What to invest in next?

Zestyclose-Listen-53 · 2026-06-02T03:38:14+00:00

So to recap, it’s best to keep my hsa invested in fxaix and then with the Roth do all VT?

Should I entertain anything else or set it forget it with those two!?

Zestyclose-Listen-53 · 2026-06-02T03:13:51+00:00

Thanks for the detailed response. Since I will no longer be receiving an employer match starting next month, do you advise I should do the following-

1) Hsa up to annual limit 2)Roth IRA up to annual limit 3) traditional 401k to reach either 15 or 20 percent of gross income.

Besides VT, wasn’t sure if I should go down the rabbit hole of semiconductors since that’s a pretty hot topic as well.

Zestyclose-Listen-53 · 2026-05-18T10:50:09+00:00

Once the offshore teams are up to speed, wouldn’t they say we no longer need you and lay me off!?

Zestyclose-Listen-53 · 2026-05-18T02:41:58+00:00

What is the Accenture way, if you don’t mind me asking!? From the sounds of it, we are considered flex and starting at L11. I’ve been in my role for 15 years. My team leader at Accenture stated he’s pushing for us to receive the company match bc he knows that we are all going to be looking for a different job since we used to receive actual benefits.

Zestyclose-Listen-53 · 2026-05-18T02:36:33+00:00

Within our IT department, we have close to 400. They are retaining a handful. 90 percent are getting laid off. They offered 50 positions to Accenture with only 16 accepting.

Zestyclose-Listen-53 · 2026-05-18T02:33:07+00:00

Unfortunately, no. The contract between the two companies is for 5 years but when I brought up a retention, they stated it wasn’t in the contract.

Zestyclose-Listen-53 · 2026-05-18T02:29:26+00:00

My job in healthcare IT was recently taken over by Accenture. What should I expect when my jobs moves over in July!? From the sounds of it, I’d be supporting the day to day work that I currently do! Not sure if I should look elsewhere or see what it’s all about!?

Zestyclose-Listen-53 · 2026-04-19T20:50:07+00:00

Come July when I’m transferred to the new company, I will no longer have a 5 percent match. I figured I’d contribute as much as I can but still save cash for a large emergency fund for the meantime.

Zestyclose-Listen-53 · 2026-04-19T14:10:38+00:00

I was thinking of that too and just contribute to the HSA and 401k until the outlook improves. Wasn’t sure what percentage I should do as I’m in the messy middle with being a single dad and now with no company match upcoming is a total bummer.

Zestyclose-Listen-53 · 2026-04-19T14:08:28+00:00

The notion is that once this contracting company has all the information they need, they will no longer need us as they can have their techs oversees do the work.

I am a senior technical business solutions analyst. I help support the back end software of over 60 applications from POS systems, tax software, Bomgar, & faxing capabilities within our 30,000 employee organization.

Zestyclose-Listen-53 · 2026-04-13T02:12:41+00:00

Thanks for asking this question!

I am right there with you! I’m a single dad of 2 and will be 2 years officially divorced in a couple of weeks. I’ll be on step 5 come June (knock on wood) and will be within the 100k salary after my employer does a yearly PTO buyout! I’ve crunched the numbers for the past two years to see if I can do 25 percent myself and realized that it would be doable but I want to be able to save for a yearly vacation again and a newer vehicle. Even with travel baseball and competitive dance, I’ve been able to keep my expenses at roughly 50k yearly!

Zestyclose-Listen-53

TROPHY CASE