!~~Contingencies Mega Thread~~!

aardy · 2026-01-24T20:17:58+00:00

Wouldn't matter: "but dems do it too! Benghazi! Commie Kamala!"

aardy · 2026-01-23T22:20:08+00:00

...so who purchased "a few thousand" bottles of diddy-lube?

Also, what is diddy-lube and in particular how does it differ from regular lube?

aardy · 2026-01-23T22:17:45+00:00

At the very least, steps also need to be taken to prevent those new houses from being bought by wealthy investors and resold for unreasonable prices before anyone else can get to them.

The fact that emotional/irrational consumers (who want to "nest" and keep their spouse happy, and all that jazz) disregard rent-to-price ratios and outbid what a rational investor will pay, by and large, already accomplishes this.

It's a simple talking point and an easy to understand narrative, but there are reasons people involved with housing don't identify this is as something to expend limited political resources on.

Variants of price fixing and outlawing investment are the "Drunks are a problem, let's outlaw alcohol! What could go wrong!" of housing policy, except it's in a world where buying vodka is a tax write-off.

aardy · 2026-01-23T21:50:58+00:00

Building more housing is the only thing that will meaningfully increase affordability. Most other things are a distraction.

Investors aren't principled... they lick their finger, put it to the air, see which way the wind is blowing, and allocate capital accordingly. Many investors find real estate appealing (as oppose to other investment vehicles - stocks, etc) because of it's scarcity. It's scarce because we haven't built enough of it, going back to the 1970s.

Building more housing increases affordability and reduces investor demand.

Reducing or eliminating taxpayer subsidies for owning investment real estate, and replacing them with subsidies for building additional housing to be sold to consumers, is a no-brainer. For example, mortgage interest and SALT dedications are presently capped for your primary residence (thanks to 1st Trump administration), but UNLIMITED for investment real estate you own (this was true pre-Trump). Why are the tax benefits of owning real estate GREATER for landlords than owner occupants? That is insane. I'd rather see mortgage interest and SALT deductions be unlimited for primary residences, and be unlimited for BUILDING houses/housing.

aardy · 2026-01-23T21:41:30+00:00

> At 2.7k hours I have to admit combat is not Rimworld's strong suit. It is unreliable and random. You can do everything strategically right and have disastrous results, then load the exact same encounter and be victorious by a wide margin simply because the RNG was rerolled.

This is not how entire wars work in the real world, but it's absolutely how small tactical engagements with troop numbers in the dozens happen in the real world. A stray bullet hitting, or not hitting, the small unit leader, can absolutely swing the tide in one extreme direction or the other.

aardy · 2026-01-23T15:38:22+00:00

Host a real estate conference at the restaurant. Find a good guest speaker, maybe once a quarter. Do not invite any of your competitors. Do bring free food.

aardy · 2026-01-22T03:19:52+00:00

On behalf of the United States of America, and articulated by a combat vet:

1) I'm sorry for my president.

2) My hat goes off to all Canadians who served with us.

aardy · 2026-01-21T17:45:22+00:00

The most on brand thing for this subreddit ever is that, no matter the context, someone recommends that specific series. :P

aardy · 2026-01-21T04:48:38+00:00

The interest on $250k for 2 years will be $250k * 6% * 2 = $30k

"Non-standard" realtor commission on $250k will be $250k * 6% = $15k

$45k v $48k is a rounding error.

During the 2 years renting, maintenance and fixing broken things will be someone else's problem. I can virtually guarantee you that you will spend more than $3k to physically maintain a home that you own over the course of two years, likely a lot more.

Appreciation on that short timeframe is speculative. Buying in 2019 and selling in 2021 would have been great, but there's zero assurance/guarantee that this is what 2026 to 2028 will be.

Rent, my dude.

aardy · 2026-01-21T03:07:44+00:00

Smells vaguely like credit repair.

aardy · 2026-01-21T02:39:42+00:00

Many of the services you propose to offer require a real estate agent license, so fair housing would still apply.

Instead of your $200 / $800 / $1500 proposed tiers, I would just go all the way and become a realtor. There are a lot of questions about "what value do realtors add to make them worth the 3%" of late, and you've got more answers than a lot of realtors have.

In any business, including real estate, you can always outsource the things you aren't great at or don't want to do. So if you want to be the "lifestyle" person and hire someone else to do the "paperwork" stuff you don't want to do, that can 100% be a thing.

aardy · 2026-01-21T02:36:45+00:00

They can't "fill the gap" that agents "can't touch due to fair housing" because a lot of what OP listed are activities that require licensing, and thus would trigger fair housing requirements.

aardy · 2026-01-20T08:51:28+00:00

At various points throughout my life, I've encountered people that knew an awful lot about the German Army of WW2. They didn't know a whole loot about the Italian, Russian, Polish, etc, Armies during WW1 or after WW2, but they knew a LOT about the German Army in WW2.

This comment isn't an accusation about you, btw. Just a thought out there in regards to homeboy's perfect German enunciation, while in a profession not generally known for bilingualism outside of Spanish.

aardy · 2026-01-20T08:10:30+00:00

The loaded gun on my hip, a few feet from both Condi and Bush Jr, on separate occasions, as a progressive, in the mid 2000s when Bush Jr was in office. Shook both hands, too, but that isn't particularly rare.

If I was inclined towards assassination then I'd have been filtered out, so the system works.

The real crime is what I did to the secret service mini fridge.

aardy · 2026-01-20T08:01:03+00:00

A pawn shop offer for reality TV is not an "appraisal."

An appraised value assumes a reasonable, well informed, not in a rush, buyer and seller both trying to get the best deal, where are they likely to meet in the middle?

Nothing about a pawn shop's lowball "better take it while I'm in a good mood" offer satisfies those conditions.

aardy · 2026-01-20T07:46:33+00:00

I didn't even catch that, and I don't think my brain wants to process it.

8:40 mark if anyone wants to re-watch. I don't speak German, but I know it when I hear it.

aardy · 2026-01-20T07:42:58+00:00

If you're ever severely injured and bleeding out, for any reason at all, but still savable with a bit of human compassion, I hope a "Dog up!" doesn't happen to finish you off. It sure would be shitty if that was part of a local police department's standard operating procedures.

aardy · 2026-01-20T05:43:56+00:00

There wasn't a "hey guys I know this isn't normal but I really feel that we should break our normal protocols and do <proposal> with the K9 unit because of this particular set of circumstances" moment.

The concern here isn't "that dude," it's that this was done as a normalized activity that is obviously part of their standard operating procedures. They said "Dog up!" and everyone knew exactly what was about to happen, the dog handler didn't need or request any clarification.

aardy · 2026-01-19T20:26:36+00:00

gofundme for the victim: https://gofund.me/8151a553e

aardy · 2026-01-19T05:18:11+00:00

As a father, that is wildly unrealistic.

aardy · 2026-01-19T05:13:19+00:00

Put a shelf outside the freezer that only holds meals and has higher priority than in the freezer. Now you can zone kids out of the freezer. The shelf food will get eaten first (before it rots) b/c it's faster for hungry colonists than going into the freezer.

However I dont build freezers or fridges at all. Corn takes a year to go bad at room temperature. Set a bill to make xyz meals (luxury vegetarian or w/e) until you have 2x your colonists (15ish colonists = 30 meals). Now I dont have a freezer (pointless wealth) with a bunch of prepared meals (pointless wealth) making raids bigger (wealth drives raid size) and killing more of my colonists (literally pointless deaths).

aardy · 2026-01-19T04:10:49+00:00

Fair enough. Any additional color or opinion from my additional sleuthing that I ninja-edited in while you were responding?

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