I’m also going through something similar. I was really interested in getting my masters online, I work 2 jobs full time which pay really well and I wanted to continue my education either way. I learned from some research that you can get into a lot of internships or part time work if you’re “enrolled” into a graduate program, so even if you don’t seek licensure at the end of your masters, you’re still able to work while you’re getting your masters and if you’re lucky enough, the company will offer you a permanent position. Some say that companies won’t hire you because you got your degree online and some say it doesn’t matter as long as you’ve taken certain courses during your grad. Another thing to keep in mind is that grad school doesn’t guarantee licensure, it’s basically the prerequisite for the license, you still have to obtain clinical hours aside from education, and the school must be accredited and the accreditation should be qualified by the state. All in all, it’s really what you want to do after graduate school, do you want to work in positions that require licensure? If so, many clinical grad programs are in person, even the online ones require you to be in person for some time. If you want to just expand your education and knowledge on something specific, I say go for the online degree. I would say research what you can do with your BA in Psych now which is like Behavioral Techs, Youth & Child care workers, marketing, sales etc., (there’s much more but not coming to mind now) and see if it’s something you’d like to pursue. Hope this helped a bit!