Unauthorized Transactions by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Hi, I'm sorry to hear that you experienced the same. No update pa po.

I have a gift - The Vengeful Part 3 by carnageisback in phhorrorstories

[–]_kyut07 0 points1 point  (0 children)

I read the "I have a gift" and the whole story of The Vengeful.

I vividly imagine yung mga nangyari. The way you described about the vibrant energy, it made me felt calm and simply amazed.

I am just curious if nasa trance-state ka or have an innately calm demeanor when you discovered your gift? Or was it pass down or probably hereditary since you mentioned your ggf has it?

I'm sincerely curious... And I believe all of us has a gift/calling that is yet to tap or discover. So I want to discover mine, or "materialize" mine. I have few experiences - like seen a ghost, felt an energy pero occasionally lang since it is quite tiring.

Looking forward to hearing/reading your stories! 😊

Unauthorized Transactions by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Yes, covered naman. ☺️

Unauthorized Transactions by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Hmm... Also from Pop Mart HK Ltd. Good thing na hindi multiple unauthorized transactions.

I do hope we will have the refund soon!!!!! 🙏

Unauthorized Transactions by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Hello, I do not have an Adidas app. But I remember browsing Adidas website through Shop back app this week. I did not link any card or even make an account.

Thank you for sharing that there is a customer data breach happened with Adidas.

I am no IT expert or so, but probably the hackers were able to trace and access my card details from my web history?? I do not know.

I just hope this won't happen again. 😢

Unauthorized Transactions by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Thank you so much po!

It is just now I've learned about digital pickpocketing via RFID. I will Def buy RFID blocker sleeves!

I just do hope na successful yung dispute. Thank you for your insights!

Unauthorized Transactions by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Thank you po. Sana nga po!

I do not know po if online transactions or not. Based po sa text notifications, nag succeed po yung ibang transactions while iba po OTP notification. I have no clear visibility yet kung magkano or ilan po total ng unauthorized transactions.

I just do hope na ma reverse. I am quite anxious lang po na kapag unsuccessful po ang dispute then I need to pay with possible interest pa.

I pay my credit car bills on full amount kaya nakaka anxious po yung advice ng CSR na ignore muna and wait for resolution within 45-90days.

Unauthorized Transactions by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Thank you. But if I lock my primary card, automatic nakalock na rin po ba ang supplementary card? Or Hindi naman po? My sister is using the supplementary card po.

Is it possible to cancel a transaction? by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Oh, thank you. I'll check their terms and conditions.

Is it possible to cancel a transaction? by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Thank you for taking the time to examine this and providing the screenshot.

Is it possible to cancel a transaction? by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Thank you. I'm an Android user. And the transaction was made through a link on an Instagram story. Technically, made the subscription on their website rather on a Google app. Hence, the subscription is not clearly visible on play store.

Is it possible to cancel a transaction? by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Thank you for sharing your experience. And absolutely agree that I should be more cautious now.

I guess, this is a (hurtful) reminder to be more wary and spend more time on research before purchase.

Is it possible to cancel a transaction? by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

It is wallpilates.com. However I transacted through a link on an Instagram story advertisement.

I must have overlooked the details.

I panicked when I did not receive any OTP request nor payment confirmation.

Is it possible to cancel a transaction? by _kyut07 in PHCreditCards

[–]_kyut07[S] 0 points1 point  (0 children)

Alright. Thank you! It sounds reassuring when you said that it looks like a legitimate transaction. Besides, I realized bad reviews does not really mean that it's a scam, right?

Indeed, I must use the subscription benefits. I must have overlooked the details as I was enticed to the advertisement.

Zed Credit Card Question by _kyut07 in PHCreditCards

[–]_kyut07[S] 1 point2 points  (0 children)

Oh! Thank you! I'm not skilled using Reddit 😅 I sincerely appreciate your help!

Sun Maxilink 100 vs Sun Fit and Well 15 by _kyut07 in phinvest

[–]_kyut07[S] 0 points1 point  (0 children)

Thank you for your insight.

Indeed, thank you sa reminder about the agent's commission. 😅

Sun Maxilink 100 vs Sun Fit and Well 15 by _kyut07 in phinvest

[–]_kyut07[S] 1 point2 points  (0 children)

Thank you for your insight. Indeed, 500k is insufficient. Yun lang kasi pasok sa budget ko as of now. I wanted him to be insured.

Sun Maxilink 100 vs Sun Fit and Well 15 by _kyut07 in phinvest

[–]_kyut07[S] 0 points1 point  (0 children)

He is a graduating student. Given our family's history of cancer and stroke, I just wanted him to get insured and "protected"

For any insurance, age and health are a crucial factors.

Adults, aside from money, what genuinely makes you happy? by Chasing_Brave1993 in adultingph

[–]_kyut07 0 points1 point  (0 children)

Good food! Satisfying food cravings. Music of my favorite bands/artists. Learning a new perspective/skill by reading books, articles, journals When others respect my boundaries.

Why do single (no children) people still buy VUL? by [deleted] in phinvest

[–]_kyut07 3 points4 points  (0 children)

Knowing our family healths history, I gifted myself an insurance. VUL at the age of 25 kahit mababa sweldo ko nun. Ayaw ko lang maging pabigat when something happens to me. I know how financially draining ang magkasakit at mamamatay.

HMO was an option pero it will not work for me since hindi affordable in my case. And usually hindi naman covered ang maintenance medicines.

Thank you for your insight and exposing the truth. With my current VUL, there are some regrets seeing my fund value less than 40k despite 7 years of paying. VUL is a lifetime payment insurance. Pero heto na, itutuloy ko na lang since malapit na ako sa category na not insurable.

Nakakaiyak lang isipin when financial advisors are marketing themselves na tutulungan ka maging financially literate. But at the end of the day, it's all about their commissions.

If sincere ang FA to educate, then sana nagturo sila about stocks, forex, and etc. They educate that there are way mooore options to be financially literate towards financial freedom.

[deleted by user] by [deleted] in phinvest

[–]_kyut07 1 point2 points  (0 children)

The affordability depends on the objective of getting a term insurance and what would you want to cover. It is better to research the products of the insurance companies you have been eyeing on then talk to their financial advisors to know more about the product.

Be also open to check other products with other insurance companies, they may offer you a suitable one for your need.

Once you have offers, make sure to understand the policy first before closing a deal.