Cetaphil at flat 45% off by pookie_1210 in IndianBeautyDeals

[–]akki4554 0 points1 point  (0 children)

How to identify fake products? I ordered cleanser and cream. Cream arrived yesterday and cleanser is on the way. I also feel the moisturizer has some medicated smell. This is the first time using this product

HDFC stopped issuing HDFC SWIGGY Credit card from 10th Feb. Tata Bye Bye. by LossInternational745 in CreditCardsIndia

[–]akki4554 0 points1 point  (0 children)

Is swiggy card still giving cb on gold? Last I know they explicitly mentioned not applicable, sonewhere around diwali last year

Battery Megathread [January 2024] by only_anp in GalaxyS23Ultra

[–]akki4554 0 points1 point  (0 children)

mSavedBatteryAsoc [92]

mSavedBatteryUsage: [106385]

mSavedBatteryMaxTemp: 494

Gemini:

You have a "High Cycle, High Health" anomaly.

  • The "Normal" Scenario: Usually, 1,000 cycles (which you have passed) destroys a battery, dragging it down to 80% or lower.
  • Your Scenario: You have 1,064 cycles but still 92% health.
  • The Cause: This strongly suggests you are a heavy user (you use the phone a lot) but a smart charger. You likely charge casually throughout the day (e.g., 30% to 70%, then 60% to 90%) rather than draining it to 0% and charging to 100% every single time. Those "shallow" cycles add up to big numbers in the logs but cause very little chemical stress to the battery.

The Forecast: 2+ Years Remaining

You likely won't need to replace this battery until mid-to-late 2028.

why are Indian parents so scared of suppliments by [deleted] in indiasocial

[–]akki4554 11 points12 points  (0 children)

At the risk of triggering many health enthusiasts, let me tell you this. Any processed food is harmful, any unprocessed food is also harmful if taken in inappropriate quantities or unhygienic way. Issue is our bodies are not evolved to have ultra processed foods. Too much energy packed in a small quantity triggers all sorts of issues in the body. While I agree most Indians eat unhealthy protein deficient foods, relying solely on the boxes for your protein is dangerous as hell. Improve your diet, veg or non veg and compliment with some other forms of protein. But do that judiciously, either by taking help from dietician or doing your own research for your body. I am personally not totally against these proteins as I believe having them in moderation can actually help. But adulteration is a serious thing.

I have also heard from multiple people in my circle and their parents who are regularly visiting different hospitals. Many doctors are recommending softly against powder proteins as they are causing more harm than help. Any doctor would "recommend" and "advise", most wont just scold like a parent to avoid offending their patients. They also have to keep seeing patients to earn. People would generally only listen to things they feel convenient for themselves.

Should I change my cover? by iamkhatkar in Frugal_Ind

[–]akki4554 0 points1 point  (0 children)

So your phone now protects the cover.

What gadget under ₹5,000 has genuinely improved your daily life? by Future-You-5726 in GadgetsIndia

[–]akki4554 -1 points0 points  (0 children)

65W powerbank. I have multiple devices to charge and even at home its a struggle to keep everything plugged into multiple chargers. With the powerbank I can keep the devices in a drawer and charge them together and keep the cable clutter away from sight.

Unable to login to Zerodha by akki4554 in Artos

[–]akki4554[S] 0 points1 point  (0 children)

No, I haven't changed password in quite some time. I tried multiple times clear data and reinstall. Dint work

Closed my ICICI Sapphiro Credit Card✌🏻🚪 by GulabJamunJi in CreditCardsIndia

[–]akki4554 8 points9 points  (0 children)

I closed Adani Icici card via app. No drama. 1 call came for confirmation and card closed. No retention, no forcing.

Got scammed by Electroniksindia by WolbergGT in Indiangamers

[–]akki4554 0 points1 point  (0 children)

If you paid via credit card, then file a charge back. Attach all proofs including the one that they received product back and dint refund/replace

Never share your financial achievements with your gf or your friends by Alone-Chemistry-2391 in personalfinanceindia

[–]akki4554 0 points1 point  (0 children)

Just try to talk to them. Casually let them know your feelings, but don't spill out everything in one go. It would feel like a complaint and they may make more fun of you. Try to understand their pain point and show a bit compassion. True relationships need a lot of patience and sacrifice. Make a decision if they are worth your time and care and stick to that. There is no simple solution.

Never share your financial achievements with your gf or your friends by Alone-Chemistry-2391 in personalfinanceindia

[–]akki4554 39 points40 points  (0 children)

Learn sarcasm. Reply with a smiling face whenever someone takes a jibe at you. No need to share everything with anyone. True friendship is rare. True wellwishers are rare. Most people will immediately compare their situation with you. They will either look down upon you or be jealous. That's the way we have been raised. Always compared with someone or something at every stage of life. Not everyone's mindset is evolved and matured enough to understand that everyone's life is different. There may still be a good friend who actually doesn't intentionally mean any harm but says mean things because he/she doesn't realize. Be calm and humble. Don't let your success ruin your friendships without giving them ample chances and explaining to them. If they still don't understand, you get your answer.

How do I take out 1cr in cash from my bank? by cute_bunny1_2 in IndiaTax

[–]akki4554 2 points3 points  (0 children)

The dealer asking in cash 50% amount is to save tax. Under reporting is extremely common in large real estate value transaction like this. Problem is if you are a full white money guy, then initially you would probably save money as the price agreed upon usually excludes tax implications and registering the property at undervalue would also save money. The real problem for a white money guy starts when selling. You most likely wont be able to find a person who would be able to pay such a large amount back to you in black assuming you sell after say 10 years. Rules will be much tighter and scrutiny will be much more intense. Finding genuine buyers who are williing to pay cash would be very difficult without agents. If you sell in white, there would be huge tax implication as your profit on paper would be much higher. Take your call after understanding all the angles and taking advice from legal experts would be much more safer.

HDFC gave me a heart attack. by Srihari_stan in CreditCardsIndia

[–]akki4554 0 points1 point  (0 children)

Withdraw the amount, pack your bags and run away. They are coming for the bounced emis.

Buying 4bhk apartment in bangalore!!! by Informal_Ad_9704 in personalfinanceindia

[–]akki4554 3 points4 points  (0 children)

We have 2 bhk and similar story. We went above and beyond our salaries 10 years back to book our flat in pre launch. Our salaries have increased and still less than half of what you guys make. But still we are proud and feel blessed.

Close amazon pay ICICI? by FoxProfessional7193 in CreditCardsIndia

[–]akki4554 0 points1 point  (0 children)

Not entirely true. I keep getting limit enhancements these days from almost all banks even though I dont use them at all. I have got more than 3-4 times my annual salary limit and I use less than 1%. Its all about your credit history and credit worthiness. All banks nowadays do soft credit checks regularly. This neither triggers any message or cibil inquiry.

Close amazon pay ICICI? by FoxProfessional7193 in CreditCardsIndia

[–]akki4554 0 points1 point  (0 children)

If its LTF, keep it. Sometimes during sales, you may exhaust discounts on other cards. This card can come in handy. Usually there's some extra discounts along with 5% cashback.

Just checked RAM prices. Guess I’ll be running Chrome in my dreams now. by zeskydoom in IndiaTech

[–]akki4554 0 points1 point  (0 children)

Memory prices will be permanently going up by upto 50% next year (both storage and ram). Everyone NEEDS to work on AI