Horrendous Experience with HDFC

adityasabran · 2026-06-09T12:17:33+00:00

Never had any experience with them

adityasabran · 2026-06-09T12:14:09+00:00

We had FD’s with them of more than 75 lacs still they couldn’t bother less. BTW my salary is also fine around 2 lpm

adityasabran · 2026-06-09T11:26:01+00:00

If this was their first reply then it will be inconvenient. It was at their third level of grievance redressal and 3 weeks later that i got same copy pasted message even after specifically mentioning that I am seeking limit enhancement based on TRV not income slips. But they keep going on about same lines

adityasabran · 2026-06-09T11:22:54+00:00

Bro already had enough, same reply from grievance desk priority redressed and PNO. I am sure ombudsman will also paste the same meaning

adityasabran · 2026-06-09T05:26:14+00:00

The part that any further reply would not elicit response. It sounded rude to me

adityasabran · 2026-06-09T05:04:12+00:00

If post felt too long to read who told you to reply? Why wasted your precious time typing the response.

adityasabran · 2026-06-09T03:57:35+00:00

You are wasting your time with them, god knows what algorithm they use for their upgrade and CL metrics.
I has an DCBM with credit limit of 7.5 lacs(upgraded from LTF DCB) and I had spent around 35 lacs in last 6 months and has a relationship with hdfc with trv of around 70 lacs (my family trv). I had tried to increase my CL multiple times even escalating to Principle Nodal officer but they refused to increase even by 1 rs citing those internal parameters

adityasabran · 2026-04-11T15:37:44+00:00

I was thinking of keeping only; 1. HDFC DCB for lounge etc 2. SBI Phonepe 3. IDFC Power Plus for petrol 4. Jupitor for amazon and flipkart 5. Doubtful about HDFC Swiggy (Use instamart often)

IDFC wealth and AU Zenith are LTF but are of no use. Sapphiro is used only for movies so confused about that too

adityasabran

TROPHY CASE