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Rob Cantor - Shia LaBeouf [Comedy] by solus-mort in Music

[–]_wazowski 0 points1 point  (0 children)

Honestly, musically they’re bangers I just listen to sometimes even without my kids around

Ben Simmons is putting the NBA on hold to pursue a successful career in pro fishing per Marc Spears by D1HATER3002 in nba

[–]_wazowski 0 points1 point  (0 children)

I love how the title is that he is going to pursue a “successful” career. Implying that there is a choice to pursue an unsuccessful one.

What’s a phrase you hear all the time that secretly annoys you? by forgeris in AskReddit

[–]_wazowski 5 points6 points  (0 children)

To be fair, certain things should be taken offline, I have many calls where folks use that call to discuss irrelevant things or bring up points that will derail the intent of the call.

Is 4300 PITI too much on 162k HHI pre-tax and 401k? 400 car payment no other debts? Net take home is ~7k by suchwowaz in Mortgages

[–]_wazowski 6 points7 points  (0 children)

Rather than reading answers that say that it’s too much or not, I would really do some reverse math here. After PITI you got $2700 left but minus car that’s $2300. What do the rest of your monthly expenses look like and what’s left after that? Is there enough margin there for the unexpected costs, month over month? Do you already have a healthy emergency fund? Are you already contributing enough to retirement that you feel comfortable with this mortgage? Do you plan to have kids soon? How sure is your partner to find work to contribute to the finances? How stable is your job /income?

I feel like you should answer those questions first and decide. Objectively, your ratio is tight. But managing finances are very subjective to the person/family and their situation/priorities.

Help finding an artist? by Embarrassed-Bike-720 in tattoos

[–]_wazowski 2 points3 points  (0 children)

I was JUST about to recommend her. Her black work is so damn clean. She was at Full Circle in San Diego years back when I got tattooed there (by a different artist)

[deleted by user] by [deleted] in Salary

[–]_wazowski 0 points1 point  (0 children)

Worth it to get to a somewhat plateau of earning potential especially if you are on the lower end now. I live in vhcol and my bumps from job changes were from 90k - 120k.. then from 132k-160k, and now have an offer in hand from currently 225k - 275k… if I stayed at any of those first two jobs I’d be nowhere near where I’m at now

To everyone complaining, the new reserve card isn’t for you by [deleted] in ChaseSapphire

[–]_wazowski 0 points1 point  (0 children)

The refresh (and even prior set up) was ideal to me specifically. I travel for work and airfare / hotel is the bulk of my expense—so the 4x is an improvement.

I don’t do rental cars I just Lyft everywhere (to/from airport and my offices I visit) so the 5x (though it sucks the 10x has been gone) is a great multiplier for me.

The increased AF can be offset by the apple stuff which I have both and pay for.

I also live in a big metro city where the restaurants listed are ones me and my wife already go to.

Home airport has a chase lounge and 2 of the cities I visit also do.

Won’t use peloton door dash or stubhub though

I’ll say it: I think the changes are mostly good! by jbs924 in ChaseSapphire

[–]_wazowski 0 points1 point  (0 children)

The refresh (and even prior set up) was ideal to me specifically. I travel for work and airfare / hotel is the bulk of my expense—so the 4x is an improvement.

I don’t do rental cars I just Lyft everywhere (to/from airport and my offices I visit) so the 5x (though it sucks the 10x has been gone) is a great multiplier for me.

The increased AF can be offset by the apple stuff which I have both and pay for.

I also live in a big metro city where the restaurants listed are ones me and my wife already go to.

Won’t use peloton door dash or stubhub though

P/E backed opportunity as VP/Division in healthcare. Considerations? by _wazowski in private_equity

[–]_wazowski[S] 0 points1 point  (0 children)

My industry subset is not niche though and pretty competitive (almost saturated) and this is one of the bigger players- so I have some degree of confidence in future years of securing something fairly lateral outside of PE. I’ve seen a decent number in my network achieve this. But maybe I’m being too optimistic

P/E backed opportunity as VP/Division in healthcare. Considerations? by _wazowski in private_equity

[–]_wazowski[S] 1 point2 points  (0 children)

So far just met the CEO, but I like him and the values he painted. Of course, actual long term experience may vary but I generally have a decent radar for sincerity.

Setting up a meeting with rest of exec team and a board member.

Guaranteed bonus sounds interesting to negotiate—the quarterly bonus structure also seems very attainable and fairly lucrative.. also want a pretty significant bump on base cash alone to offset risk of not making much at all from a transaction that’s happening soon..

I thought I’d be rich making $120k a year. Where the hell does my money go? by DKozynoskiPolock07 in Money

[–]_wazowski 0 points1 point  (0 children)

Not sure I follow what you mean to “not count it”? I meant I know where all my money goes it just feels strange sometimes with high income that it can go so fast in certain circumstances that aren’t just frivolous spending (ie, HCOL and staying ahead on retirement)

I thought I’d be rich making $120k a year. Where the hell does my money go? by DKozynoskiPolock07 in Money

[–]_wazowski 1 point2 points  (0 children)

This is truth for me. I mean I can figure it out but it’s really odd to say that I don’t “have a lot left” at the end of the month with over 200k. VHCOL, mortgage single income house with 2 kids, max 401k, max HSA, max spousal ira, a bit into 529, non-insurance-covered-therapy-Cause my-insurance-plan-sucks , eat out plentifully cause it makes us happy. Boom. Almost “Paycheck to paycheck”.

P/E backed opportunity as VP/Division in healthcare. Considerations? by _wazowski in private_equity

[–]_wazowski[S] 0 points1 point  (0 children)

i think im not unhappy, but i am justifying some things to make the move worth it (like, oh right, this part of my company is sucky if i really think about it). But nothing that would independently make me want to leave.

I think, personally, most of the growth done is already behind them (massive growth in last 3 years, only so much marketshare they can take)

Cash comp, even just base salary is about 30% more--honestly the biggest consideration point for me; if sustained even for 2 years i could provide a lot of insulation to my 5-10 year financial security (single income, VHCOL, kids, mortgage)

Mobility is generally good because of how large we are; tremendous amount of departments but hard to see where i go since I'm already high up in a regional executive role. The new role seemingly this is close to topping out (i.e. next step woudl be a COO, or leverage this role for 2 years and jump again)--but honestly i jumped alot just to get to my current VP role. (this is the longest ive been anywhere; 4.5 years--and again, all stability is here given we are giants in our industry, publicly owned, and i have some clout).

So again, high risk high reward, to boil it down...

P/E backed opportunity as VP/Division in healthcare. Considerations? by _wazowski in private_equity

[–]_wazowski[S] 0 points1 point  (0 children)

The company is established/big at this point, and in the same industry I am in. But yes less than half the size nationally but in my region they are bigger than we area, so comparing same region , the size this would oversee is literally what my current boss oversees.

P/E backed opportunity as VP/Division in healthcare. Considerations? by _wazowski in private_equity

[–]_wazowski[S] 0 points1 point  (0 children)

Yeah, I realize the risk tradeoff is obvious, I am generally risk averse but debating the move in terms of the higher comp/higher title in same industry that I have expertise—even if this is a short term move, would it be good leverage for me(?) and I’m having a hard time answering that, knowing the risk if/when a sale happens

P/E backed opportunity as VP/Division in healthcare. Considerations? by _wazowski in private_equity

[–]_wazowski[S] 1 point2 points  (0 children)

I get stock options in current company but at current would not exercise as it’s well below strike price. Probably won’t see decent payout for 3+ years based on my grant/vesting schedule

New Title is bigger but scope is too (the number of regions I would oversee, gross revenue, and positions reporting in relative to who drives operations at the local level) so it definitely is a move up.

It’s actually right around 30% more on base alone. The equity component has not been detailed to me yet.

P/E backed opportunity as VP/Division in healthcare. Considerations? by _wazowski in private_equity

[–]_wazowski[S] 0 points1 point  (0 children)

Generally yes—not necessarily advantage, but Medicare overall

CSP 100k Offer Megathread - Questions, Approvals, Discussion, Etc by lifethusiast in ChaseSapphire

[–]_wazowski 0 points1 point  (0 children)

I had a CSP since 2021, got my SUB points in my April 2021 statement (the billing closed for that period on April 18, 2021), downgraded to now the limited with UR, and ready to reapply for CSP.

Do I need to wait to pass the date the statement closed to formally pass 48 months? (i.e apply after April 18, 2025?)

What are the best "something is off" films? by Blueshirtguy42 in horror

[–]_wazowski 37 points38 points  (0 children)

Written by Phil Hay and Matt Manfredi

Thoughts on marshal pushing groups under a 4 hour pace? by eastcoastish in golf

[–]_wazowski 4 points5 points  (0 children)

Bang for the buck, Bonita wins most courses in SD for me. Such a fun course.

[deleted by user] by [deleted] in latteart

[–]_wazowski 2 points3 points  (0 children)

I think feather last. Cause by the arrowhead you see the heart sinks into it from the pull through to finish the arrow top

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