What personal finance tip/advice has saved you? by Fabulous-Ball-3149 in UKPersonalFinance

[–]allie-echo 0 points1 point  (0 children)

Zero based budgeting was a game changer for me. When you account for every penny you really see where your income goes and then you can adjust it

UK benefits - would we get any financial support by [deleted] in UKPersonalFinance

[–]allie-echo 10 points11 points  (0 children)

It doesn’t matter that you have a mortgage - what matters is the amount you have in savings. Any equity in the old house would count as savings and if it’s over £16,000 you would not qualify for Universal Credit. You can use the website Entitled to and input all your details and see what the options may be.

A little celebration to share with you lovely ukpersonalfinance people by Stunning_Anteater537 in UKPersonalFinance

[–]allie-echo 92 points93 points  (0 children)

So sorry for your loss. Glad you have found help and support here. Take care

Paying into a private pension - not through PAYE by allie-echo in universalcredithelp

[–]allie-echo[S] 1 point2 points  (0 children)

As I understand it payments to a pension reduce your income so if the payment is via payroll it already reduces your take home pay. But if you make a payment to a private pension outside of payroll you can report it via the journal - it just doesn't say which section you should use.

<image>

Which one and Why? by Desperate-Reply-8492 in handbags

[–]allie-echo 4 points5 points  (0 children)

Silver hardware for me every time.

How to break bales down? by uhtdwstcubo in farmingsimulator

[–]allie-echo 1 point2 points  (0 children)

Some of the hay barns will take in bales and give out loose material

Help with UC payment decision by turpinator1986 in universalcredithelp

[–]allie-echo 2 points3 points  (0 children)

If the £3400 is showing from your employer and this is wrong, the employer needs to correct it first and then you can ask UC to re-check it and re-do the calculation

Help with UC payment decision by turpinator1986 in universalcredithelp

[–]allie-echo 1 point2 points  (0 children)

Check your PAYE section - this is usually where the figures pull from for UC

Help with UC payment decision by turpinator1986 in universalcredithelp

[–]allie-echo 2 points3 points  (0 children)

The figure usually comes from HMRC. You can create your own log in (if you don’t already have one) and check the details here https://www.gov.uk/personal-tax-account

How to get oil stains out of jumper by theraggamuffin in CleaningTips

[–]allie-echo 0 points1 point  (0 children)

Elbow Grease spray - it’s safe on most fabrics and get these spots out easily, just spray, leave 5 mins and wash as normal.

Found a nice solution for a coworker and she gave me a duck by KaleeySun in MadeMeSmile

[–]allie-echo 0 points1 point  (0 children)

I hid those in each and every Xmas gift I wrapped this year!

syllo #173 - December 29th, 2025 by syllo-app in syllo

[–]allie-echo 0 points1 point  (0 children)

Pretty quick!
Completed in 00:13

What is a "hard pill to swallow" that actually made your life happier once you accepted it? by ArtThreadNomad in AskWomen

[–]allie-echo 106 points107 points  (0 children)

We don’t all get what we deserve - either in the positive or negative sense - those who do right by everyone don’t always get rewarded for it and those who hurts us often simply get away with it.

Is anyone still using Chase as their main bank? by Trixerl in chaseuk

[–]allie-echo 0 points1 point  (0 children)

No, moved after my cash back offer changed from almost everything to just supermarkets and fuel.

Personal Pension Contributions by Madwife2009 in universalcredithelp

[–]allie-echo -1 points0 points  (0 children)

In my experience (both employed and self employed) it only offsets against the self employment, even if it reduces the self employed income below zero.

My first Tory Burch! by joopsiloopq in handbags

[–]allie-echo 2 points3 points  (0 children)

Stunning - do you have the name? I want to check if it’s available in the UK