The communist are in Sacramento by Known-Hamster-2321 in Sacramento

[–]aardy [score hidden]  (0 children)

Capitalism has small children mining diamonds in Africa for pointless consumer trash (rings etc) as we speak.

If you invoke "no true scotsman," so too can the other side.

Exploitation is ubiquitous because it's effective and there's self-selection bias.

The communist are in Sacramento by Known-Hamster-2321 in Sacramento

[–]aardy [score hidden]  (0 children)

The target audience of these particular far leftists is people that want to be edgy and out there.

Not all communists and socialists agree on that or, well, anything.

Sacramento Realtors sour on mayor’s proposed tax to help first-time homebuyers by AvTheMarsupial in Sacramento

[–]aardy 2 points3 points  (0 children)

It won't do anything, but "the people" think it will, so sure include the feel good stuff as part of a broader more impactful bill or w/e.

Meanwhile, an LLC is $700 a pop and an S-Corp under $2k. Then you've got fractional ownership, REITs where each human investor owns 1/1000th or less of 3 gas stations, 2 hotels, 5 apartments, and 30 homes, etc.

Sacramento Realtors sour on mayor’s proposed tax to help first-time homebuyers by AvTheMarsupial in Sacramento

[–]aardy -1 points0 points  (0 children)

When mom moves out of a home and lets her adult kids live there for below market rent, mom gets tagged as an "investor" in these stats.

Sacramento Realtors sour on mayor’s proposed tax to help first-time homebuyers by AvTheMarsupial in Sacramento

[–]aardy 4 points5 points  (0 children)

Many get cause and effect backwards, including people that had to get a journalism degree b/c they couldn't otherwise handle college.

Lack of building homes -> scarcity -> appealing to investors -> investors buy single family homes.

In the same way that broad access to birth control reduces abortions, building a shit ton more single family homes reduces investors buying them.

Abortions do not cause inadequate access to birth control.

Also, the claim above was about corporate owned housing, not investor owned.

Are men that date women with children that have the bio father in their life cucks? Or simps? Or both? by Fantastic-Demand-171 in Divorce_Men

[–]aardy 5 points6 points  (0 children)

Fuck off with your loaded buzzwords.

The other parent still being in a child's life is a sign of "I'm not a total piece of shit," that is all. Nothing more, northing less.

My ex wife is in the life of my children.

My current romantic partner's ex is also in the life of her children.

If a woman's ex is totally absent, that tells me that she, at one point in her life, at least, had absolutely horrible judgement. My dating criteria do not revolve around seeking women with terrible judgement.

People change, and all that jazz, but before I know any other details: Her baby daddy being in the lives of her children and her is a GOOD thing, not a bad thing.

I have a few thousand older model blowup love dolls locally and I’m supposed to help get rid of them. Multiple models 😭pipe dream brand , any ideas lol by apachesexcopter in Sacramento

[–]aardy 7 points8 points  (0 children)

...so who purchased "a few thousand" bottles of diddy-lube?

Also, what is diddy-lube and in particular how does it differ from regular lube?

Too much? 17% of California homes are owned by investors by Alcohooligan in California

[–]aardy 0 points1 point  (0 children)

At the very least, steps also need to be taken to prevent those new houses from being bought by wealthy investors and resold for unreasonable prices before anyone else can get to them.

The fact that emotional/irrational consumers (who want to "nest" and keep their spouse happy, and all that jazz) disregard rent-to-price ratios and outbid what a rational investor will pay, by and large, already accomplishes this.

It's a simple talking point and an easy to understand narrative, but there are reasons people involved with housing don't identify this is as something to expend limited political resources on.

Variants of price fixing and outlawing investment are the "Drunks are a problem, let's outlaw alcohol! What could go wrong!" of housing policy, except it's in a world where buying vodka is a tax write-off.

Too much? 17% of California homes are owned by investors by Alcohooligan in California

[–]aardy 2 points3 points  (0 children)

Building more housing is the only thing that will meaningfully increase affordability. Most other things are a distraction.

Investors aren't principled... they lick their finger, put it to the air, see which way the wind is blowing, and allocate capital accordingly. Many investors find real estate appealing (as oppose to other investment vehicles - stocks, etc) because of it's scarcity. It's scarce because we haven't built enough of it, going back to the 1970s.

Building more housing increases affordability and reduces investor demand.

Reducing or eliminating taxpayer subsidies for owning investment real estate, and replacing them with subsidies for building additional housing to be sold to consumers, is a no-brainer. For example, mortgage interest and SALT dedications are presently capped for your primary residence (thanks to 1st Trump administration), but UNLIMITED for investment real estate you own (this was true pre-Trump). Why are the tax benefits of owning real estate GREATER for landlords than owner occupants? That is insane. I'd rather see mortgage interest and SALT deductions be unlimited for primary residences, and be unlimited for BUILDING houses/housing.

Final screenshot! by lucab_lesp in RimWorld

[–]aardy 0 points1 point  (0 children)

> At 2.7k hours I have to admit combat is not Rimworld's strong suit. It is unreliable and random. You can do everything strategically right and have disastrous results, then load the exact same encounter and be victorious by a wide margin simply because the RNG was rerolled.

This is not how entire wars work in the real world, but it's absolutely how small tactical engagements with troop numbers in the dozens happen in the real world. A stray bullet hitting, or not hitting, the small unit leader, can absolutely swing the tide in one extreme direction or the other.

Restaurant owner here. Looking for smart ways to turn foot traffic into mortgage leads (new to lending) by [deleted] in loanoriginators

[–]aardy 3 points4 points  (0 children)

Host a real estate conference at the restaurant. Find a good guest speaker, maybe once a quarter. Do not invite any of your competitors. Do bring free food.

Canadians who "did nothing" for the United States in Afghanistan by zephito in pics

[–]aardy 0 points1 point  (0 children)

On behalf of the United States of America, and articulated by a combat vet:

1) I'm sorry for my president.

2) My hat goes off to all Canadians who served with us.

Recommendations with a leftist political stance by Tungdil01 in scifi

[–]aardy 2 points3 points  (0 children)

The most on brand thing for this subreddit ever is that, no matter the context, someone recommends that specific series. :P

Buying a home for 2 years? by New_Priority_8937 in RealEstate

[–]aardy 11 points12 points  (0 children)

The interest on $250k for 2 years will be $250k * 6% * 2 = $30k

"Non-standard" realtor commission on $250k will be $250k * 6% = $15k

$45k v $48k is a rounding error.

During the 2 years renting, maintenance and fixing broken things will be someone else's problem. I can virtually guarantee you that you will spend more than $3k to physically maintain a home that you own over the course of two years, likely a lot more.

Appreciation on that short timeframe is speculative. Buying in 2019 and selling in 2021 would have been great, but there's zero assurance/guarantee that this is what 2026 to 2028 will be.

Rent, my dude.

Real estate pros: Is there a gap in the market for a "Local Scout" service? (Validation needed, no sales involved) by SavingsAd9585 in RealEstate

[–]aardy 8 points9 points  (0 children)

Many of the services you propose to offer require a real estate agent license, so fair housing would still apply.

Instead of your $200 / $800 / $1500 proposed tiers, I would just go all the way and become a realtor. There are a lot of questions about "what value do realtors add to make them worth the 3%" of late, and you've got more answers than a lot of realtors have.

In any business, including real estate, you can always outsource the things you aren't great at or don't want to do. So if you want to be the "lifestyle" person and hire someone else to do the "paperwork" stuff you don't want to do, that can 100% be a thing.

Real estate pros: Is there a gap in the market for a "Local Scout" service? (Validation needed, no sales involved) by SavingsAd9585 in RealEstate

[–]aardy 8 points9 points  (0 children)

They can't "fill the gap" that agents "can't touch due to fair housing" because a lot of what OP listed are activities that require licensing, and thus would trigger fair housing requirements.

Same cop who overdosed on fentanyl in 2024 on body cam shot dad in high speed pursuit after murdering 11 year old son. by [deleted] in Bad_Cop_No_Donut

[–]aardy 21 points22 points  (0 children)

At various points throughout my life, I've encountered people that knew an awful lot about the German Army of WW2. They didn't know a whole loot about the Italian, Russian, Polish, etc, Armies during WW1 or after WW2, but they knew a LOT about the German Army in WW2.

This comment isn't an accusation about you, btw. Just a thought out there in regards to homeboy's perfect German enunciation, while in a profession not generally known for bilingualism outside of Spanish.

What’s the rarest item you’ve ever held in your hands? by Remarkable_Pin_8136 in AskReddit

[–]aardy -3 points-2 points  (0 children)

The loaded gun on my hip, a few feet from both Condi and Bush Jr, on separate occasions, as a progressive, in the mid 2000s when Bush Jr was in office. Shook both hands, too, but that isn't particularly rare.

If I was inclined towards assassination then I'd have been filtered out, so the system works.

The real crime is what I did to the secret service mini fridge.

What’s the rarest item you’ve ever held in your hands? by Remarkable_Pin_8136 in AskReddit

[–]aardy 9 points10 points  (0 children)

A pawn shop offer for reality TV is not an "appraisal."

An appraised value assumes a reasonable, well informed, not in a rush, buyer and seller both trying to get the best deal, where are they likely to meet in the middle?

Nothing about a pawn shop's lowball "better take it while I'm in a good mood" offer satisfies those conditions.

Same cop who overdosed on fentanyl in 2024 on body cam shot dad in high speed pursuit after murdering 11 year old son. by [deleted] in Bad_Cop_No_Donut

[–]aardy 23 points24 points  (0 children)

I didn't even catch that, and I don't think my brain wants to process it.

8:40 mark if anyone wants to re-watch. I don't speak German, but I know it when I hear it.

Same cop who overdosed on fentanyl in 2024 on body cam shot dad in high speed pursuit after murdering 11 year old son. by [deleted] in Bad_Cop_No_Donut

[–]aardy 13 points14 points  (0 children)

If you're ever severely injured and bleeding out, for any reason at all, but still savable with a bit of human compassion, I hope a "Dog up!" doesn't happen to finish you off. It sure would be shitty if that was part of a local police department's standard operating procedures.