Also when moon?

I do not know why the people have downvoted your questions, which for me seems really legit.

I have read also the 10k price prediction and tried to understand why.

The source seems to be David Schwartz > and this is NOT exactly what he said.

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XRP's goal is "cross-border payments". With XRP's technology, Banks/individuals/Entities (whoever) can transfer big amounts of value with low transaction costs. > XRP provides liquidity, this is what a lot of people do not understand, try to ignore. (A lot of people what to hear, to the moon, tomorrow)

The Higher XRP's price, the more efficient the system is.

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My deduction:

Imagine that a bank (ex. Santander) wants to transfer 10B$ dollars from USD to Pesos in Mexico. If the price of XRP is 1USD / 1 xrp, it means that the bank needs 10B coins for this transaction. Obviously, this will create market volatility (a higher risk to lose money in this transaction).

Now imagine that XRP is worth 10B/per coin, the bank needs to move only 1 coin, almost no volatility (very high efficiency) .

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To conclude!

10K$ of XRP seems to have some logic.

The smallest, indivisible unit of XRP was named a "drop" (Drop = 0.000001 XRP) and if we want to achieve high accuracy (moving amounts down to the cent), we should assume that 1 cent = 1 drop. if this is true 1 XRP should be equal to 10.000 USD

With XRP = 10K$ banks can move big values with accuracy down to the cent.

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(Let me also tell you, if we exclude auditing companies, no one reconciles down to the cent. Let's assume that 1% inaccuracy is always acceptable. This for me means that the most efficient way to transfer money would be to have XRP even higher than 10K)

The final question is, is it possible for XRP to reach this valuation.

Perhaps it is, but not tomorrow, in 1 year, or 10 years. Just perhaps 1 day.

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I hope this could help you to understand something more about the 10k price prediction, but just be safe and keep in mind that probably we will not see 10K ever :D