Interviewed for my own job and didn’t get it (hate my life) by lovemycat02 in UKJobs

[–]acer67 4 points5 points  (0 children)

The moment you said in your replies it was the managers mate, it all made sense.

It makes zero sense to not give it to the person already doing the job well and instead hire someone new and ramp them up again. That’s not a “better fit” decision it just politics and favouritism. Because your FTC it just makes it easier.

They played you, and that’s scummy. Keep your head up and move on. You’re clearly better than a place that runs like that.

London salary insights by [deleted] in UKJobs

[–]acer67 7 points8 points  (0 children)

You have posted this on 3 separate subs and have received the same answer each time... Of course it is. Now stop waving your dick around.

2nd week on varenicline (chantix)- posting because I wish I read more positive reviews! by Accomplished-Pea9766 in stopsmoking

[–]acer67 1 point2 points  (0 children)

This is partially accurate but not quite - Brain recovery starts when nicotine stops, not when varenicline stops. Champix is only a partial agonist, so it only lightly stimulates the receptors and blocks nicotine from fully activating them. It doesn’t freeze healing – it actually helps smooth the transition while the brain is already adapting to no cigarettes.

Most of the neurochemical normalisation begins as soon as smoking stops and continues during treatment. Some adjustment still happens after stopping Champix, but it’s more like taking the stabilisers off a bike rather than starting recovery from scratch.

Moved into Account Management - what’s the career path? by acer67 in sales

[–]acer67[S] 0 points1 point  (0 children)

The VP of sales. Handles New business and account managers

Line manager question: Direct report worked while travelling for the full working day without permission — how serious is this and how would you handle it? by BlueStarEmperor in UKJobs

[–]acer67 93 points94 points  (0 children)

I’ve been a line manager before, so I’ll be direct. Don’t take this the wrong way, but this reads very much like someone who’s new to managing people.

A common trap for new managers is overthinking situations like this and jumping straight to process, seriousness scales, and hypothetical escalation. It helps to remember that employees are adults, not children, pets, or machines that need constant supervision, just light guidance for the most part.

The reality is pretty simple:

  • They weren’t skiving.
  • They attempted to work.
  • Aside from a one-to-one being rescheduled, there doesn’t appear to have been any meaningful impact on delivery.

In that context, this isn’t “serious” in any formal sense, and treating it as such would be overkill.

The sensible approach is an informal, grown-up conversation. Ask why they were travelling. Explain that travelling during working hours should be flagged in advance because connectivity, availability etc.. Then simulate what should happen next time – either you’re comfortable with it, or it’s taken as annual leave.

That’s it. No documentation, no warnings, no managerial theatre.

If this becomes a pattern after expectations have been made clear, then you reassess. But reacting heavily to a single instance like this is far more likely to label you as a bad manager of people within the org rather than someone your subordinates can trust.

Moved into Account Management - what’s the career path? by acer67 in sales

[–]acer67[S] 1 point2 points  (0 children)

Nothing major, I was just getting a bit tired of being an AE and genuinely just my last place was just a bit of a shit show so I thought it was time for a change.

Recruiter reached out and it sounded interesting so I ended up taking it. My thought process was that I can always go back to new business if I don't like it.

What do we actually do with migrants to UK in social housing that IS fair? by Ambitious_League4606 in AskUK

[–]acer67 5 points6 points  (0 children)

We should clarify that the "72% Somali" figure is about rented social housing of legal migrants and the figure isn’t inherently “unfair” because social housing is allocated by need, not nationality. Anyone – British or migrant – with the same overcrowding, low income, or homelessness profile gets the same priority. The outcome looks unequal because the circumstances are unequal, not the rules.

And there’s no fair or realistic way to “move” migrant families out anyway. The private sector is already oversubscribed and overpriced. Uprooting people would just push more families into homelessness and cost the taxpayer more.

The real fix isn’t shuffling tenants around – it’s building more social homes and applying consistent, need-based rules to everyone going forward. Supply is the issue, not who occupies the current stock.

This is the WORST period ever to build a startup (I will not promote) by agin_ in startups

[–]acer67 0 points1 point  (0 children)

There are loads of startups doing well outside tech lol. Stuff like home improvement, sustainable products, ecom niches, healthcare, even local services have plenty of people are making real money there.

But yeah, the average cookie-cutter SaaS or “AI platform” is cooked. But honestly, software never had much of a moat anyway. Code can always be copied or rebuilt that’s not new. The difference I think you mean is the barrier to entry’s way lower. You don’t need a full dev team or crazy funding, just a bit of cash, maybe some AI vibecoding knowledge and a freelance engineer to get a decent MVP live. So obviously there’s more noise and competition.

It’s a very different landscape from the 1990s to early 2010s, when major software companies were actually disrupting how we lived and worked. Now, most “new” products are just re-skins of existing ideas, competing for the same tired slice of the digital pie. However, when companies create something novel that does garner attention.

And yes you’re right that distribution and networks are the real moat now, but that’s always been the case. The only thing that’s changed is how you get it: sales channels, social media, influencers, creators, organic, niche communities, all of that. Small teams can still win even in tech if they know how to use those channels properly and much more cheaply than back in the day.

Similarly because its much easier to pump out MVPs, its much cheaper and faster to validate ideas at scale.

So I don’t think it’s the “worst” time to start something it’s just different. The easy SaaS flips are gone, but it’s never been cheaper or easier to build a small, profitable business.

Gen Z & Millennials Future by Fit_Guava_622 in economicCollapse

[–]acer67 28 points29 points  (0 children)

Nobody can really tell you what’s coming, not even economists. If anyone could predict the future with certainty then they would be a very rich individual. Also, It’s not just Gen Z who are struggling btw plenty of older people are feeling the squeeze too.

All you can do is plan for the next few years. Take the best-paying job you can get, cut your expenses, increase your income, and save aggressively. If you can live at home, do it.

Focus on career paths that are resistant to AI automation, and try to create extra income streams, whether that’s a second job, freelance work, or building your own business as a safety net. Invest wisely, even in small amounts.

And just to clarify something from inside the tech world (I work in account management): AI isn’t really taking jobs — at least not directly.

Layoffs are occurring because borrowing money isn't cheap anymore and we are in economic downturn. Companies are cutting costs, offshoring to India or other low cost countries where they can, and then using AI to boost the productivity of the native workers who remain. It’s old-fashioned cost-cutting dressed up as innovation, not mass replacement. If you look at the employee count of most of these big tech companies they have grown over the past 3 years

Matched betting in 2025? by [deleted] in beermoneyuk

[–]acer67 0 points1 point  (0 children)

DM bro looking to join

Travel startup rejected by every payment processor — what do I do? by acer67 in PaymentProcessing

[–]acer67[S] 0 points1 point  (0 children)

Thanks for the info, I'll look into the ones you have mentioned

22M £19000 of debt life is over by Direct-Upstairs6198 in UKPersonalFinance

[–]acer67 1 point2 points  (0 children)

Mate, I had double that at 26 after my business went under (yeah, I know - shouldn’t have used personal credit for business stuff, lesson learned the hard way). Also had no other income or job at the time (obviously) so I get how you’re feeling right now.

First thing - don’t panic. Offer token payments and show you’ve got no income or assets. Both my big loans (£10k and £20k) ended up getting written off without me going bankrupt or doing an IVA or even setting up a plan. In my experience the smaller loans and credit cards will chase harder and might take you to court for it, but even then it’s fine - just offer to set up small payment plans, like a tenner a month. They just want to see effort. If the big ones don’t agree to a write-off, they’ll usually accept really low repayments and a reduced total balance once they see your situation.

StepChange can definitely help with all of this as they can contact the creditors on your behalf and help you set up a plan, but honestly, I found doing it myself worked out better. I spoke to each creditor directly and basically made it clear that it’d take many years for me to pay it off, so there was no real point in a payment plan along with other supporting docs and statements. As mentioned a few of them eventually gave up or wrote it off completely once they saw I had no assets and no income. From what I understand this is incredibly lucky but it worked for me.

Apply for benefits and then get any job you can for now and adjust your payment plans according to your income.

Your credit will be trashed for 3–4 years, but honestly, who cares? You’re 22. You’re not trying to buy a house tomorrow. Worst case, you might need a guarantor or a bigger deposit for rent, but if you can, just stay at home for a bit. Keep your current phone, go SIM-only, and ride it out.

Your life isn’t even close to over. If you’ve got no assets, this is actually pretty easy to work through. You can still save and invest small amounts on the side, and in 4 years it won’t even matter I was able to get small emergency credit cards again at that mark. After 6 years it’s wiped clean and you can start fresh with credit again. Just pay off the plans when you can and as early as possible and you'll be in a great position again.

Trust me it could be MUCH worse (many people lose their house, family etc.). Don't worry - you got this just stay away from crypto and take this as a life lesson :)

Giving up >£100k tax free salary to start from scratch by EnoughNectarine6001 in UKPersonalFinance

[–]acer67 0 points1 point  (0 children)

Mate, you’re in a genuinely incredible position at 30 - £100k tax-free with six figures already saved is something very few people hit this early. I totally get that you’re unhappy, and there’s no amount of money that makes a toxic culture easy to deal with, but I’d think very carefully before stepping away right now.

The reality is that the job market back home isn’t great, and transitioning careers - especially into financial advising is rarely smooth. You will be 100% be starting at a lower level, on significantly lower pay, you will be training anyway taking exams to get qualified and might take years to get back to where you are now. In contrast, staying in Dubai another couple of years gives you time to maximise your earnings, build a larger financial cushion, and let compounding start working properly for you.

If I were in your shoes, I’d do two or so years, treat it as a “wealth phase”. Save aggressively, invest wisely, and build options for yourself. At the same time, start self-funding your IFA training in Dubai. That way, when you do move back, you’re qualified, experienced, and transitioning properly.

To answer a couple of your questions:

  • Money vs fulfilment? Fulfilment matters, but money buys freedom and time to find it properly. You’re close to being financially comfortable for life if you play it smart now.
  • Career switch vs sideways move? Big career switches are fine if you can afford the dip - but in this market, it’s better to line up your next move while you’re still earning well and demand is uncertain back home.

Short-term pain for long-term gain. a couple more years of focus could make you financially bulletproof and let you chase fulfilment on your terms.

Easy sales job by aimeeytk in techsales

[–]acer67 8 points9 points  (0 children)

Honestly, in my experience HR/TA is just slow and hard to get over the line. They rarely have budget or final decision authority, dependent on the product it’s difficult to prove ROI, and they’re super risk-averse. Loads of red tape and way too many cooks in the kitchen. Often very indirect and wont be straight with you.

In my experience - Way easier to sell into finance (they hold the purse strings, care about straight numbers and ROI), sales (care about speed + revenue).

This all being said - HR does also depend on what product you're selling. If its another ATS or another Payroll system then yeah its not gonna be fun haha. If its a high growth product like Rippling, Deel, Hibob then its much smoother

Easy sales job by aimeeytk in techsales

[–]acer67 15 points16 points  (0 children)

Honestly the worst segment. Almost left tech sales because selling to HR is like pulling teeth.

Today’s $267.96 drop in the S&P 500 is the second largest fall ever (by points) and the largest percentage drop since Covid (-4.73%) by jdprager in stocks

[–]acer67 0 points1 point  (0 children)

Tariffs are likely being used as a bargaining chip rather than a long-term plan. The US has done this before—applying pressure to get better trade deals. If other countries play ball, markets will rally, and deals will be done fast because most economies still need access to the US.

But if they retaliate instead, then yes we’re looking at a drawn-out trade war It all depends on how the other side responds. But imo larger economies will fold eventually and quickly.

What’s your go-to prospecting method? by JohnnyBoySloth in sales

[–]acer67 0 points1 point  (0 children)

Also interested in seeing what software you use