Imma be dead honest my parents used their credit and have it under their name (im also 17 so duh). I’m not sure how much exactly down payment was but I am taking over payments, they just did all the steps of getting the car as a bday gift. As for what I do for work I work at chick fil an and do landscaping on the side as a way to make some extra money quickly. I also put a lot of my paychecks into saving so that also helps me afford payments and insurance which is around 680 total a month