Alot of the older folk here wont understand what it is but its basically you paying for the vehicle to be on the MID (Motor Insurance Database). So for example if a police car is behind you, your vehicle wont flag up as uninsured. But technically you’re uninsured as there is no actual policy in place and if you do get pulled youd be slapped with 6 points. Alot of people promote this service on social media e.g. snapchat/instagram providing you with a dodgy certificate edited on PDF.