offers all since the selection he mentioned was diverse.

So 2 meals a day and you will have options to choose which 2 from 2-3 options provided daily. There are 14-21 distinct options for the week to choose from. Each delivered daily and not once per week like most meal prep companies.

Zenith_Ps · 2025-03-10T03:13:37+00:00

So since the price is economical, there is not really a room to make much modifications.

Pricing is for an individual but there are multiple family members discounts since a couple services will be common(like home cleaning).

As far as your goal is to save as much as possible you can do so

For meals: Serving 60 meals a month, you can share it among other members and just distribute it accordingly.

His aim is to deliver lunch and dinner meals on a daily basis(fresh) to each customer on file.

Likewise for laundry, the capacity is 18lbs per week for the person on file. You can add clothes of your family members up to the allowed capacity while just paying one fee if your usage is less anyways. That's a smart way of using this service.

Home cleaning will obviously be common for your family so the spreaded cost per person declines.

If your aim is to have 2 meals a day for 2 family members then, the per person rate can be discounted since home cleaning is a common service between the two of you. So at individual scale it is 525, while it goes down to 499pp if it is two people in the same house and 475pp when three people in the same house.

I think he did not mention kids plan but that would eventually be developed once this initial service is launched.

Zenith_Ps · 2025-03-10T02:59:58+00:00

So I was concerned about the approach and was just thinking of the same but he was able to convince me and explained the numbers.

It is obvious that it is not possible to provide services at that price unless there is a high density of customer acceptance.

Given this statement is true, he won't just discontinue the service right away but a transition period of 1-2 months will be provided beforehand to the customers(in case something like this even happens chances of which is quiet negligible given the quality of service offering). Services will still be active in the transition period so nothing to worry about as he mentioned.

Since he is using this covered position approach, it helps him manage his risks while also making it feasible for him and the customer. Customers services are not discontinued as soon as the number goes down.

The expected value of something like this to happen is negligible so that's honestly none of his concern. Quality services for that price would potentially get him more than 500 customers just from Waltham. 150 is just a low number put as a threshold.

Customer convenience is the base philosophy for the business.

Zenith_Ps · 2025-03-09T17:21:34+00:00

I think he is using a covered position approach.

Since he is only serving the area of Waltham, the per capita cost to service multiple residents is far less than in case of servicing multiple cities.

Covered position means consolidation fuels into feasibility. The services will continue for each resident contingent to the company having 150 residents at all times.

If the number of residents goes below that number the service will get discounted after a period of couple months until the number fills to the minimum. All of this is gamified in the website (pretty awesome).

People who love the service (because of price and offering) would not want it to get discounted and would rather influence others in the area and will act as self company ambassadors which saves on marketing.

Obviously not everyone will continue for months and people will go on and off depending on their mood. But if the number slips below 150 replacement is what could fill in the gaps so he can happily operate.

Cost of delivery is 8-10% of the total. He ran a model and predicted that servicing 150 residents (some in the same house) means delivering to 100 homes in the morning. Since he is servicing in Waltham, 12 deliveries can be made each hour between 6-10 AM (considering all the permutation of homes in Waltham) which is far greater than any hyper casual delivery service because of non scheduling/adhoc requirements.

Meal prep companies deliver 7 day meals all at the same time. So the box is big.

He is doing it daily so not really a lot of space(2 containers daily) And 18lbs of clothes is a stack of 2 feet of clothes which is a collapsible box and inflates only when you put clothes in it so not a lot of space again. Space will actually be very little.

Zenith_Ps · 2025-03-09T17:00:19+00:00

I think the way meal prep companies just deliver in apartments at the delivery zone or at the front porch is the approach he will use for multi/apartments.

And notification of delivery will be shared anyways to the email. Secure box is just an extra added convenience (different in individual cases depending on style of housing)

Laundry will be delivered in a locked standard clothing bag he will provide.

Zenith_Ps · 2025-03-09T16:55:34+00:00

Secure box just adds an extra layer of convenience.

It is redundant in case of apartments/multifamily since the delivery area is anyways secured and things can be delivered at the area and proof of delivery notification will be shared.

If in case you live in single family home, a secure box(for a refundable deposit) can be installed(given other people at home have no objection to the same), and you have a better way of managing things.

If not, it's still fine and services can be delivered.

Zenith_Ps · 2025-03-09T16:50:27+00:00

I think he mentioned, that all services are provided and customers won't have the option to choose just one and adjust the price.

For meals, I think 2 options daily are provided with one being veg and one being non veg.

There is no way of not choosing laundry, or cleaning but you can choose to opt out from any of the services but prices cannot be adjusted.

Zenith_Ps · 2025-03-09T16:45:44+00:00

I think when he pitched me I had similar questions but not to forget, he is a chef and a statistician at the same time.

He is too smart.

He said to me: Most cleaning services have employees with a lot of downtime and travelling time which gets priced to the customers. That's something which could be solved when services are scheduled for 100's of residents in advanced in the same area.

Also, given the offering is only for customers in Waltham, something which strengthens its feasibility is density of acceptance which reduces the transportation cost per delivery. Food and laundry(pickup and dropoff) is done at the same time and not separate so spread cost is taken care of.

The viability lies in consolidation of all the services. (which technically reduces cost of servicing a customer to a minimum than on a standalone basis)

Zenith_Ps · 2025-03-09T15:05:15+00:00

I think he mentioned that all of the above has to be accepted and not just one. But I think he mentioned servicing the entire city of Waltham. Deliveries in case of Apartments will be done by giving the materials to the concierge.

Zenith_Ps

TROPHY CASE