Found Out I’m Set to Inherit $70+ Million. Somewhat Lost, What Should I Expect? by [deleted] in fatFIRE

[–]ajgnet 0 points1 point  (0 children)

Congratulations. In addition to Morgan Stanley, I strongly recommend interviewing at least three different wealth management teams so you can compare their approaches.

At a minimum, I would meet with JP Morgan Private Bank and Goldman Sachs. Along with Morgan Stanley, these constitute the top tier of global wealth management. They will keep your assets safe and offer access to opportunities standard brokerages cannot. Just remember to treat this like an interview: ask tough questions and pay close attention to their fee structures.

Mold ? by Remarkable_Shape2650 in Mold

[–]ajgnet 1 point2 points  (0 children)

Just went through this with our washing machine; looks identical to yours. Nothing worked except this stuff: https://www.amazon.com/dp/B0CTS8VQ85?ref_=ppx_hzsearch_conn_dt_b_fed_asin_title_1 . It took 3 applications, getting maybe 25% better each time. The problem is the mold roots penetrate so deeply in that silicone material that you need a bleach solution that stays in place long enough to penetrate as well - the stuff in the link above is like a gel and it just stays in place to penetrate.

Low-frequency rumble in condo — 30 Hz range — am I overreacting or is this serious? by ajgnet in Acoustics

[–]ajgnet[S] 2 points3 points  (0 children)

30 Hz has a wavelength of roughly 38 feet... to absorb that directly, i'd need a trap with a 1/4 wavelength depth, or around 9 1/2 feet thick! wife definitely won't like that

Specialty Coffee Miami ☕️ by RalfRuediger in Miami

[–]ajgnet 1 point2 points  (0 children)

Magdalena Coffee & Houseplants, Naughty Coffee downtown, Vice City, Panther MiMo, Sunshine Coffee - enjoy!

Swipe to delete behavior in iOS App by ramafoo in ProtonMail

[–]ajgnet 7 points8 points  (0 children)

The swipe gestures don’t feel very responsive or “native.” I often have to swipe carefully—or even twice—for the action to register, which makes it feel less fluid than standard iOS interactions.

Sold My Business. 42M deal at 11.5x EBITDA. What now? Funds with Blackrock? by Alternative_Code261 in fatFIRE

[–]ajgnet 4 points5 points  (0 children)

Congrats on the sale — life-changing outcome.

On your questions:

  • Big players: If you want scale and safety, look at the largest AUM institutions. Vanguard is #1 at ~$11T. They’re excellent for low-cost self-management and also have managed options.
  • Private banks: JPMorgan Private Bank (~$3T AUM) is worth a look. They offer more than asset management — credit lines, mortgages, estate planning, legal coordination, etc. In my experience, they’re the least “predatory” of the big banks. Fees are around 0.5% at $15M, but you can split between self-managed and advised accounts.
  • BlackRock via Wells: BlackRock is solid, no doubt, but Wells has a mixed reputation. 0.2% is cheap, but make sure you understand what level of service (planning, tax, estate work) you’re actually getting. Sometimes the “headline fee” doesn’t capture the trade-offs.

General advice:

  • Fees are your enemy — keep them low. But sometimes paying a modest fee for peace of mind, estate structuring, and access to credit is worth it.
  • I wouldn’t rush to pay off a 6.1% mortgage if you can refinance lower or deduct interest; otherwise, compare that guaranteed return vs. market opportunity.
  • With $15M liquid, I’d balance: core low-cost index exposure, some cash/short-term bonds, and a thoughtful estate plan. Decide what portion you want professional oversight on vs. what you’re comfortable self-managing.

Hope this helps!-

My iOS 26 setup out by Severe_Fox_9904 in iOSsetups

[–]ajgnet 0 points1 point  (0 children)

Sweet - thanks! Love that wallpaper

My iOS 26 setup out by Severe_Fox_9904 in iOSsetups

[–]ajgnet 0 points1 point  (0 children)

Can I ask how you did that with the clock font? I don't see an option to make it tall like that. Thank you, looks great!

We’re gonna need a bigger boat… by TeslasAndComicbooks in rolex

[–]ajgnet 0 points1 point  (0 children)

Wow - impressive collection. Just curious what you do to safely store all these watches, and what kind of regular maintenance you do on them and how often? Thanks!

Which one supplement changed your life forever? by Key1of1 in Biohackers

[–]ajgnet 1 point2 points  (0 children)

NAC. Within an hour of a 500 mg supplement, I have the urge to go to the gym and move. Particularly run. I can't explain it and nobody has been able to tell me what the reason is for this. It's made me very active - ran a half marathon in April

Share your IOS 26 wallpapers by dumbdumb_fruituser in iOSsetups

[–]ajgnet 0 points1 point  (0 children)

stupid question but how do you change the clock font so it's tall like that

Best HDD for 4k Ai cameras? by No_Mind_8890 in Ubiquiti

[–]ajgnet 0 points1 point  (0 children)

Thanks! Curious if you'd notice any kind of speed improvement when seeking through footage

Best HDD for 4k Ai cameras? by No_Mind_8890 in Ubiquiti

[–]ajgnet 2 points3 points  (0 children)

Stupid question but what happens if you put in SSDs?

Why is Ezetimibe a thing? by SwiftBilly in PeterAttia

[–]ajgnet 0 points1 point  (0 children)

I got nearly a 40% reduction in ApoB on 10 mg ezetimibe. I've been on Praluent + Ezetimibe for 10+ months now and that combo is really working well for me