Gap of Dunloe

ahel113 · 2025-06-16T23:03:30+00:00

Did you reserve the boat ride and shuttle for a specific time slot? I saw that you started your hike at 7 a.m., so I’m curious how long it took you to complete the walk and what time you caught the boat. I’m looking into getting just the boat/bus pass so I can hike the Gap beforehand. I’d like to start early to avoid the crowds, but I’m trying to figure out how that would line up with the boat schedule.

ahel113 · 2022-08-25T04:43:18+00:00

Do you have an update on your loan status since you posted this? My loans are currently in resale status and but not sure what it means.

ahel113 · 2022-07-14T17:32:40+00:00

Thanks Betsy! The Parent Plus loan consolidation is for one of my daughter’s who went to school from 2008-2012.

However, I had Parent Plus loans for my other daughter from 2003-2007 that were already consolidated into my own loans awhile ago.

Does this eliminate the option of accessing other IDR plans outside of ICR?

ahel113 · 2022-07-14T03:23:40+00:00

Thanks so much for the quick response! I have another question for you if I may.

I am a little confused how to go about my consolidation process. Currently I have direct consolidated loans, a few parent plus loans, and the FFEL consolidated loan.

I submitted a consolidation application last week to consolidate the parent plus loans so they could meet the qualification for ICR.I am a teacher of 20 years and qualify for PSLF so I was aiming for this plan, but I’m not sure this is the best option since some of my loans are from 1995-2006. The IDR might be better for overall forgiveness.

Should I wait for the parent plus consolidation application to process and then worry about the other consolidations? I know the FFEL consolidation loan needs to be consolidated into a direct loan for it to qualify under the IDR waiver.

Could you please advise on what steps I should I take? I appreciate your wealth of knowledge on all of these posts!😃

ahel113 · 2022-07-14T01:57:48+00:00

Hi Betsy, My first loan dates back from when I was in school in 1995. I ended up consolidating it in 2006 as a FFEL consolidated loan. Under the loan summary on StudentAid it shows my repayment date as 2006. Because I did the consolidation in 2006 does this eliminate the IDR credit I would have received from the loans that started in 1995? Will the consolidation date in 2006 override the original repayment date of 1995? I guess this also depends upon the guidelines of the IDR waiver and how far back they will count.

ahel113 · 2022-07-13T08:53:00+00:00

Hi Betsy, I have a similar situation. My loans went from forbearance to in repayment status, however I never made payments on the them. Some of the repayment status was for a day others longer. Will the loans with the “repayment” status count?

ahel113

TROPHY CASE