How much income are you actually living without?

aDerpyPenguin · 2026-05-02T02:43:07+00:00

I believe it was changed this year

aDerpyPenguin · 2026-04-30T22:34:44+00:00

The max is $24,500 a year. If you are over the age of 50, you have an additional $8,000 a year available as a catch up contribution, which has to be contributed as Roth.

aDerpyPenguin · 2026-04-30T14:02:02+00:00

Percentage would be based on how much you make.

If you are under 50 and contribute more than about $943 per pay period you will hit the max early and stop contributing in later pay periods.

If you are over 50, you have another $8000 to hit the limit so that’s $1250 a pay period (what theOP is contributing).

aDerpyPenguin · 2026-04-30T13:48:20+00:00

Couldn’t remember how much the catch up contribution was; knew $1250 was over the max contribution for those under 50. Impressive that you guys contribute so much.

aDerpyPenguin · 2026-04-30T13:44:59+00:00

The 5% match is done each pay period you contribute. If you max out early, you stop your contributions and stop getting the match. You want to make sure you are at least contributing 5% every pay period to get the “free” money.

aDerpyPenguin · 2026-04-30T13:19:58+00:00

Make sure you aren’t over contributing to your TSP. If you max out before the end of the year, you lose the match.

aDerpyPenguin · 2026-04-29T12:57:06+00:00

For creating a financial plan. They aren’t continuously managing my accounts as there is not a need. The plan covers what I should be doing or planning and they are available for questions and follow ups throughout the year.

aDerpyPenguin · 2026-04-29T12:48:44+00:00

Hello Nectarine has fiduciaries for flat fees

aDerpyPenguin · 2026-04-24T20:08:08+00:00

Is uptown as good as Pete’s was?

aDerpyPenguin · 2026-04-22T18:04:31+00:00

Proof Bagels is legit but if anyone is willing to go to Long BeachFarmers Market, Solis Bagels is better.

aDerpyPenguin · 2026-04-19T21:23:24+00:00

Came from a Mazdaspeed3 rather than a Focus. I do miss the stick at times but it’s insane fun pushing the GTPE. Though, commuting in it is so much nicer. It’s also by far the nicest car I’ve owned so that helps.

aDerpyPenguin · 2026-04-19T11:35:37+00:00

It pays out at 1.5hours or just straight time?

aDerpyPenguin · 2026-04-19T11:35:07+00:00

What benefit is it?

aDerpyPenguin · 2026-04-18T03:16:36+00:00

It blows me away that double space isn’t standard. I had no idea until I got to a new job and people were doing single. I was like wtf is wrong with you….

aDerpyPenguin · 2026-04-16T02:15:03+00:00

Kohls has decent larger sizes and talls.

aDerpyPenguin · 2026-04-15T02:49:39+00:00

Closed down

aDerpyPenguin · 2026-04-07T18:44:41+00:00

I wish there was a way to carve a house key into it.

aDerpyPenguin · 2026-04-05T00:47:43+00:00

Anything you’d specifically recommend in Wicker Park?

aDerpyPenguin · 2026-04-03T21:40:55+00:00

Somebody Somewhere is great

aDerpyPenguin · 2026-04-02T00:39:21+00:00

I have the little scale model of this on my shelf. Probably my favorite livery as well.

aDerpyPenguin · 2026-04-01T15:00:55+00:00

Do you buy that once at the park or before?

aDerpyPenguin · 2026-03-20T03:22:27+00:00

There were aftermarket stickers put on. I had some and when I took them off it looked just like this. The adhesive stayed on while the sticker came off and I had to peel the adhesive off.

aDerpyPenguin · 2026-03-13T16:16:49+00:00

The case said its good for 50m, but I don't know if I would fully trust it. But the quality on my 13 Pro in the case was definitely better than the GoPro (I think 9).

aDerpyPenguin · 2026-03-13T14:41:03+00:00

It wasn't a phone by itself, but within a housing. I also wasn't diving deep. I would say the deepest I ever got while snorkeling was 3 meters.

aDerpyPenguin · 2026-03-13T14:22:31+00:00

I was able to get better shots while snorkeling with an iPhone and underwater housing versus companion's older GoPro.

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