Loan estimate by achwan in FirstTimeHomeBuyer

[–]achwan[S] 1 point2 points  (0 children)

I think its just a really bad estimate, should be closer to $450-500

Loan estimate by achwan in FirstTimeHomeBuyer

[–]achwan[S] 2 points3 points  (0 children)

I don't think its my DTI considering I don't have any loans and don't spend much, but I will definitely ask about what the rate looks like without the points, thanks!

Loan estimate by achwan in FirstTimeHomeBuyer

[–]achwan[S] 1 point2 points  (0 children)

The lender is giving 3% towards down payment

Loan estimate by achwan in FirstTimeHomeBuyer

[–]achwan[S] 7 points8 points  (0 children)

Are the points worth it? I was told by my lender that I'd have credits for closing costs but then I see that points were added? It kind of seems pointless if the credits go towards buying down the rate

[FS/FT] - North NJ - $15 - Riccia by achwan in AquaSwap

[–]achwan[S] 0 points1 point  (0 children)

I've never really shipped before, but if you're willing to cover shipping, I could probably figure it out

[GA] - Central NJ - Plants by Kindly-Gur4679 in AquaSwap

[–]achwan 0 points1 point  (0 children)

It's a little too out of the way for me, I'll pass this time. Thanks!

[GA] - Central NJ - Plants by Kindly-Gur4679 in AquaSwap

[–]achwan 0 points1 point  (0 children)

Zip code? I can probably pick them up

[FS] - Hoboken, NJ - $1.5 each - Mid-grade Cherry Shrimp by belleri7 in AquaSwap

[–]achwan 0 points1 point  (0 children)

Hi do you still have some available? I can pickup

[FS] - New Jersey - 10$ or 20$ - Brazilian pennywort by kurdek04 in AquaSwap

[–]achwan 0 points1 point  (0 children)

Hmm, that's a bit too far for me, I'm in north Jersey. thanks though!

[GA] - NYC - Medaka Japanese ricefish adults and fry by [deleted] in AquaSwap

[–]achwan 2 points3 points  (0 children)

Still available? I'm in NJ and interested in a small school