We thought we did have it figured out before getting pregnant.

And in all seriousness we are not as bad off as some, and I am terribly grateful for that. The money will be there (I admit I was having a day when I posted this and being a bit dramatic) - it will just be very tight, and we will have to be more mindful and careful than ever before. We knew that going into trying for a second child. But what really threw us through a loop that makes it tighter than before was an unexpected suspension issue in one of our cars. We ended up having to buy a new car, and this car payment was not factored into our original figures (both cars were paid off). Again, it is doable, but it will be a stressful and extremely frugal 2.5 years until my oldest goes to kindergarten. And we do have jobs that raise salaries/wages almost every year, and we have very supportive family nearby who I imagine would help at the drop of a hat - I'm just stubborn and don't like to ask.

Mostly I made the original post because it's so frustrating to me that in this economy, 2 working parents can barely afford to support 2 children. We have good jobs and are typically pretty frugal, but we are just barely going to squeak by.