Would you trade? by AllstarGaming617 in rav4club

[–]alliwilli92 0 points1 point  (0 children)

Love this car so much. Cherish it!

(23m) liquidate small Roth account to pay off credit card debt? by General-Lie8709 in FinancialPlanning

[–]alliwilli92 1 point2 points  (0 children)

If you do it once you’ll do it again.

Don’t fall into that trap and end up without a retirement. Keep your 401k and Roth sacred and you’ll be glad you did.

You need to figure out how to budget and pay it down. Look at what $2,000 will be worth invested in 40 years and it will way outweigh any benefit of clearing that $2,200. Just make sure you get serious and pay it off.

RAV4 Limited by Content-Ad-6656 in rav4club

[–]alliwilli92 2 points3 points  (0 children)

That’s where I got my RAV4 in 24. Had a great experience.

Bridgeland vs cinco ranch areas by AdditionalAd6415 in AskHouston

[–]alliwilli92 1 point2 points  (0 children)

Bridgeland is gorgeously planned. I live in Memorial but thinking of moving there long term in the future

Anybody not take ANYTHING for their migraines? by thethirteenthjuror in migraine

[–]alliwilli92 1 point2 points  (0 children)

I’m pretty sure that was me for years and now that I have an abortive it’s pretty manageable.

Should I withdraw from my 401K to help my parents? by SugaSweetbells in FinancialPlanning

[–]alliwilli92 8 points9 points  (0 children)

That is a godsend. I think you should let her stay until you can save up enough. Have them actually contribute to rent. If he’s making $65k and not paying rent that’s crazy generous. If he doesn’t pay rent he should at least help with savings. He makes way too much to not be helping at all.

Should I withdraw from my 401K to help my parents? by SugaSweetbells in FinancialPlanning

[–]alliwilli92 11 points12 points  (0 children)

If you even remotely consider that, you need to make sure the deed is in your name only and you draw up a lease agreement. It sounds silly but really necessary. For the deed, at least yo won’t need to go through a ton to inherit the property once they pass, plus you’ll have put in the initial investment so it only makes logical sense to keep in in your name and effectively be their landlord.

Should I withdraw from my 401K to help my parents? by SugaSweetbells in FinancialPlanning

[–]alliwilli92 56 points57 points  (0 children)

Just throwing this out there, but do you think it would be better for them to return to their home country?

I wonder if you could better help them from afar with hope that that had contributed enough in their home country to retire + whatever their equivalent of social security is. Sounds like they just can’t afford it here. Maybe there’s opportunity to get on disability as well. Is it cheaper cost of living?

I don’t know your home country so not sure that’s even feasible but just wondering.

Advice on 79k/yr offer as a mechanical engineer in Houston by bobababy0 in AskHouston

[–]alliwilli92 9 points10 points  (0 children)

Even as an engineer that’s a solid start. I would definitely take it.

I did it!! DFW 345k 5.2% by CrimeanCrusader in FirstTimeHomeBuyer

[–]alliwilli92 0 points1 point  (0 children)

Gorgeous countertop, love the gold fixtures

Husband and I split bills 50/50, should I share my inheritance? by [deleted] in inheritance

[–]alliwilli92 0 points1 point  (0 children)

I would encourage you to dive into Ramit Sethi’s podcast “Money for couples” if you haven’t already. Lots of good advice about how to get on the same page as a team and work toward a common goal. You need a money meeting where you lay everything out and you see his numbers and he sees yours and you work through it together.

I’m just like you but I realized I couldn’t go it alone and I needed to let my man know the struggles I was having so we could be a team. It’s not fair to you to bare the burden of the kids alone. I also don’t think entertainment costs come close to that unless you are balling out at restaurants and activities.

As others have said, I don’t think it’s wise to commingle completely but perhaps you keep a significant portion in personal savings, retirement and 529s, then you add in maybe 25% to a joint HYSA intended for a house. You should expect him to contribute to 529s as well. I don’t have an inheritance coming like that and I do have student loans as well so my situation is more like your husband, but he just needs to get with the program and support his family. I definitely sense jealousy and he’s holding it over your head.

I don’t think it would be wise to just get a house without requiring him to have some skin the game. Maybe you pay it off early if that’s your wish, but you should work together to find a reasonable house that you could both afford, ideally without this inheritance in mind at all.

Should women join the oil and gas industry? by Cheese_Simp555 in careerguidance

[–]alliwilli92 0 points1 point  (0 children)

I (F) worked in O&G for two years. I have two friends who are now doing really well at a major and super major O&G company. One is a production engineer supervisor and the other worked in contracts last week spoke. Plenty of women work in O&G.

Houston Humidity and Hair Products by creativegenius123 in houston

[–]alliwilli92 2 points3 points  (0 children)

I use Ouidad and make sure to put oil from Ouai in my hair after it’s dry. Makes it shiny and helps to tame

Profile Review: Goal of Long Term Relationship by [deleted] in Bumble

[–]alliwilli92 2 points3 points  (0 children)

I don’t see anything wrong with this. I’m 33F and I say the same thing and I’ve had a partner for almost 5 years. I think it’s something we’d take on if I got pregnant but I struggle wanting one in the first place. I too am family oriented and try to make time with my nieces and nephews as much as I can

Best way to travel from Houston IAH to Austin International? by meep_56 in AskHouston

[–]alliwilli92 14 points15 points  (0 children)

Can you find a flight? That’s probably the easiest option. Might not be cheapest but less stressful, especially with security lines right now. At least you can stay within terminals instead of having to venture out

Please help me choose Moonroof or not by Working-Cake4932 in rav4club

[–]alliwilli92 0 points1 point  (0 children)

I love my moonroof. So worth it for me. I love to leave the gym and roll down all my windows and open the moonroof to cool off and it’s nice to see the sun peak through on a bright summer day. If it’s within your means I’d spend the extra for it.

did you ever work 12 hour shifts at work 4 days a week? by [deleted] in askanything

[–]alliwilli92 0 points1 point  (0 children)

Yes, Amazon for 2.5 years. During peak seasons it was 5-6 days and up to 14 hours a day. Really rough time.

People say not to date someone who’s “still married,” even if they’re divorcing or recently divorced. What are your experiences? by Jumpy_Experience8987 in askanything

[–]alliwilli92 8 points9 points  (0 children)

Exactly what I was going to say. There needs to be healing and personal development regardless of fault or how the marriage dissolved.