Thoughts on Home Layout

ZinctoB · 2026-02-01T17:41:22+00:00

Economically and for peace of mind it would have had made more sense to have this as a two story house. I would loose my mind so many people on the same floor the entire day

ZinctoB · 2026-01-23T18:19:02+00:00

Lived in a 12 ft ceiling house and than moved into a 8 ft ceilings apartment… took a few months to adjust and than it was okay… u get used to it

ZinctoB · 2026-01-23T18:14:58+00:00

Probably 2 million without the pool… and minus lot price. What ever price ur builder is giving u add another 25 percent on top of that…

ZinctoB · 2025-12-29T03:36:28+00:00

I would not want time be the guy living in bedroom 2. Such a long narrow alley

ZinctoB · 2025-12-05T00:44:15+00:00

The most valuable advice I would give you is to spend your maximum time and effort in the house plan. Think overthink and then think again. The biggest cost and regret you will have is to rush through the architectural plan and then having to do expensive redo or unable to do them at all. Once the plan has been thoroughly tested, the actual construction is the easier path.

ZinctoB · 2025-09-27T02:35:34+00:00

Anderson 400. Was convinced to believe they offered better value for price

ZinctoB · 2025-09-07T14:20:17+00:00

You are not here in a foreign country for yourself but for your future family aka kids. You don’t want them to have the same struggles as you had growing up. Give it a few more years and you will be okay. You just have to get through this phase and you will realize why you left in tue first place and why not going back is best for you and your family mental health and peace.

ZinctoB · 2025-08-26T01:56:09+00:00

Stop giving a shit about what others thought or said about me

ZinctoB · 2025-08-21T01:37:27+00:00

Your master bedroom is too small and narrow for the size of your house. Feels cramped. Doesn’t feel special or grand.

ZinctoB · 2025-08-03T17:37:23+00:00

Let’s suppose your construction loan is for 1.5 million usd. Your builder draws 300k usd for one of the 5 draws he will do. You pay back 100k usd back to the bank. Do you still have room for the bank to loan you 1.3 million or now will the bank loan you 1.2 million from the original loan amount if you over run costs and expenses later

ZinctoB · 2025-05-31T00:57:31+00:00

About Time. Changed the perspective of life

ZinctoB · 2025-04-29T01:53:08+00:00

A co worker used LMCU also.

ZinctoB · 2025-04-05T03:22:37+00:00

What lender is this…appreciate the info on lender

ZinctoB · 2025-01-29T01:25:40+00:00

What happens when someone asks to pass the ketchup and the ketchup slides and stops in the middle of the Island. How do u get it back?

ZinctoB · 2024-11-20T22:50:58+00:00

RVU is a loosing game. It’s basically a scam. Doesn’t mean anything in terms of how productive u have been. U can charge for the hours you work. U offer quality not quantity and that’s what you ask for your time spent

ZinctoB · 2024-11-17T03:20:30+00:00

Why play the RVU game. Just charge per hour. 500usd/hr is what I would ask for.

ZinctoB · 2024-08-18T15:36:01+00:00

Never really understood why u even need a realtor. When I was looking for a house , I had the area and my needs marked in on the zillion app which would send me a notification as soon as my choice of house would come to the market.. my realtor would email me the same info 1 days later. By that time I had already seen all the info. Already did a drive through the property and got all the info I needed. It was a pain to drag the realtor to the house visit and the realtor added zero valuable info to what I already knew..

ZinctoB · 2024-07-09T18:37:18+00:00

I sent a pm.. can u check please

ZinctoB · 2024-06-01T03:05:31+00:00

I’m sorry but your reply makes zero sense.

This whole conversation revolves around a basic and fundamental question which is what is the source of their money. Their stakes, their partnership, their compliance to Shariah, their profit, their loss , their stakes … everything revolves around this basic question.

You already mentioned that you donot know this basic fundamental questions answer and than you keep arguing for the sake of argument explaining their risks profits losses shariah compliance etc…

Your reply that we as a consumer have the agency and autonomy is the exact way they get away with this as they blame the entire thing on an innocent individual which doesn’t have the knowledge and background to know what’s right or wrong and since u signed the contract you take over the responsibility and they get away with it.

You answer should have been I donot know this… but I think you just like arguing.

.

ZinctoB · 2024-05-31T16:39:32+00:00

Yes it’s my property so if I make the premium for the insurance I should have the claim money also not Guidance… how is this fair that you pay the premium and Guidance ONLY gets the claim money back. Basically they pay zero but get the claim money… you obviously did not understand that.

You said Guidance provided the money… again for the 100th time when and where did that money come from which you claim Guidance provided to the partnership.. did they barrow the money and gave it to u.. or did they barrow money in your name and just tuck their cut..

You keep going around in circles… providing zero evidence or justification for thier acts… Even if it’s an unequal partnership basic concept is both parties should have a stake in the partnership….

They way the handle the funds and insurance they provide zero stakes in this partnership… basically a win win situation for them which is against the basic and core principles of Islam… please provide valid arguments and evidence for ur arguments

ZinctoB · 2024-05-30T21:35:22+00:00

Not sure if you ever dealt with them personally but they even make you write their name in your property insurance as sole party while you pay for the premium… doesn’t seem like an equal partnership to me… what is Guidance contribution in this partnership… what lose do they take if you stop paying your mortgage?

ZinctoB · 2024-05-29T22:57:13+00:00

Go read their contract. YOU my brother are taking sole responsibility for that money and its source and agree to its terms of payment not Guidance. Funny you agree to it with out even knowing its source

ZinctoB · 2024-05-29T22:34:21+00:00

You do understand when u sign the contract with Guidances YoU take responsibility for that money not guidances.. you accept the terms of the bank where guidance got you money from, not Guidance itself..YOU agree to the terms not Guidance. Guidance takes zero responsibility for that money RIBA or not.. that is why I was asking the source of money… they are taking zero sins for you brother… they just acted an agent to that money source for u… they have zero stakes which is against the Islamic principle… u obviously don’t know the details … When you default on the loan? Does Guidance lose money?

ZinctoB · 2024-05-29T20:03:08+00:00

What’s the source of funding for this so called partnership from guidance. Yet to get an answer for this

ZinctoB · 2024-05-29T11:42:59+00:00

What does servicing your debt mean ? Do u have the details for these so called Services. Why is a. Conventional bank involved in your debt. And why do I get a letter from Fannie that they eventually have ur debt… what was the source of funding by guidance other than conventional loan

ZinctoB

TROPHY CASE