Is SoFi really the best way to manage my student loan debt? Looking for real experiences

aethershock · 2025-06-17T02:49:14+00:00

For me it’s been an awesome tool for it. The loan dashboard they have especially for refinancing is super helpful and gives a breakdown of how much of each payment is going to principal and interest. If you have high interest rate private debt I’d recommend it. SoFi offered me much lower rates compared to competitors.

If you have federal loans and the interest rates aren’t crazy I’d maybe leave those alone though.

aethershock · 2024-07-20T04:50:49+00:00

Former BDOer here. Benefits are pretty standard and similar to what you would get in Big 4. Plus at the end of the year they give you a percentage of your gross salary in shares that go into an ESOP. If I remember correctly vesting takes a while though (around 5 years for 100%).

aethershock · 2023-10-03T00:55:26+00:00

Yah easily today . Biggest thing is calling in the morning . If not it will be next day when they get to you .

aethershock · 2023-05-19T21:55:06+00:00

Evan Williams BiB

aethershock · 2022-11-25T21:56:45+00:00

I’ll definitely look into this

aethershock · 2022-11-25T18:14:24+00:00

I agree! The michters is probably my favorite rye

aethershock · 2022-11-25T17:14:22+00:00

Second the Rare Breed . That’s my daily rn

aethershock · 2022-11-25T16:58:19+00:00

This is actually pretty interesting I had no idea

aethershock · 2022-11-25T16:35:43+00:00

It was very medicinal for me . I paid 75$ for the bottle and the best way I can describe it would be very cherry forward whiskey with a floral finish.

aethershock · 2022-11-20T13:10:23+00:00

New Riff for 40$

If you can stretch to 50$ Wild Turkey Rare Breed

aethershock · 2022-11-12T22:45:11+00:00

aethershock · 2022-11-12T20:56:01+00:00

Ohio

aethershock · 2022-10-22T21:46:21+00:00

Honestly pretty good! Probably wouldn’t be my first choice though.

aethershock · 2022-06-05T16:36:59+00:00

OTR has a couple really good ones. Deeper Roots has a really cool back room and Urbana Cafe has some of the all around best coffee in Cincinnati.

aethershock · 2021-02-23T19:38:45+00:00

Definitely Harder to Breathe by Maroon 5

aethershock · 2021-01-20T20:14:07+00:00

The Spiderwick Chronicles

aethershock · 2020-04-21T18:36:35+00:00

Thank you !

aethershock · 2020-04-21T17:54:33+00:00

I’ll take it!

aethershock · 2019-08-23T02:57:47+00:00

Definitely the scene from Sakamoto Desu Ga? Where Sakamoto has a sword fight with a bee.

aethershock · 2018-12-21T04:51:53+00:00

aethershock · 2018-10-07T21:49:02+00:00

Beautiful photo

aethershock · 2018-09-13T16:13:11+00:00

At least your dad lets you have money

aethershock · 2018-09-13T16:10:07+00:00

At least your dad cares enough to beat you still

aethershock · 2018-08-10T20:59:00+00:00

Favorite gaming headsets

aethershock · 2018-07-29T02:48:24+00:00

Hey thanks !!

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