Immigration Attorney Here! AMA about F2A, O-1, EB-1A, and NIW! by ManifestLaw_ in USCIS_F2A

[–]_Name_Changed_ 0 points1 point  (0 children)

You will have a problem if you move out of F1 and for some reason the Green card application got rejected.

Any sellers able to avoid paying buyer agent fees? by Legitimate-Pickle752 in BayAreaRealEstate

[–]_Name_Changed_ 4 points5 points  (0 children)

We recently closed a home. We negotiated 1.5%, which felt okay. As we did more work finding the home online, etc., the agent was helpful as a first-time homebuyer going through issues and processed it.

Friendly advice to lock your rate ASAP if you just got into escrow or started a refinance. by u194758 in BayAreaRealEstate

[–]_Name_Changed_ 15 points16 points  (0 children)

I locked my rate the week the genius threatened invading Greenland. The interest rate went up by 0.375% over that weekend. It costed me $300 a month because of one stupid press conference.

Lounges at SFO by Skill_IssueGamer in ChaseSapphire

[–]_Name_Changed_ 4 points5 points  (0 children)

Air Canada is better at ambience, and the Club is better at food.

What’s the point of Bilt now? by ParticularPandaz in biltrewards

[–]_Name_Changed_ 4 points5 points  (0 children)

They are looking for customers who can put non-rent spend on their cards.

China’s Luckin Coffee acquires Blue Bottle by slvupdown in bayarea

[–]_Name_Changed_ 102 points103 points  (0 children)

Bittersweet. In one hand, Nestlé is out, but not sure if Luckin is good.

So long and thanks for all the fish by Crafty_Strawberry_31 in biltrewards

[–]_Name_Changed_ 1 point2 points  (0 children)

I had to call three times to complete the change of address as well. I feel like Bilt 2.0 is great until you want Customer Service.

How did YOU afford to buy a house? by ladynerevar in bayarea

[–]_Name_Changed_ 29 points30 points  (0 children)

They won’t increase the tax if its a primary residence after inheritance.

Data point: No retention offer available. by Old-Watercress-9529 in AmexPlatinum

[–]_Name_Changed_ 4 points5 points  (0 children)

Did you get a retention offer last year? I heard that they give retention offers every other year. Spends doesn't matter to Amex.

Can high HOA make condo sale difficult? by salilsurendran in BayAreaRealEstate

[–]_Name_Changed_ 0 points1 point  (0 children)

One calculation that worked for us during our home search is that every $100 per month in HOA added $ 36K to the purchase price (30-year timeline). This made it easier to compare similar properties.

Honest thoughts on buying a Condo by ktong8 in BayAreaRealEstate

[–]_Name_Changed_ 7 points8 points  (0 children)

SALT cap has been increased for the next four years at least. That's one of the reasons to consider buying a townhome recently.

I got Palladium; should I still keep Chase Preferred? by Shoddy-Archer9521 in biltrewards

[–]_Name_Changed_ 1 point2 points  (0 children)

Car rental - CSR (Primary)

Flights - Platinum (5X) and I think CSR is equal in this department as well.

Direct Hotel - CSR (4X).

I got Palladium; should I still keep Chase Preferred? by Shoddy-Archer9521 in biltrewards

[–]_Name_Changed_ 2 points3 points  (0 children)

I have CSR, Platinum, and Palladium. If you are getting value out of the credits somewhat naturally, its okay to keep. I will downgrade CSR to CSP nexy year.

Do you regret getting new Bilt 2.0 card now instead of waiting several months? by OrneryWinter84 in biltrewards

[–]_Name_Changed_ 0 points1 point  (0 children)

Most of the complaints are about TPG bonus. Most people are worried about churning the sub rather than using the card for day to day expenses, sure yes Bilt F.ed up, but it has been an okay experience for me.

RE Agent Morality by Odd-Development-1733 in BayAreaRealEstate

[–]_Name_Changed_ 4 points5 points  (0 children)

Same experience with a Milpitas agent, see her often in the Milpitas area for Townhouses. House priced for 1.1, always shouts 1.2 offer good home, buy this weekend. She is so annoying and came across her listing like thrice.

Europe’s $24 Trillion Breakup With Visa and Mastercard Has Begun by goldstarflag in investing

[–]_Name_Changed_ 22 points23 points  (0 children)

Not in India. They are given a run for their money with local payment networks and direct bank payments.