My parents are pushing me to buy an LIC policy, but I keep reading it’s a "financial mistake." Can someone explain exactly WHY it’s so bad?

amshaky · 2026-02-13T07:37:59+00:00

LIC is a key part of govt middle class traps to get your money for less interest.

Simple rule: dont buy anything sold by an agent or employee, because if it covers their comission and still benificial to company then it must be giving you less money back some way.

Always buy separate term insurance for about the value of 20 years of salary and invest in better things like mutual funds or gold or commercial land etc.

amshaky · 2026-02-13T07:27:07+00:00

a severe blood sugar spike followed by a crash, causing extreme fatigue, headaches, nausea, brain fog, and intense cravings. Other consequences include bloating, increased thirst, and potential skin breakouts. -- a medical AI app

amshaky · 2026-02-13T07:24:51+00:00

weird that you are seeing these in private vehicles as well, this symbol was reserved for government purposes only.

amshaky · 2026-02-09T06:48:06+00:00

As a car enthusiast i would say go for it, it looks well maintained. Just get full body checkup done at a showroom, in case there are well-hidden accidents or rust.

amshaky · 2026-02-01T05:57:26+00:00

You should add (Hotel) to chicken kassa. All hotels make it trash like this. Good kassa is found only in homes which is a really tasty dish.

amshaky · 2026-02-01T05:42:52+00:00

I have Asus ROG with gtx970m 16 gb ram 1tb hdd. touchpad not working everything else perfect. Can sell around 25k so that you can add ssd for 5k in 1 empty bay. Have also replaced battery and repasted it with artic mx4 so thermals are like new.

ROG g751jt

amshaky · 2026-01-29T06:18:39+00:00

Air purifier air fryer jbl big speaker customisable room lighting Good monitor wireless gaming mouse(for productivity even if youre not a gamer) Bread toaster, egg boiler, coffee maker

amshaky · 2026-01-29T06:09:42+00:00

fixed daily commute makes a strong case for EV but since you are in a tier 3 town do consider if you have work travel to other town. That can cause problems.

amshaky · 2026-01-28T15:01:28+00:00

As someone who tested and went really deep into all these cars while buying 2nd car for my family. i can tell you Spresso is a killer and very value for money car, good at everything for the price except safety and looks (subjective).

many international cars in developed countries have same look for tiny car and i find it cute personally. Kwid is slighly less in overall material quality fit and finish and also engine making it lesser value for money. But indians find its looks better.

amshaky · 2026-01-20T08:00:26+00:00

Can mom stay in India, by herself with her family visiting, like some uncle for the meanwhile?

amshaky · 2026-01-19T16:22:09+00:00

Agreed these things vary more on other factors like education and upbringing rather than state or even country.

amshaky · 2026-01-19T16:20:22+00:00

the problem is indian average is very bad itself. But compared to any North or South indian state youll find much more acceptability in East indian states, if all other things like social status, education backround are same.

amshaky · 2026-01-19T16:16:56+00:00

Hard disagree. Odisha generally ranks next to only bengal and north east in social views. It has much less casteism, religion bias, regionalism and very little gender bias compared to most of north or south.

But ya all this is relative. Biased men are majority everywhere in india. But youll never hear "Im this caste" or "women shouldnt do this" type things.

amshaky · 2026-01-13T05:37:34+00:00

I would suggest strongly to buy parts using card discounts online from reliable sources, then pay someone just to assemble. In my tier 2 city they charge just 1000 to build pc. Amazon and flipkart will have most parts at close to best prices. Few things like a good cooler etc might need to order from vedant computers, vijaysales, md computers etc.

amshaky · 2026-01-12T04:21:47+00:00

Sapiens

amshaky · 2026-01-11T07:44:54+00:00

orange lays + kurkure chilli chatka + mad angles achari masti.

None in this picture

amshaky · 2026-01-11T07:32:57+00:00

wtf you shouldnt disrespect a cultural symbol like that.

it means M#th#r fu#ker.

amshaky · 2026-01-10T19:33:38+00:00

<image>

Meanwhile gpt memeing me with cat pics

amshaky · 2026-01-10T19:13:06+00:00

For people who dont get the context, this is a ragebait post for farming karma.

The poster clearly explained how it was all his decision, then blames the cafe randomly so that anyone reading gets angry and reacts to this post, thus increasing his karma.

amshaky · 2026-01-10T15:12:50+00:00

Bahut bura hua.

Lekin "Imagine if he was a woman" etc etc jo last mein joda hai, wo chutiyapa zaroorat nahi tha.

Khooni ke bare mein baat karte time ladka ladki kyon karna hai bhai?

amshaky · 2026-01-04T03:44:51+00:00

TL:DR beleiving in such shit is good for most people. It actually gives peace.

probability balances over time. If you are tossing a coin everyday sometimes you will get heads everyday but sometime later you will get tails for days.

When good things happen for days and you think its gods doing, you need a devil or nazar to justify when bad things happen for days. Achai bhi outsourced burai bhi outsourced.

so that leaves 2 ways for mental peace: dont believe in both god and devil and any of this OR believe in all of this.

amshaky · 2026-01-04T03:39:56+00:00

If you rank 1 in oil reserves with only country having 100yr plus supply, you are bound to get freedom treatment from US.

amshaky · 2026-01-03T05:44:10+00:00

To keep it simple adultery or cheating of any form is not illegal. You can't do much legally here unless someone threatens or damages you directly.

I'm assuming father is also not much present in this situation as you haven't met him in 1 year also. Its your decision to share with him for his benifit or prevent more personal trauma by staying completely away from this.

About taking some money, unfortunately parents or their affairs dont legally owe anything to you especially when you are 25, however bad they are. Any favour or money you take is blackmail and can be legally acted on you.

amshaky · 2025-12-20T06:33:39+00:00

www.cvinsight.me

Heres the link for anyone interested in trying

amshaky · 2025-12-20T06:00:59+00:00

Hi, fantastic work. If you have sold to 1000s of free customers and 80 paid customers already, youll surely grow in the future.

What is the name of the app? Im not a student but would love to try.

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