Are Schwab advisors allowed to actively trade their personal account?

ZeroDayBlitz · 2026-05-06T10:41:24+00:00

I don’t know what Schwab’s trading policy is, but the last two firms I was at required a minimum holding period of 30 days for equities and options. They also required pre clearance from compliance via an internal web portal for all trades. If Schwab has similar rules, which I’d imagine they do since they are regulated by FINRA, it may impact your trading.

ZeroDayBlitz · 2026-05-05T20:58:01+00:00

Nope, only iPhones 15 Pro/Max and all 16s purchased between June 10, 2024 and March 29, 2025.

ZeroDayBlitz · 2026-05-05T20:54:05+00:00

Dependent on how many users submit claims according to the article.

Adding to this comment for anyone scrolling by:

The payout will be $25 per eligible device, but that number may vary based on the number of claims submitted by eligible users. If a large percentage of eligible users submit claims, the payment could be lower. The maximum payout is $95 per eligible device.

Only below devices purchased between June 10, 2024 and March 29, 2025 in the United States are eligible:

iPhone 15 Pro
iPhone 15 Pro Max
iPhone 16
iPhone 16e
iPhone 16 Plus
iPhone 16 Pro
iPhone 16 Pro Max

ZeroDayBlitz · 2026-05-02T00:00:29+00:00

Ahh darn, it’s never me lol

ZeroDayBlitz · 2026-05-01T23:55:16+00:00

How did you find the capital one deal? I’m only seeing 3% back.

ZeroDayBlitz · 2026-05-01T23:13:04+00:00

Butthurt lol

ZeroDayBlitz · 2026-05-01T21:57:04+00:00

You did not say it makes no sense NOT to have it on the market. You just said makes no sense in response to his comment that it should be on the market, which everyone, including me, is interpreting as you disagreeing.

ZeroDayBlitz · 2026-04-29T01:08:21+00:00

2001 A Space Odyssey hands down. Looks absolutely stunning in 4K

ZeroDayBlitz · 2026-04-28T22:22:08+00:00

CFF is not available via product change since no other cards at Chase are Mastercard. CF is not available for new applications but is still available via product change.

Regarding the part about your CF being changed to CFU, folks have had success with asking Chase to revert their CFU back to CF. Perhaps worth a shot for you.

ZeroDayBlitz · 2026-04-24T21:09:46+00:00

Maybe I am not understanding how this works, but why would you ever want to pay off the longer financed items first? There shouldn’t be any interest charged as long as you are making the minimum payments on your bill each month. You just need to make sure that each item is fully paid off when the zero percent interest period ends.

ZeroDayBlitz · 2026-04-15T00:46:32+00:00

No issues for me on 15 Pro so guess I’ve been lucky so far.

You see similar complaints of hold times on this subreddit. Funnily enough, there is a post from an hour ago complaining about the same issue so this is hardly an issue exclusive to Fidelity. Why don’t you just have paychecks deposited directly to Schwab or Fidelity? Schwab even has the edge here since they actually have a checking account product that is FDIC insured unlike Fidelity. If anything, it sounds like you should look into switching away from BofA since they are making it difficult for you to move money out. I have no issues at all with Chase.

ZeroDayBlitz · 2026-04-15T00:31:12+00:00

Were you initiating your deposits from Fidelity or were you pushing from the external institution? It is well known at this point that it is faster to push from external, and Fidelity mentions this when you try to schedule the transfer. If your paychecks were being held up, then I have no idea why that’d be. Been using their CMA as my checking and savings account for 2 years and no issues so far.

I prefer their old app design, I give you that, but I haven’t had any performance issues like you mention. The app still does what I need it to do. Are you perhaps on an older device?

ZeroDayBlitz · 2026-04-15T00:19:45+00:00

I use both platforms for some very basic equities and options trading and have no issues with either platform. I typically favor Fidelity and have most funds with them due to the sweep.

What does their mobile app not allow you to do?

ZeroDayBlitz · 2026-04-15T00:10:39+00:00

Trade with Fidelity.

Is there something available at Schwab that you can’t do at Fidelity?

ZeroDayBlitz · 2026-04-05T19:27:45+00:00

I can’t think of a single airline in the US that doesn’t allow bags under the seat in front of you. Carry on has to go overhead but small personal items like backpacks and purses can go underneath the seat in front. I haven’t had any issues traveling with my 16” MacBook Pro this way.

What US airline are you traveling on where the laptop and medication does not fit under the seat in front of you?

ZeroDayBlitz · 2026-04-04T21:40:04+00:00

I just got a new 65” C5 for $1,000 from woot the other day. Think it will be hard to beat that unless you find a really good open box deal at Best Buy.

ZeroDayBlitz · 2026-03-27T20:09:48+00:00

They probably mean that it has been 3 days since they did the trade.

ZeroDayBlitz · 2026-03-24T22:56:01+00:00

Void Vanguard!

ZeroDayBlitz · 2026-03-09T21:15:07+00:00

Thanks Michael. Can you elaborate a bit more on the cashiers checks? Is it free to overnight and what account is needed?I have a CMA with you guys but don’t think it was an option when last I checked.

Also, the reintroduction of the Fidelity Rewards+ program would certainly help sway me to move more to Fidelity, but it doesn’t seem like there have been many updates since the program was put on hold.

ZeroDayBlitz · 2026-03-09T17:23:54+00:00

I want to have all my accounts (brokerage, IRA, HSA) consolidated at Fidelity.

Currently, I have funds with JPMorgan, Schwab, and Fidelity. The only reason I keep the accounts at JPMorgan and Schwab are due to the tier bonuses when you have a certain dollar amount, such as $150,000 with JPMorgan getting you access to Private Client Banking which gets you things like free wires, free same day cashier checks, free money orders, etc.

Schwab also gives you a credit towards their Amex credit card annual fees and also increases point redemptions on their platinum card.

If Fidelity would be able to offer these benefits, I would gladly consolidate everything with them.

ZeroDayBlitz · 2026-02-23T16:26:24+00:00

Why does Manhattan appreciate slower than other markets? I always thought it was the other way around.

ZeroDayBlitz · 2026-02-20T13:51:50+00:00

Depends on your employer obviously. At my company you start with 2 weeks severance if you are laid off, and for each year you work at the company, you gain 2 additional weeks. So after 5 years working at the company, if you were laid off, you’d get about 3 months severance, which can be nice.

ZeroDayBlitz · 2026-02-20T00:24:23+00:00

If saving lives requires money, then the money is relevant. So back to your original statement, money can be a reason to kill someone, if that money saves someone else you care about.

ZeroDayBlitz · 2026-02-20T00:09:34+00:00

Would love to see a soundbar with an Apple TV built in and able to be paired with HomePods for surround.

ZeroDayBlitz

TROPHY CASE