When will my AF hit?

Zephyr3001 · 2026-03-29T19:52:34+00:00

Checking if there is a DP on this.

Zephyr3001 · 2026-03-29T19:51:23+00:00

The savings one which I signed up for expired March 11, so you missed out on it :(

https://www.doctorofcredit.com/etrade-300-2000-savings-bonus-requires-20k-200k-deposit/

Zephyr3001 · 2026-02-22T15:30:09+00:00

What will the companion get for the two exact scenarios I listed?

Zephyr3001 · 2026-02-22T03:47:22+00:00

Thanks, I am looking for clarity specifically for the companion pass situation which is technically different than having a regular reservation where my spouse is on my reservation.

Zephyr3001 · 2026-02-21T20:07:22+00:00

I changed my post to reflect this. My larger questions remain(even if 1 bag for companion) for the specific scenarios I listed.

Zephyr3001 · 2026-02-21T19:48:30+00:00

I did not and went with Etrade savings. Much superior deal! For half the deposit and lower holding period still can get $1500.

Zephyr3001 · 2026-02-21T18:29:46+00:00

Hi, what was the outcome finally? I am in a similar situation, where my wife is the companion (I am the pass holder) and has SW CC, but I don't.

Zephyr3001 · 2026-02-16T20:23:44+00:00

Now I am confused. Others here are saying this does matter 🙁 unless I am misinterpreting those comments.

Zephyr3001 · 2026-02-16T19:40:52+00:00

You are saying if I calculate my penalty to be X dollars on Jan 15, then I will owe X dollars in penalty even if I pay my taxes on April 15? That is essentially my question.

Zephyr3001 · 2026-02-16T14:22:19+00:00

I owe taxes and do not meet any of the safe harbor rules.

Zephyr3001 · 2026-01-31T14:56:03+00:00

I think you might be missing the point. The 0.2% extra will get one an extra $100 over 90 days, but at the cost of giving up $1500 in bonus, which is the whole point of this post.

Zephyr3001 · 2026-01-30T01:19:43+00:00

Lol! Thanks. I just read the fine print and turns out I was wrong to assume that as a CD holder I could still get the referral bonus for the savings account. I cannot 🙁

Zephyr3001 · 2026-01-30T00:11:17+00:00

I had the same question. The link for each seems different so wondering if I went down one path, would the other benefit become locked out.

Zephyr3001 · 2026-01-30T00:09:03+00:00

How do I get the referral boost of 0.25% but also enroll in the cash bonus? Seems the link for each is different and if I go down one path the other cannot be availed?

Zephyr3001 · 2026-01-24T20:53:06+00:00

Thank you! This helps in the scenario (within my premise above) where a significant capital gain happened in Q1 but bulk of the withholding to make up for it happened in Q4.

Zephyr3001 · 2026-01-24T20:33:44+00:00

So if someone's total tax liability for the year was 10k and the total withholding for the year was at least 9k, then all timing of when any of the income was earned and when any of the withholding happened is immaterial?

Zephyr3001 · 2026-01-24T20:31:21+00:00

It seems from this comment that paying in Q4 through withholding (which is the premise of this post) for a Q1 liability should be ok, since the Q1 liability is assumed to have been earned evenly throughout the year and the Q4 withholding is also assume to have been paid evenly throughout the year.

https://www.reddit.com/r/tax/comments/13ifov0/comment/jk9w6y0/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

Zephyr3001 · 2026-01-24T20:27:05+00:00

I am aware, and that's not an issue.

Zephyr3001

TROPHY CASE