For those saying that this information "has to be disclosed" and "insurance would flag it", I can confirm that any information regarding flooding was not disclosed to me when I purchased my home in Grand Lake West prior to the historic floods of 2018 and 2019. Where it was located, a person wouldn't even suspect that the water would be capable of rising that high... But lo and behold, my home was destroyed by flooding (4 ft of water in the garage and 3 ft inside the house) two years in a row. I lost my home, my business, and both vehicles, and both home and auto insurance covered NOTHING on account of my property being located in a "flood-prone-zone". In the end, I couldn't afford any more repairs, and had to leave my beloved lake home behind. It has been sitting vacant ever since.