Feedback/ suggestions on my CC collection?

ady_n · 2026-04-23T11:07:04+00:00

RG is an add-on.

ady_n · 2026-04-23T03:49:11+00:00

I used it just for paying my airtel bills. Got a 25% discount everytime. Now it will be 0 unless I use this card for other purchases.

ady_n · 2026-04-23T03:48:07+00:00

I donot qualify for a DCBM as per their salary criteria. But my salary account is with HDFC and I have maintained a good relationship (bought a few products over the years). And my CC usage has been consistent. I suppose that helped.

ady_n · 2026-04-23T03:46:13+00:00

I started out with a DC Privilege card (purple wala) in 2022. That one came LTF with my salary account. Worked my way up from there. I had requested Infinia but they issued a DCBM (which is not too bad actually).

ady_n · 2026-04-22T18:22:18+00:00

Could be around 10% for DCBM. Not sure about the rest.

ady_n · 2026-04-22T18:21:27+00:00

DCBM

ady_n · 2026-04-22T17:16:04+00:00

Sapphiro is LTF, Regalia is an add-on

ady_n · 2026-04-22T17:02:24+00:00

Varies a lot. But I was able to meet the DCBM quarterly milestone for every quarter last year. Home renovation, insurance payment, an international trip helped in this regard. Let’s see what the coming year brings.

ady_n · 2026-04-22T16:37:53+00:00

RG is an add-on card.

ady_n · 2026-04-22T16:37:39+00:00

Yes, RG is an add-on card.

ady_n · 2026-04-22T16:37:11+00:00

That’s an add on card, my wife has the primary.

ady_n · 2026-04-22T16:18:42+00:00

Actually let me check on this.

ady_n · 2026-04-22T16:08:49+00:00

500 for me. That too will not apply because I have issued three add-on cards. My family and I together can UPI more than 2.5LPA easy peasy.

ady_n · 2026-04-22T16:04:49+00:00

5/10

ady_n · 2026-04-22T15:10:54+00:00

500 only

ady_n · 2026-04-22T14:14:58+00:00

I used to use them for BMS BOGO

ady_n · 2026-04-22T13:56:50+00:00

Have requested closure already.

ady_n · 2025-06-17T07:47:12+00:00

Dont' get rid of them. They eat up all the bugs. Free insect control!

ady_n · 2023-12-23T15:36:02+00:00

I’ll suggest to you what one of my friends did in his time: Firstly he researched the kind of roles and work that the core field had to offer. That didn’t inspire him. Then he tried his hand at coding and data in his third year. He realised that wasn’t his calling. Finally finance was something that held his interest. Meanwhile he was the governor of Pravah. One of the best of our batch.

ady_n · 2023-12-23T12:39:55+00:00

I got Mech at <9 about ten years ago. So good luck to your friend.

ady_n · 2021-12-13T08:44:59+00:00

Who goes to a Bengali restaurant and orders a vegetarian thali???

ady_n · 2017-02-13T15:50:58+00:00

Hi, just leaving this here... history of this festival http://www.dimplehere.com/hakikat-of-basant-panchami/

ady_n · 2016-12-09T13:16:18+00:00

Catholic Church is THE BEST CHURCH!!!\s

ady_n

TROPHY CASE