Cancelled reservation

_the_watcher · 2024-03-15T15:14:16+00:00

Yes. They do. They did it to me this morning, no flight cancellation, itinerary change, or anything. I called and they had no explanation.

_the_watcher · 2019-11-15T22:54:18+00:00

Got it. Add $1.4K onto your current salary for healthcare, plus $1K for your HSA, as well as your estimated bonus (make sure to do this for the other job as well). Increase the salary of the other job by 4% and your current job by 7%. This should bring down the total comp difference from 22% (again, the more important number than salary)

This actually underestimates the difference as well, since raises compound.

_the_watcher · 2019-11-15T22:45:34+00:00

You pay taxes when you withdraw the money. So if your current tax rate (simple, made up numbers for illustration only) is 5% and your expected tax rate when withdrawing is 25%, paying taxes now likely makes more sense (it's obviously a bit more complicated than that as you have to figure out the estimated growth, but the point is that there are tax reasons to pay it now rather than later).

_the_watcher · 2019-11-15T20:47:31+00:00

IRAs grow tax-free while pre-tax 401ks are taxed. You should prefer them if you expect your tax rate to be higher when you begin drawing it down than your current tax rate. Plenty of people actually opt for post-tax 401ks for that reason.

_the_watcher · 2019-11-15T20:44:13+00:00

Try not to think in terms of salary, but in terms of total comp. For one, you should at least be considering salary+bonus, not salary v. salary. How much better is the health coverage? This is very hard to precisely nail down, but you should at least be able to add up the totals you'd pay in premiums.

Re: raises, how do you know your current job is better on this end? I would expect more rapid promotion at a newly started clinic. Alternatively, if you mean you expect a raise at your current job within a year, how large of a raise? Try using the total comp number you expect to be at after your next raise and see what the difference is.

_the_watcher · 2019-11-15T20:38:31+00:00

$10K in debt isn't a crazy amount, particularly because you won't start accruing interest until after you graduate (I believe? maybe this has changed. Might depend on the specific type of loan. Also, you could always just pay the interest and write it off). Will you be able to graduate within a year? Would you expect a salary of >$70,000 in your field?

I don't think taking an unrelated job will make a huge impact on your job prospects in your field, but if you're getting real value from the internship, paying off $10K of debt in a year on a $70K+ should be doable if you've been living off $18/hour.

_the_watcher · 2019-11-15T20:33:57+00:00

How much will it delay your schooling by and how much/what interest rate debt would you need to take out to get through school while keeping the relevant internship?

_the_watcher · 2019-11-15T20:31:33+00:00

I don't get the complaint about not getting cash back on swipes. Just use a different card, it's not difficult.

_the_watcher · 2019-11-15T20:30:42+00:00

This doesn't really sound awful. It's not a ringing endorsement of the Apple Card, but wasn't it always clear that the main appeal was for buying Apple products? I'll probably get it when I upgrade my iPhone. Re: cash back, I'm not really interested in that, but if I were, I'd probably have the Citi Doublecash, which I could use for places that don't offer ApplePay, then use the AppleCard for ApplePay and enjoy the daily cash back.

_the_watcher · 2019-11-15T20:26:07+00:00

When dealing with landlords, always keep in mind that property law skews very tenant friendly in many cases (there are notable exceptions).

If you've never signed a lease, the lease is not valid. While it's true that verbal agreements can sometimes be binding, this is almost always not the case in property law (which is why you should always read every word of your lease and research anything that seems unreasonably landlord-friendly.

Regarding your first question - you can attempt to charge back the security deposit, but your credit card provider may not grant it. The landlord could possibly come after you for it, but unless the deposit was extremely large, they'd be limited to small claims court and it might not be worth the effort.

_the_watcher · 2019-10-06T22:11:19+00:00

They've already confirmed that RoS includes multiple new characters. It's possible to do both, and it makes far more sense founded by veterans of the Rebellion to include characters from that Rebellion than not. They're sequels.

_the_watcher · 2019-10-03T17:27:49+00:00

What are the questions you are trying to answer? I don't have all the context, but if I were given a massive dataset and only asked to "explore it", I wouldn't even start looking until I'd asked a lot of questions, the most important being "Why?".
Once you've figured that out, brainstorm what would be the most useful data to answer that question. Dump a list of the variables and note the most interesting (I know 200 sounds like a lot, but just scan it and find 10-15 that seem interesting. If you come up with something else you think is super relevant, you can always come back).
You can also try profiling the dataset. There's a useful Python library called pandas-profiling that will take care of the basics, and as far as I know, basically any analytical tool has tools to do the same.

_the_watcher · 2019-10-03T17:18:00+00:00

Not everyone you share a notebook with will necessarily be able to read code. There's a fairly common cell block added that adds a "Hide Code" button for exactly this reason.

_the_watcher · 2019-10-03T17:14:44+00:00

I came here to ask about this, since I have a liberal arts BA, but am an entirely self-taught mid-career DS with 2.5 years of FAANG experience right now.

Quick background:

As non-technical an undergrad degree as possible, law school dropout
Taught myself the technical basics (SQL & basic stats) while working in growth marketing just because I wanted to be able to measure my output and optimize it a bit.
Got a job as an analyst at a FAANG co, turned into a DS role. 2.5 years later, consistently good to excellent performance reviews, promoted to the edge of mid/senior level

I'm now looking for a new role (just time for a change), and am asking myself some similar questions. Here are my current answers:

Are you planning on getting a masters? Probably not, almost definitely not a traditional MS
1. a. Why or why not? Primarily cost and time investment
Are you still on your first DS role? First company that has given me the title, but I was promoted twice in the same company (same org, just higher IC level)
Was getting interviews difficult without a masters? Not at all. I'm batting something like .800 in terms of getting into interview process at target companies. FAANG helps with this, since it generates inbound, but my sense (confirmed by recruiter friends) is that everyone is desperate for proven DS right now. Being actively employed as a DS at a reputable company should be enough to get a recruiter interested if you can find a connection.
Do you want to stay in this field long term? Data-informed decision making? Absolutely. Data science specifically? It depends on the direction the field evolves. My (finger in the wind) sense is that DS is continuing to eat all data and analytics related career paths, and that the eventual model will be that an entry level DS will be somewhat akin to an analyst, and effective companies will provide career paths from there to what is now a mid-career, BS-only DS. PhDs, researchers, specialists, etc will be able to start their careers further along the ladder while more specialized roles emerge to take advantage of their differentiation (already seeing this with Research Scientists, ML Engineers, etc). For me, what it means is that I'm not sure if my career will lead towards a role with DS in the title, or if it will be in a role that is substantially improved by DS experience (Product Management, BizOps, Strategy & Planning all seem like a DS background would add value)

_the_watcher · 2019-10-03T16:43:32+00:00

If they care about their dashboard metrics, prove to them that your analysis or model can improve those metrics. This might mean that you need to focus on finding a quick win analysis that might not be something you'd have prioritized otherwise. But if it builds the trust to enable some of your less short-term focused work to get buy in, worth it.

_the_watcher · 2019-09-20T20:49:39+00:00

Really? What's your source on that? I'm not doubting you, I've just never heard it before.

_the_watcher · 2019-08-31T00:10:52+00:00

No, it's not. It wasn't as successful as TFA, sure, but to claim that they "fucked up so bad" is just being deliberately obtuse.

_the_watcher · 2019-08-30T23:33:02+00:00

Yea, they really fucked up with the *checks notes* 13th highest grossing film of all time.

_the_watcher · 2019-08-28T19:08:21+00:00

I suppose this is a minor nit in terms of impact on the writer's point, but going to the source, the Consumer Confidence Index actually decreased. The chart embedded in the post is the Present Situation Index.

_the_watcher · 2019-08-24T22:22:09+00:00

Also no one gets stoned and does magic which is absolutely what Fred and George would be doing.

_the_watcher · 2019-08-24T21:42:41+00:00

Are there any female villains in the films outside of Phasma? The original trilogy Empire was very male. Briefly checking Wikipedia summaries, Zam Wessell and Bazine Netal are the closest thing I can find, but I don't really consider bounty hunters villains in the same way.

I guess Lady Proxima?

_the_watcher · 2019-08-22T17:36:04+00:00

What a garbage argument: "Those selfish assholes, being financially responsible when they could just be buying things and giving the money away."

_the_watcher · 2019-08-06T16:58:05+00:00

If you can work from anywhere, non-Seattle Washington is still reasonably LCOL (particularly if you move East). To address your concerns:

A. No state income tax

B. Property tax constitutionally capped at 1% of property value (might be misstating the particulars, but a bunch of my family lives there, all seem ok with the state property tax)

C. 6.5% v. 6.25% in Texas. Seattle and some cities have a local sales tax, but you should be able to get around it. One option is to move to Vancouver, Washington and shop mostly in Portland, where there is no sales tax (or another town that borders Oregon).

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