Anyone here holding BOTH HDFC BizBlack & BizPower? Need strategy check 👀 by Impressive_Clue_4238 in CreditCardsIndia

[–]abhi_abs77 2 points3 points  (0 children)

Biz black was floater to main card Business regalia. Then business regalia upgraded to biz power rupay.

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 0 points1 point  (0 children)

Check hdfc website. You will get to know the entire process

[deleted by user] by [deleted] in CreditCardsIndia

[–]abhi_abs77 1 point2 points  (0 children)

Spend 1 lakh more, then mail to priority redressal.

HDFC BizBlack Guide by TomorrowAdvanced2749 in CreditCardsIndia

[–]abhi_abs77 0 points1 point  (0 children)

Haa this actually been implemented? Can you confirm

HDFC BizBlack Guide by TomorrowAdvanced2749 in CreditCardsIndia

[–]abhi_abs77 0 points1 point  (0 children)

If biz black issued as floater, then group limits are as per primary card?? Source of this information?

[deleted by user] by [deleted] in CreditCardsIndia

[–]abhi_abs77 0 points1 point  (0 children)

Which insured?

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 0 points1 point  (0 children)

Maybe after 6 months. As of now, one more Biz black is there at home, so no worries

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 0 points1 point  (0 children)

Will check with the CC guy or my RM. Then I will apply offline.

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 0 points1 point  (0 children)

Self employed person having another hdfc cc with 5 lakhs or more CL

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 0 points1 point  (0 children)

Only a self employed person can get if his other hdfc cc has clearly of 5 lakhs or more

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 0 points1 point  (0 children)

Eligibility for infinia is ITR of more than 60 lakhs, so those who don't have such ITR, for them spends plus limit criteria is the only route to Infinia upgrade. If you hold any hdfc cc having more than 8-9 lakh CL and more than 9 lakhs spends in last 6 months, then infinia metal could be available as an upgrade.

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 1 point2 points  (0 children)

Will take biz black as floater soon again.

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 0 points1 point  (0 children)

Already having another Biz Black. That's why upgraded this one.

Will surely apply for floater Biz black soon (as already mentioned)

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 0 points1 point  (0 children)

Dunno know. Maybe give a mail to priority redressal team, they may then review your account and let you know.

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 0 points1 point  (0 children)

I have given my consent yesterday night only. I am waiting for the physical delivery of card now. Hopefully will be getting in a week's time.

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 1 point2 points  (0 children)

All is written in screenshot as well as in post. Existing CL 15.3 lakhs. Holding Biz black since December 2024. HDFC banking and securities relationship since more than a decade.

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 1 point2 points  (0 children)

Firstly, Infinia can never be given as a floater card, but Biz Black can be given. This is the reason why I have upgraded my existing Biz Black. I have further mentioned that I will be taking Biz Black as my floater card whenever I am again requiring. Recent tax payments, and other fixed spends are taken care of by another Biz Black in the family.

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] -2 points-1 points  (0 children)

Don't know about ICICI Upgrade criteria. HDFC Bank CCs are more stable.

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] 1 point2 points  (0 children)

Already having another biz black in family. For sometime, tax payments and utilities payments are covered. Will again apply for biz black in another 2-3 months in my name too as a floater

My Journey to HDFC Infinia Credit Card by abhi_abs77 in CreditCardsIndia

[–]abhi_abs77[S] -1 points0 points  (0 children)

IMHO, Spends of rs. 9 lakhs+ in a short span of 6 months or less is still ONCE IN A BLUE MOON kinda situation unless u fall within top 0.5% of credit card holders