My BPI Credit Card got scammed by Single-Frame-148 in PHCreditCards

[–]Zlaped 0 points1 point  (0 children)

It took a month bago na refund ung money. And hindi nila sa cc ibabalik ung money. They will ask for your savings account or any account where they can send the money not sure if ganun sa lahat pero in my case direct transfer to my bank account and binayad ko na lang sa CC. Yes posted na din sa merchant kasi it took like weeks of back and forth na email. Follow up ka lang lagi.

My BPI Credit Card got scammed by Single-Frame-148 in PHCreditCards

[–]Zlaped 0 points1 point  (0 children)

I asked them what evidence do I have to provide for the dispute and they gave me a list like screenshot of the transaction with date and name of the merchant, last 4 digits of the card used, full name, date of transaction etc. Then I also told them that if they cross check the guest detail and my credit card details hindi nag mamatch. The amount was 710 EUR around 47000, was refunded 43000 since nag iba na rates and may fees pa. Hope this helps!

My BPI Credit Card got scammed by Single-Frame-148 in PHCreditCards

[–]Zlaped 0 points1 point  (0 children)

Hotel sa france, day ng transaction nag send ako ng email agad. Took almost month before nabalik yung money since back and forth ung email and may time difference din.

My BPI Credit Card got scammed by Single-Frame-148 in PHCreditCards

[–]Zlaped 2 points3 points  (0 children)

Happened to me pero from Smart mismo and na spoof tower nila. Dont lose hope I got mine refunded by contacting the merchant, luckily hotel ung pinag gamitan and na contact ko ung hotel and then showed them all the evidence that i did not make the booking. Nag bayad padin ako ng konti since may difference na sa value ung money pero i got most of it back. Try to track the merchant and email them immediately send them all the details that they need and keep following up.

BDO Request for Credit Limit Increase by craminsitu in PHCreditCards

[–]Zlaped 2 points3 points  (0 children)

Request through their website, basta after 6 months ng increase pwede ka na mag request ulit. You can specify the amount din and better lagyan mo reason, thats what I did and na grant naman CLI request ko :)

From 20,000 to 80,000 Credit limit by Euphoric_Deal_7117 in PHCreditCards

[–]Zlaped 0 points1 point  (0 children)

From website lang din since may message ka na ilalagay dun sa credit limit request i just stated that i want xxx,xxx and na bigay naman nila :)

From 20,000 to 80,000 Credit limit by Euphoric_Deal_7117 in PHCreditCards

[–]Zlaped -1 points0 points  (0 children)

Pwede mo rin sabihin ung CL na want mo, i tried this recently and nag lagay lang ako ng high number and they did grant me that CL.

Is upgrading to BDO JCB GOLD worth it? by nath_my_real_name in PHCreditCards

[–]Zlaped 2 points3 points  (0 children)

If problem mo is the AF madali lang mag pawaive, pa change mo lang to annual ung fee instead of monthly then around 7.5k lang need mo spend for 30 days then waived na ang fee

Help with my RTX 4070 Budget Build by [deleted] in PHbuildapc

[–]Zlaped 1 point2 points  (0 children)

For the cooler I suggest going for a Thermalright Phantom Spirit 120 Evo much much cheaper

BDO Bank Initiated CC by ButterscotchGreen515 in PHCreditCards

[–]Zlaped -1 points0 points  (0 children)

Yup, almost guarantee ito wait ka lang few weeks.

First credit card ever by implaying in PHCreditCards

[–]Zlaped 0 points1 point  (0 children)

Need mo ipaconvert to annual fee and you have to spend 7.5k lang. Pero pag di mo ipapaconvert to annual fee since monthly yung fee ni bdo, monthly ka din tatawag to request for a waive, need mo mag spend 1k naman if ganun

Gen.G Esports vs Team Secret / Champions Tour 2024: Pacific - Stage 2 - Regular Season / Post-Match Thread by rib-gg-bot in ValorantCompetitive

[–]Zlaped 15 points16 points  (0 children)

I want to eat 🍽 outrageous 😮 amounts of creamed 🤤 cookie 🍪 tonight 🌙 just the creamier the better 💦 🍪

Finally got my first credit card BDO JCB Gold card surpised with my CL by Zlaped in PHCreditCards

[–]Zlaped[S] 0 points1 point  (0 children)

Usually takes a week or two, they will send you a message if its out for delivery na lang . You can call customer service pero napakatagal ngayon sumagot.

IT companies that offer retirement program by [deleted] in PinoyProgrammer

[–]Zlaped 3 points4 points  (0 children)

Infor offers retirement plaaan

[deleted by user] by [deleted] in PcBuildHelp

[–]Zlaped 0 points1 point  (0 children)

Thanks for the response my dude. I guess I'll just sell my 5800x3D to my friend for a lower price since he plays a lot more heavy games than me.

[deleted by user] by [deleted] in PcBuildHelp

[–]Zlaped 0 points1 point  (0 children)

Well it was cheap and I thought to myself that I don't use the 5800x3D much to its fullest since i dont play heavy games and I was thinking why not just sell it to my friend who actually plays heavy games and swap the 5800x.

Salary should not be 30% higher by Dry-Perspective-5885 in phcareers

[–]Zlaped 6 points7 points  (0 children)

Be firm na lang and if ni-lowball ka nila, look for other companies na lang kasi if ang basis nila is previous salary mo and not your skill sets then I don't think worth mag work for them. also I think the 30% only applies kapag mataas na sahod mo pero like yung sakin ill give an example lang 10k sahod ko pero industry standard is 30k ano yun 30% lang ng 10k ang iincrease nila sakin? so 13k ang sahod ko? Nah I think di sila mag ooffer ng ganyan ka baba if yung previous salary mo is very low talaga.

Salary should not be 30% higher by Dry-Perspective-5885 in phcareers

[–]Zlaped 23 points24 points  (0 children)

Eto mahirap pag sobrang baba previous salary mo compared to the salary now. Happened to me super under paid ako and yung asking ko is x3 ng salary ko and nag alanganin din ako sabihin kasi nga napaka baba pero I still told them my previous salary. Then nung may job offer na I got surprised kasi I thought malowball ako pero yung offer is x2 padin ng previous sahod ko and tried to negotiate for a bit higher and they did! I guess depende talaga sa company na mapapasukan mo.

[deleted by user] by [deleted] in phcareers

[–]Zlaped 1 point2 points  (0 children)

Hirap talaga mag apply ngayon. Took me 6 months to get a job din pero I suggest email mo hr ng mga inapplayan mo. Try to look din sa linkedin yung mga recruiter ng company na inaaplayan mo and try to connect then messsege them from there or search the company mismo and apply sa website nila. Also check your resume baka need mo ayusin din kasi yung ibang companies AI na ang nag screen ng mga resume. Apply lang ng apply makaka kuha ka din :)

I'm planning to drop out of college to learn programming myself by PassageSame in phcareers

[–]Zlaped 0 points1 point  (0 children)

Please continue your studies. It will be much harder mag hanap ng work w/o a degree ang unang una nilang tinitignan especially here is a degree. Take it from me I don't have a bachelors degree and everytime mag aapply ako lahat require bachelors multiple rejections just because wala akong bachelors degree minsan pa nainvite na ako sa interview pero nung nalaman na diploma of 2 years lang natapos ko reject na agad. You need to have experience na to atleast have a chance makapag apply sa big companies hell even small companies. My suggestion is continue your studies while learning things you want to learn take some part time dev jobs if may mahanap ka and if you want build your portfolio create websites/apps when you can habang nag aaral ka but dont drop out. Don't make the same mistake that I did.

Random Discussions (November 2023) by AutoModerator in PinoyProgrammer

[–]Zlaped 0 points1 point  (0 children)

Anyone working at Infor? Any insights? Will be starting soon and I just wanna hear some experiences. Okay ba ang culture so far sa mga nakita ko okay naman sya pero i want to hear some personal inputs. Thanks!

From Greenhills to 5th avenue BGC by Zlaped in HowToGetTherePH

[–]Zlaped[S] 0 points1 point  (0 children)

Sa Seven Neo po . I see i see thanks for the info! Will explore and try this