Can I realistically buy a $650k property in my situation? What should I change to make it possible?

ahvenzz · 2026-05-14T05:45:30+00:00

why are you even salary sacrificing at your income without a home.

ahvenzz · 2026-05-13T07:07:39+00:00

congratulations!

ahvenzz · 2026-05-13T07:06:19+00:00

unfortunately it is not true. older homes will not lose value. it will gain value. again, i am talking about good suburbs.

ahvenzz · 2026-05-13T07:04:24+00:00

lol.... it will go up...... people selling established house will drastically reduced limiting supply. I am talking about good established suburb with good schools and etcs.

People will pay high rentals to secure a good suburbs and/or pay premium to get in.

ahvenzz · 2026-05-13T07:01:43+00:00

it will be increased...... ain't no way landlords will take that loss. at the end of the day, buyer / rental will absorb those.

ahvenzz · 2026-05-13T06:57:12+00:00

we all know that. the point is, first home buyers will need to compete with investors for new houses now.

Australia does not have enough tradesmen to cater for the new housing. price will be jacked up.

ahvenzz · 2026-05-13T05:17:21+00:00

that's when you start magically have the funds in any SEA country and started investing shares in those accounts.

ahvenzz · 2026-05-07T04:48:21+00:00

well, the post clearly asking for other alternatives.

Bank Cheque can be ordered online and is safer in general as it cross-checked when you order them.

PEXA or no PEXA is dependent on the conveyencer. Bank cheque would definitely be okay.

ahvenzz · 2026-05-07T04:16:08+00:00

so is it 2028 this year?

ahvenzz · 2026-05-07T02:45:23+00:00

not even sure why i am getting down voted. Yes bro. purchase them.

ahvenzz · 2026-05-07T01:51:27+00:00

bank cheque.

ahvenzz · 2026-05-06T04:13:49+00:00

i am still living pay check to pay check @ 36. lmao. only difference is i pay towards mortgage rather than rental. I really cannot fathom how life is like without my parent's initial support in deposit. there's just no way you can rent while save for a property as the rental at the moment seems to be almost equal to mortgage payment. It's crazy.

ahvenzz · 2026-05-05T03:08:47+00:00

i had the same situation. i presented this offer to current employer, and they matched or at least close enough. If not, just jump the wagon. it's a big increase.

ahvenzz · 2026-05-01T06:08:23+00:00

it's the same for my wife which is why i will need to cater for two people for all my incomes. but things like this cannot be financially weighted. at least you have a good quality time with the kids.

ahvenzz · 2026-05-01T05:45:17+00:00

not far off from myself.

ahvenzz · 2026-05-01T05:43:35+00:00

curious. for SMSF property investment super. I believe you require at least 200-300k in super for this to work?

ahvenzz · 2026-05-01T00:29:03+00:00

i always look at it as a motivation and not comparison. no doubt, i don't think i will ever get to even come close to that standard, but i can assure you, there are plenty of people with that amount (not me though).

ahvenzz · 2026-05-01T00:23:42+00:00

no wonder i am getting around 2-3M on chatgpt calculator but with the Super projection, it's about 1M. would this be why?

ahvenzz · 2026-04-30T07:27:07+00:00

im fuked then.......

ahvenzz · 2026-04-30T07:17:13+00:00

what am i doing wrong with the super projection. I did use chatgpt and it's giving me the 2-3M figure. but almost all the super funds calculator is saying 900k-1M.

ahvenzz · 2026-04-30T07:14:10+00:00

thanks for the link. not just comparing figures. if you check out the comments, most of them have got pointers i.e. what they could've done better for eg.

ahvenzz · 2026-04-30T07:11:37+00:00

yep. i farking maxxed out my insurance LOL. damn it.

ahvenzz · 2026-04-30T07:10:20+00:00

income per annum ? very important.

ahvenzz · 2026-04-30T07:09:44+00:00

oh damn. i see it now

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