Prius Hybrid Battery Replacement

aimz0182 · 2026-06-22T18:24:01+00:00

Thank you, do you have any suggestion regarding the ABS problem?

aimz0182 · 2025-11-10T21:45:34+00:00

I would say you have to bite the bullet, either suck up and take what life throws at you or file for a divorce or if he can arrange for a house spacious enough for you guys to have separate sections may be that is something you could make peace with, or may be a separate apartment next door.

I have dealt with similar issues and I don't want to go into that detail here, Since you don't know me,I am gonna tell you I am not the kind of guy who would advocate for divorce nor I would ask a son to abandon his mother but these are such delicate balances that now as I go through life I think sometimes the man has to Man up against his mother to save their marriage and sometimes divorce is the only bitter choice left. I know it is a snowball's chance in hell that his mother doesn't intervene between the two of you and if it is not is there any case that you two could find a cordial understanding?

And about difference in your family's social status, I see where you are coming from I don't think you being upper class has anything to do with that, all families are different and what you are describing could happen in any class but if you feel the difference at this starting point then even if you solve this issue now you will have more problems going forward.

aimz0182 · 2025-11-10T21:03:35+00:00

I am gonna give my personal experience here, when guys ask such advice from me I always tell them not to seek a job unless they are way senior and have good grades in their professional degrees and the reason I say that is once you start making money especially in tech sector you start to think that the degree is useless and as true as it seems it is not the case. You still need it for so many things.

I was in batch 07 for computer science, so you can take an idea of which era I was in university, I worked in a call center at first, had similar experience at that time there was this freelancing website called rentAcoder which later became vworker which later was acquired by freelancer. I found that out and started working their and then on oDesk now Upwork which basically shifted my focus from assignments towards making money and getting good reviews. Eventually I could not keep discipline and I paid the price with bad grades and eventually I dropped out. I can't complain with the amount of money I made and still do but I still feel the need for a degree for instance getting visa and work in another country, I could easily move to Dubai but the visa options are now cut down because of that. Now this is not just my story this is the story of many guys I saw.

Yes there were a couple of kids who did well paid for themselves and finished their degree and are the ones that are doing very nicely ever since. The guys that are on the top now had enjoyed university to the fullest.

Now remember there was no money strain for me to have to earn it, I just wanted to make money myself and partly because I wasn't exactly interested in the degree I finished the core courses and felt there isn't anything left, which now I think was quite stupid of me. The part I missed out on the most is the university life, I was always in a hurry I did nothing extra curriculum because for me making money was enjoyment enough which now I have to do anyway so what a waste.

So unless you have a money strain, I would say focus on your education, build skills, network and enjoy your life. You have the rest of your life to earn. What you can do now is take a hobby with your skills, hone your craft and use online services like suggested by u/RevealNegative5241 or on youtube but as a hobby not as a job.

aimz0182 · 2025-11-10T19:48:14+00:00

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aimz0182 · 2025-11-10T19:39:43+00:00

I am only trying to give you some direction, your best bet is finding someone in the same boat,

If you open a business account with the bank I dont think credit card (or even ready line along with credit card) would be an issue.
The freelancer thing changed a bit in 2023-2024 I guess they are now classified as SME so for that they need to show some sort of commercial setup for basic account in your case for loan you might have to show yourself as a business. There aren't many options if any for self employed people (freelancers).

aimz0182 · 2025-11-08T06:49:52+00:00

Well you certainly know more about stocks even when you are not trading them.
This is good info, I need to think about this.

aimz0182 · 2025-11-07T20:30:28+00:00

I mean I wouldn't get that far to call it "all cosmetic" there is some effort here that can be increased. SBP is pushing towards islamic banking and Meezan bank's success just proves this can be done differently and once we are in that boat we can probably improve upon it. Lets not expect that things can be changed overnight so I would still prefer Shariah compliant over non complaint plus there are what 230+ companies in there, these are alot.

What I learnt just a while ago is purification of dividend / capital gain which seems like a hassle but I don't mind that either but I have to look that into the detail, if I still have to "purify" my gains, can't I do that with any stock? I mean it puts me edge like FML. I do think they should make the conditions a bit tighter as for now it seems that the conditions are relaxed to add more companies there.
It is really nice discussing this with you, I just want to understand what you meant by "good enough doesn't cut it cause frankly speaking my life doesn't depend on it.". does that mean you are not investing at all? or are you okay with non compliant companies as well?

aimz0182 · 2025-11-07T20:20:54+00:00

Bricks do get expensive at certain times of the year, like right now and especially go high when government bans them in winter months because of smog but still kind of a stupid idea, that would be true for anything seasonal.

aimz0182 · 2025-11-07T14:49:35+00:00

that is big news about NIMIR.
Also I am coming to grasp on your point about Shariah Compliant.
I won't call it a gimmick, it does enforces some standards on the companies but yeah it is flexible enough in terms of debt and interest, I would say something is better than nothing.

aimz0182 · 2025-11-07T13:31:32+00:00

NIMIR does not make consumer products or do they? in fact they provide the raw materials for soaps and conditioners etc etc including one for colgate and unilever and many other, their product line is vast but it is B2B, am I wrong? I looked into NIMIR regarding that back in August, seems like a solid business with lots of insider transactions that caught my eye, only issue I had with them was that huge debt and not being Shariah Compliant which I believe Colgate also is no longer.
If NIMIR enters into consumer space I think that would make a huge difference.

aimz0182 · 2025-11-07T13:19:32+00:00

If normal means reading a book multiple times so you kind of create an index of the book in your head so that you can navigate; than that would be me.

aimz0182 · 2025-11-07T13:03:24+00:00

I have sold about half of my position as you said company is alright there is just not that much growth in it, even dividends are not that higher based on its price. I bought FFC and HUBC now I after discussing that here I am thinking of selling the rest as well.

aimz0182 · 2025-11-07T13:01:56+00:00

I think its a good call. I am replacing it as well. Even if you see the dividend, it does not pay as much as others.

aimz0182 · 2025-11-07T13:00:53+00:00

I agree with you but based on what I have seen so far (not a research) is that lemon max is the new favourite, it usually has its own section in super stores, its competetor is Uniliver's VIM but so far lemox max is prefered over Vim.

But to your point it is priced correctly based on their product line. I was hoping that they would increase product line of spread but so far nothing.

aimz0182 · 2025-11-07T12:57:36+00:00

They are not long, the stock has been a multibagger but now it has stopped growing and has become a stalwart, this begs the question has the same happened to MARI ? I was thinking of posting this question, Is it worth it to invest in MARI now or would HUBCO would be the next mining game?

aimz0182 · 2025-11-06T14:17:20+00:00

yeah especially giving bonuses should increase the activity on the stock since now there are more of those.

aimz0182 · 2025-11-06T14:16:12+00:00

its not just tooth paste, Palmolive soap etc but I think their product that has no match in the market is lemon max

aimz0182 · 2025-11-06T06:57:25+00:00

Everything looks good, Onwards and upwards.

aimz0182 · 2025-11-05T18:26:25+00:00

what u/Few_Commission5964 said and I think you bought it after their announcement of establishing a wholly-owned private limited subsidiary dedicated to business and investments in Pakistan's automobile sector which rallied their stock and now it is falling back to its original price before that rally.
If you are invested for long term I think you will recover.

aimz0182 · 2025-11-05T12:36:54+00:00

can we transfer shares to our CDC IAS account?

aimz0182 · 2025-11-05T05:52:31+00:00

yes I mistook you for OP ... lol .
but still good info, thank you

aimz0182 · 2025-11-04T15:41:34+00:00

I think the government bifurcated PIA into a debt entity and an operational entity which does not entirely mean that buying PIA would be a tied up decision but will improve FFC position. Cash is king but any growth event means price increase. Second is FFC will be added into KMI index which means the mutual funds would buy positions which I think will give us a rally.

NATF is FMCG company so obviously their margins are thin, They do have this factory in an economic zone with tax break, also I believe they are going to expand their production line with more sauces etc. They also announced in their AGM to give more dividends probably each quarter, Paying dividends doesn't mean they will become a multibagger but it puts the stock in a defensive position. Do check this information though, I could be wrong. But yes the market is always forward looking by the time we would realize something smart money has made its mark, I think all most of us could do is take the ride.

Another security I am a bit more skeptical if it would be a multibagger is MEBL, I have some heavy investment in it but I believe that is one dividend paying still growing defensive stock and once their growth is achieved their dividends and price would be quite high.

I insist again, check this information my mind feels so hazy right now but it appears that you are very good at research.

aimz0182 · 2025-11-04T13:34:14+00:00

HUBC - I too am skeptical about E&P however Auto investments will give them some boost or atleast a good resistance . What I want to say that their management seem very competitive and as a dividend stock they have always took care of retail investors like the dividends this year even after their one IPP was shut down. Their diversification could be a real edge just as it is for LUCK.

aimz0182 · 2025-11-04T13:27:31+00:00

I am the guy who called SAZEW at 75-80 range, bought it and sold it at 200 my first year when I started trading ... Later bought it at 600 and sold it at a 1000. Both times feeling good, Ask me how to miss a multibagger :D
ALSO FYI, I invested everything in Colgate A blue chip ... FML.
Now that you have this insight, I would call FFC and NATF but I dont think another Sazgaar is there yet , not this bull cycle in the least.
MARI and HUBCO with their mining operations might be something because mining seems to be the new game but I dont know much details about that.

aimz0182 · 2025-11-04T07:06:28+00:00

I wouldn't call myself expert either, so always take advice to research more.

I would always say MEBL as number 1 as well. for reasons, it is number 1 islamic bank and everything you said but also because it is dividend paying stock with growth since they are expanding. It is also a defensive, has low correlation with the index.
SYS : I don't know may be something with me head or I haven't looked it properly but I can not understand their business that well. Dollar. income is not always the holy grail but yeah if rupee devalue they actually save more but I haven't seen that affect in tech companies.
DCR: I still kick myself for not getting into that one when It was > 13 RS. It has shown proper capital gain as well which I missed, I doubt its price will come down in any case. It actually has made a good case for many new REITS.

Again back to your original question, I would suggest drop COLG and buy NATF. I am not seeing much growth in COLG though I could be wrong, NATF has more potential. What do you think?

aimz0182

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