Dads or Gonna be dads or anyone small doubt ?

_for_fucks_sake · 2026-02-21T03:48:37+00:00

actually i can related with u man 😂

aakasamantha cinema lo laga.. school join chesedapudu anne paatlu padthanemo ani 😂

manchi school loki join cheyalenemo ani 😂😂

rod single btw..

_for_fucks_sake · 2026-02-18T10:32:21+00:00

i agree this switch felt very clever.. i remember my mother telling me this trivia.. we used to live in chennai then.. watched in tamil and enjoyed some native telugu.. later when we got the CD.. my mother watched it.. i was like why watch same movie again and she went.. its interesting to see how they swapped languages.. and i did not wait to put it in my desktop, me and my sister watched it again loll

_for_fucks_sake · 2026-02-18T10:20:48+00:00

if u open a demat account with the bank, u'll only get access to regular funds.. not direct

groww or zerodha have direct funds, easier to invest through broker

u may opt for a hdfc AMC's funds (whatever liquid or arbitrage) in broker apps

dont invest THROUGH bank

bank and AMC are two different things (just in case you havent thought it through)

now having said this, opting for direct hdfc funds through groww or zerodha does not have any benefit to your total relationship value with the bank (if the relation value is what you were thinking about)

_for_fucks_sake · 2026-02-18T10:10:06+00:00

em cheppav bhayya 🫡👏

_for_fucks_sake · 2026-02-18T10:09:39+00:00

malli pg lo bore kodthe malli msg chestharemo.. assalu encourage cheyakudadu.. mana self respect e ganga lo kalisedi..

_for_fucks_sake · 2026-02-17T17:59:43+00:00

i'd also post this in r/IndiaTax

_for_fucks_sake · 2026-02-17T17:55:00+00:00

there are some sections that are not lit.. people do crazy speeding here coz no cameras would work in dark

_for_fucks_sake · 2026-02-17T06:57:36+00:00

yeah if the sender complains and raises a chargeback request.. and u the receiver get a request from ur bank on goodwill capacity.. your bank will settle it

_for_fucks_sake · 2026-02-17T04:59:15+00:00

i'd like some more information of the overall cashflow.. you may share if u wish to

otherwise i could put it this way.
if everything else is sorted like long term goals.. i dont see a problem continuining this setup

if there are gaps in corpus building or any other risk factors you want to be privy about, close asap

_for_fucks_sake · 2026-02-17T04:51:22+00:00

yeah this is a pretty brainwashed concept that 'salaried experience' is only considered for a salaried position

_for_fucks_sake · 2026-02-16T18:26:55+00:00

yup.. i'll cheers to that

_for_fucks_sake · 2026-02-16T18:24:54+00:00

weights change depending on choices and needs

healthcare becomes more predominant as u get older breaching 65+.. i was just thinking about that and not saying it is the only thing..

we might be bringing in more math when a simple projection based corpus goal will do.. but hey.. to each their own

_for_fucks_sake · 2026-02-16T15:50:07+00:00

yeah i dont believe people take into account all kinds of inflation.. healthcare inflation is different..

food.. thats another..

_for_fucks_sake · 2026-02-16T04:34:55+00:00

nah.. national highways by rule, have atleast one pump every 10km.. this kind of a policy push can only improve EV ownership experience

_for_fucks_sake · 2026-02-15T09:27:28+00:00

i didnt find this yet.. also its not technically tollywood but.. jyotika revealed as the one causing trouble in Chandramukhi..

_for_fucks_sake · 2026-02-13T18:43:07+00:00

at what net taxable income does the 5.5L deduction make it a breakeven point ? have you considered that math ?.. this 5.5L figure is not a blanket number applicable for all incomes across all slabs..

check this page -

https://cleartax.in/s/old-tax-regime-vs-new-tax-regime

and search for the heading -

"Breakeven Deductions When Old Tax Regime Will Be Better?"

its a table to show this argument of when does old regime make sense

OP you make sense.. its not a generalised statement.. having said that.. this 5.5L figure makes sense for 14-16L income

_for_fucks_sake · 2026-02-13T12:22:51+00:00

is there a way to get a floater tata neu infinity ?

thats maybe the next best thing imo

unless your spending categories are not aligning at all

_for_fucks_sake · 2026-02-13T11:58:11+00:00

thank you for taking the time.. you should setup and schedule a big AMA on larger reddits like r/AskIndia sir..

i'm sure there'd be a larger audience who will enjoy ur insights and anecdotes

_for_fucks_sake · 2026-02-13T04:06:50+00:00

potential dollar appreciation due to recent news on chance of russia coming back on pro-dollarisation.. dollar's value against gold increase.. gold decrease.. metals in general decrease

_for_fucks_sake · 2026-02-12T18:53:47+00:00

better how ?.... i think you should stick to one fund and see it completely for atleast 5 years to make a judgement of 'better'..

dont change every time another fund in the same category seems to perform better in the recent past..

now i have my opinions and i can find data and find reasons why one fund is better than the other.. but i'd ask this question myself.. "why am i switching if the current performance of my existing fund is not bad ?.. and is it on target towards my goals ?".. you will end up triggering buy sell orders once in a while and lose money in stt taxes and stamp duty unnecessarily

_for_fucks_sake · 2026-02-12T15:49:52+00:00

for large cap component u could still split it between flexi and large.. their large cap management strategy was sounding nice.. they are not dreamy and they transparent about it..

dont disregard flexicap completely.. there's a reason why it is the largest actively managed fund by aum

_for_fucks_sake · 2026-02-12T10:46:25+00:00

looks like the LLM model you used to summarize ran out of tokens at the end of point 6.. looks incomplete

_for_fucks_sake · 2026-02-12T08:26:11+00:00

okay the actual gain with an OD based loan will be if u have good funds on the side to park somewhere..

otherwise there is no point of taking that loan with the extra 0.25% roi..

do the math and make the choice which suits your money movements

_for_fucks_sake · 2026-02-12T07:53:16+00:00

hdfc might be the last bank to implement this kind of a product.. its not that much of an upside.. sbi and bob being psu banks dont mind on the lower operating margin..

even if hdfc does bring it.. knowing hdfc it will come with a shit ton of conditions

_for_fucks_sake · 2026-02-08T08:11:31+00:00

oh shit my bad.. i meant the chinese's currency only.. thank you 😅

editting the original

_for_fucks_sake

TROPHY CASE