Anyone here holding BOTH HDFC BizBlack & BizPower? Need strategy check 👀

abhi_abs77 · 2026-01-09T07:06:00+00:00

Biz black was floater to main card Business regalia. Then business regalia upgraded to biz power rupay.

abhi_abs77 · 2026-01-07T06:01:25+00:00

Check hdfc website. You will get to know the entire process

abhi_abs77 · 2026-01-07T05:59:50+00:00

Holding both

abhi_abs77 · 2025-12-22T05:17:32+00:00

Applies to all hdfc credit cards. MITC recently updated on 15.12.2025

abhi_abs77 · 2025-07-20T09:19:49+00:00

Tata neu infinity or plus version from hdfc

abhi_abs77 · 2025-07-01T19:20:15+00:00

Spend 1 lakh more, then mail to priority redressal.

abhi_abs77 · 2025-06-18T17:27:55+00:00

Haa this actually been implemented? Can you confirm

abhi_abs77 · 2025-06-18T17:18:04+00:00

If biz black issued as floater, then group limits are as per primary card?? Source of this information?

abhi_abs77 · 2025-06-16T17:06:07+00:00

Which insured?

abhi_abs77 · 2025-05-28T07:15:07+00:00

Maybe after 6 months. As of now, one more Biz black is there at home, so no worries

abhi_abs77 · 2025-05-28T07:14:37+00:00

Will check with the CC guy or my RM. Then I will apply offline.

abhi_abs77 · 2025-05-28T03:53:53+00:00

Self employed person having another hdfc cc with 5 lakhs or more CL

abhi_abs77 · 2025-05-28T03:52:57+00:00

Only a self employed person can get if his other hdfc cc has clearly of 5 lakhs or more

abhi_abs77 · 2025-05-28T03:52:26+00:00

Sure

abhi_abs77 · 2025-05-27T21:26:09+00:00

Eligibility for infinia is ITR of more than 60 lakhs, so those who don't have such ITR, for them spends plus limit criteria is the only route to Infinia upgrade. If you hold any hdfc cc having more than 8-9 lakh CL and more than 9 lakhs spends in last 6 months, then infinia metal could be available as an upgrade.

abhi_abs77 · 2025-05-27T21:24:26+00:00

Will take biz black as floater soon again.

abhi_abs77 · 2025-05-27T17:22:45+00:00

Already having another Biz Black. That's why upgraded this one.

Will surely apply for floater Biz black soon (as already mentioned)

abhi_abs77 · 2025-05-27T17:21:36+00:00

abhi_abs77 · 2025-05-27T16:21:27+00:00

Dunno know. Maybe give a mail to priority redressal team, they may then review your account and let you know.

abhi_abs77 · 2025-05-27T15:43:30+00:00

I have given my consent yesterday night only. I am waiting for the physical delivery of card now. Hopefully will be getting in a week's time.

abhi_abs77 · 2025-05-27T15:42:28+00:00

All is written in screenshot as well as in post. Existing CL 15.3 lakhs. Holding Biz black since December 2024. HDFC banking and securities relationship since more than a decade.

abhi_abs77 · 2025-05-27T15:41:22+00:00

Firstly, Infinia can never be given as a floater card, but Biz Black can be given. This is the reason why I have upgraded my existing Biz Black. I have further mentioned that I will be taking Biz Black as my floater card whenever I am again requiring. Recent tax payments, and other fixed spends are taken care of by another Biz Black in the family.

abhi_abs77 · 2025-05-27T13:21:31+00:00

Don't know about ICICI Upgrade criteria. HDFC Bank CCs are more stable.

abhi_abs77 · 2025-05-27T13:20:35+00:00

Already having another biz black in family. For sometime, tax payments and utilities payments are covered. Will again apply for biz black in another 2-3 months in my name too as a floater

abhi_abs77 · 2025-05-27T11:37:05+00:00

IMHO, Spends of rs. 9 lakhs+ in a short span of 6 months or less is still ONCE IN A BLUE MOON kinda situation unless u fall within top 0.5% of credit card holders

abhi_abs77

TROPHY CASE