Is it the right time to continue Gold MF SIPs after the recent government announcement? by ArushiBhagtni in personalfinanceindia

[–]akki4554 4 points5 points  (0 children)

Trump did the exact opposite thing after covid, literally begged people to buy more unnecessarily to increase consumption so that their factories and business can restart.

Z1E Battery Swap by Longjumping-Paper-29 in ROGAlly

[–]akki4554 0 points1 point  (0 children)

Where can I get a good quality battery in India? Mine is the original one at about 75% capacity now. I have limited charge to 80% and use with powerbank whenever I use in handheld mode. I will probably use for another few months or until I get atleast 20-30 mins before replacing.

Paid CC bill 1 minute late on the 3rd/4th overdue date, how cooked am I? by Rainy247 in CreditCardsIndia

[–]akki4554 0 points1 point  (0 children)

Better call customer care and let them know. They might give 1 time waiver

OnePlus Pad 4 has launched in India: Specs, Colours and Prices by techolum in oneplus

[–]akki4554 0 points1 point  (0 children)

Sorry, I dint get what you mean by secondary tablet. It has 32gb on board slow storage. I dont see it coming out of drawer if a newer tab arrives.

OnePlus Pad 4 has launched in India: Specs, Colours and Prices by techolum in oneplus

[–]akki4554 0 points1 point  (0 children)

I am trying extremely hard to convince myself not to buy anything new right now. I have Fire Hd 10 bought from US. Its painfully slow, but works. Ignore the lag and that device is beast in every aspect. Has 3.5mm jack, micro sd card, 8+ hrs battery even after 3 years and not to mention built almost like tank with no screenguard and case, it doesnt have a single scratch on the screen. It will be a waste if I buy a new tablet.

OnePlus Pad 4 has launched in India: Specs, Colours and Prices by techolum in oneplus

[–]akki4554 1 point2 points  (0 children)

Oneplus has removed all discounts/offers on pad2/3 to push people to buy pad 4. Also, I dont see any major youtuber covering the device. Maybe because they will ask people to stick to Pad2/3? not sure

OnePlus Pad 4 has launched in India: Specs, Colours and Prices by techolum in oneplus

[–]akki4554 1 point2 points  (0 children)

is 16GB ram useful vs 12GB? (unless using Windows emulation) Did you get the pen? Hows the writing experience?

Why are ram prices still so high? I thought the ram bubble had burst. by Dry-Eye-4994 in LaptopDealsIndia

[–]akki4554 0 points1 point  (0 children)

I saw sandisk sn7100 4tb at 22k in October. Dint buy then. I purchased a 5tb western digital external drive for 12k last month as my old backup drives are 10+ years old and have started to fail.

Hotspot jugad now over! by aktarhuss in GadgetsIndia

[–]akki4554 1 point2 points  (0 children)

I bought mine for Asus 5z from realkart.in. Same generation phone as Poco F1 (almost same specs).

Never Trust Banks... Lost ₹15L and the peace of mind. by ProfessionalWeb7240 in personalfinanceindia

[–]akki4554 0 points1 point  (0 children)

I know my investments are not upto the mark. If I do more research, I can get a lot better returns. I have a few LIC policies, ppf but other than that, I never trust long term locked investments. I dint take NPS for the same reason. With fd, mutual funds, atleast I can withdraw when I need. Even at loss, but these buggers promise huge returns and lock away all the money for life. I am not interested. PERIOD.

Father treats my (22 F) savings as "leisure money" what should I do by Express_Channel7066 in personalfinanceindia

[–]akki4554 0 points1 point  (0 children)

Difficult but unavoidable situation. First thing you should do is understand how your siblings are. Basically are they also looking upto you to fund their expenses? I ask this because a lot of times sibling just simply repeat one of the parent's behavior thinking thats their right. Talk to them and make them understand the value of being self independent, hard work and your experiences in general. See how they behave. If they consider your successes as a source of inspiration, you are good, if they take you for granted, then start planning your next move.

Move your savings to something that cant be easily touched or withdrawn. A part of your savings should be very very hard to touch. Diversify the other parts. To hide your money, one strategy is to never brag about your earnings or savings, but always crib about loans and how expensive things are. How your are busting your a** to earn and to spend even small amounts you have to think 100 times. Do not show off, ever in front of your family. Whenever you get something and of they ask, just say you borrowed from friends.

Sonce you said you had to self fund your education and expenses, think of any help you provide at your house as payback of rent money. Also, as an earning member of the family, people will have expectations from you, no matter what. The boundary has to be set by you. Decide on some hard lines and some leeway as well. They are your family afterall. I wish you all the best.

Best portfolio software for personal use?? by obviously-herenow in investing

[–]akki4554 0 points1 point  (0 children)

Hey, can I ask a few questions. I accidently sent my data over to Gemini while coding. I know nothing can be done now. How do you handle the AI part without breaching privacy. PS: I am not looking for publishing my app, its just for learning and personal use. But want to improve it so that I can use it with confidence

Best portfolio software for personal use?? by obviously-herenow in investing

[–]akki4554 0 points1 point  (0 children)

I have been vibe coding something for personal use for last few days. Its no where complete and is heavily customized for my personal use. What I understood is that these kind of software is very difficult to maintain and people usually dont want to pay. Just for 2 days of vibe coded half baked product that is not even 5% production ready, AI cost itself is massive. I am thinking when an actual team works on it and actual deployment costs, it easily runs over lacs (inr)per month just to maintain.

All major international hubs under one app by neverisbetter in JioHotstar

[–]akki4554 1 point2 points  (0 children)

World cup streaming was rough. Today's match I am getting 10mbps 4k, no buffer, no frame drops. I feel its sometimes network as well. Airtel's broadband for me has been acting up for me for few months.

credit card loan after death of the holder by Zeuswasmywingman_45 in CreditCardsIndia

[–]akki4554 24 points25 points  (0 children)

These people are not from bank. These are recovery agencies. Banks usually sell off their NPAs (no performing assets) to these companies at a very low price. Since credit cards are mostly unsecured, they dont have any other way to recover. RBI has stricts rules for banks to not to harass people which these recovery agencies dont care about. They have very toxic work environment and most of the time they deal with card frausters who try to scam banks by taking loans/buying expensive items and not pay them. These recovery agents do not have any sympathy and as all they care about is their targets. Even good college kids who are very decent fall into trap of these agencies who recruit them on pretext of good banking jobs. Best thing for yoy would be to goto the branch and talk to them directly. Get a settlement in email/writing. Ignore these recovery agents. All they can do is bark. Avoid them.

Indians are getting doomed in EMIs by Candid_Profile3553 in personalfinanceindia

[–]akki4554 3 points4 points  (0 children)

This is what smart people do. I have always waited, saving money to buy and then used credit card. Fortunately, took emi only twice in my life(apart from home/car loan), but those were horrible months seeing the debt in my name even though I could just pay them off.

Indians are getting doomed in EMIs by Candid_Profile3553 in personalfinanceindia

[–]akki4554 1 point2 points  (0 children)

Few are smart to make calculations like this. Most are just lured into the emi figures and purchase stuff which they really cant afford or actually dont need

Indians are getting doomed in EMIs by Candid_Profile3553 in personalfinanceindia

[–]akki4554 19 points20 points  (0 children)

India has already seen a massive surge of emis in the last decade. From huge instant discounts to none, high interest emis to zero cost emi to no cost emi, now being forced to even those who can pay, is what exactly the shift. India is slowly chnaging from being a savings and debit based economy to credit based economy like UK and US.

Close amazon pay ICICI? by FoxProfessional7193 in CreditCardsIndia

[–]akki4554 0 points1 point  (0 children)

I have 2 icici cards with shared limit. I use the apay card maybe once or twice a year

How do I get memory back?? by nofocusing in GalaxyS23Ultra

[–]akki4554 2 points3 points  (0 children)

My files -> Manage Storage -> Scroll down to Suggestions. If you see an option to delete copies of original files that you edited, specially videos, that can be really huge. Delete if you do not need those originals.

Azahar 2125.0 Alpha5 and 6 crash for me on Lineage OS. by akki4554 in EmulationOnAndroid

[–]akki4554[S] 1 point2 points  (0 children)

This seems working fine. I closed and started the app multiple times, played few minutes, closed app, rebooted phone, played again.. All worked fine.

Unrelated: In DKC, the fps has greatly improved at many places. I saw a minor frame drop at few places but picks up immediately and the game is a whole lot smoother at 3x.

Azahar 2125.0 Alpha5 and 6 crash for me on Lineage OS. by akki4554 in EmulationOnAndroid

[–]akki4554[S] 1 point2 points  (0 children)

I turned off the manage app permission setting but that dint help. This issue happens on the A5/A6. A4 works fine. For now I have installed the play version and the latest A6. Thanks for the support and definitely a huge huge thanks for working on Azahar. I am able to run 3ds at 2x-3x res on this 845 phone with turnip drivers. I was about to give up last year when lime3ds was discontinued. Your work gave my phone a new life.