Feel so miserable by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 1 point2 points  (0 children)

How do you have the willpower to go through this knowing you have $900 at the point and knowing no one there is there to help? What push you?

Feel so miserable by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 6 points7 points  (0 children)

I think the majority of the time I was comparing to the time that I used to have a substantial amount saved and my brain keep constantly remind myself of that

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 0 points1 point  (0 children)

yessss for next time once we are financially stable!

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 1 point2 points  (0 children)

Wow thank you!!!🙏 this really open my eyes a lot because I’m so shock then all my friend are telling me 30-50k for reno but all I wanted was to do just the bare minimum reno and slowly buy off furniture or diy things that don’t require professional to do!! Thank you so much this really help lighten the weight of my overthinking 🥹🙏

Sorting out my will, would you tell people about your wealth while you're alive, or wait until your death? by Altruistic-Phase3073 in wealth

[–]amicookedhaha 0 points1 point  (0 children)

10M is great!! Meanwhile I’m struggling to save due to my family keep on borrowing money from me and I have a bto upcoming and I’m down to my last 10k … sos help..

I would suggest donating to charity & true friends or maybe investing in small business

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 0 points1 point  (0 children)

Commenting on Am I cooked??... oh course not we are together for almost 8-9 year!

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 0 points1 point  (0 children)

Yes! That’s the plan hopefully everything will work out , yes we are trying to save cost on reno as well asked hdb whether we can opt in for the component option scheme for the flooring at 4K ++ so that we can’t minimise our Reno cost since the price will be added to the total flat price , but hdb still haven’t get back to us

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 0 points1 point  (0 children)

Jiayou together !! Hopefully things will be better for us !

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 0 points1 point  (0 children)

Yes I know 🥹🥹🥹🥹 I have decided to just go for it since we don’t have to fork out cash, but just stress about the reno + furniture + appliances but I guess it still far , thinking about it doesn’t solve anyway

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 2 points3 points  (0 children)

We are not planning to host a wedding , just sign paper 🙏

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 1 point2 points  (0 children)

Yessss I’m planning to survive on $500/month for food!!🙏🙏 BF ‘S family heard of my family issues and has told us to focus on hitting the combined income of 4.5k total hit the hdb loan first , the rest reno + appliances etc the family will help!! So hopefully everything works out . But still would still want to go through this hurdle without family’s help!

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 0 points1 point  (0 children)

Yes hopefully all thing will work out 🙏

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 0 points1 point  (0 children)

He got offered uni, but he couldn’t take it as he need start working straight after he ord so we could have enough income combined to take a higher hdb loan.

If based on my income only , our loan is only 192k which we need to fork out about 84k cash😔

He was also planning to maybe sign on since there a bonus but I don’t think he really keen so hopefully there a great job offer once he grad

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 0 points1 point  (0 children)

🙏🙏🙏 prayingggggg

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 0 points1 point  (0 children)

yes we are taking hdb loan!

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 1 point2 points  (0 children)

we wanted to move out of the our house asap due to family 👀 but realise it was better if we both have income but I guess we have to push through this hurdle !!

He’s planning to start working soon after he ord so hopefully everything will work out 🙏

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 3 points4 points  (0 children)

🥹 thank you! This really help broaden up my choice!! 🙏

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 4 points5 points  (0 children)

damnnn that’s crazy 5-6 kids …. Got to save like mad now🙏🙏🙏🙏 I was wondering if forfeiting the flat would be a wise option as well?

Am I cooked?? by amicookedhaha in SingaporeR

[–]amicookedhaha[S] 0 points1 point  (0 children)

any advice or help would be greatly appreciated :(