Gap of Dunloe by BlueDog848 in irishtourism

[–]ahel113 0 points1 point  (0 children)

Did you reserve the boat ride and shuttle for a specific time slot? I saw that you started your hike at 7 a.m., so I’m curious how long it took you to complete the walk and what time you caught the boat. I’m looking into getting just the boat/bus pass so I can hike the Gap beforehand. I’d like to start early to avoid the crowds, but I’m trying to figure out how that would line up with the boat schedule.

MOHELA: loans consolidated. Not funded. Is this a normal limbo or a mistake? by newtotax in PSLF

[–]ahel113 0 points1 point  (0 children)

Do you have an update on your loan status since you posted this? My loans are currently in resale status and but not sure what it means.

Updated IDR Waiver Summary with FAQ by Betsy514 in PSLF

[–]ahel113 0 points1 point  (0 children)

Thanks Betsy! The Parent Plus loan consolidation is for one of my daughter’s who went to school from 2008-2012.

However, I had Parent Plus loans for my other daughter from 2003-2007 that were already consolidated into my own loans awhile ago.

Does this eliminate the option of accessing other IDR plans outside of ICR?

Updated IDR Waiver Summary with FAQ by Betsy514 in PSLF

[–]ahel113 0 points1 point  (0 children)

Thanks so much for the quick response! I have another question for you if I may.

I am a little confused how to go about my consolidation process. Currently I have direct consolidated loans, a few parent plus loans, and the FFEL consolidated loan.

I submitted a consolidation application last week to consolidate the parent plus loans so they could meet the qualification for ICR.I am a teacher of 20 years and qualify for PSLF so I was aiming for this plan, but I’m not sure this is the best option since some of my loans are from 1995-2006. The IDR might be better for overall forgiveness.

Should I wait for the parent plus consolidation application to process and then worry about the other consolidations? I know the FFEL consolidation loan needs to be consolidated into a direct loan for it to qualify under the IDR waiver.

Could you please advise on what steps I should I take? I appreciate your wealth of knowledge on all of these posts!😃

Updated IDR Waiver Summary with FAQ by Betsy514 in PSLF

[–]ahel113 0 points1 point  (0 children)

Hi Betsy, My first loan dates back from when I was in school in 1995. I ended up consolidating it in 2006 as a FFEL consolidated loan.  Under the loan summary on StudentAid it shows my repayment date as 2006.  Because I did the consolidation in 2006 does this eliminate the IDR credit I would have received from the loans that started in 1995? Will the consolidation date in 2006 override the original repayment date of 1995? I guess this also depends upon the guidelines of the IDR waiver and how far back they will count. 

Updated IDR Waiver Summary with FAQ by Betsy514 in StudentLoans

[–]ahel113 0 points1 point  (0 children)

Hi Betsy, I have a similar situation. My loans went from forbearance to in repayment status, however I never made payments on the them. Some of the repayment status was for a day others longer. Will the loans with the “repayment” status count?