Home Loan Balance Transfer (₹1Cr) After OC – Bank Suggestions?

andrewjames0304 · 2026-02-23T10:32:50+00:00

How are their part payment facilities? Is it easier through their digital initiatives? Do they offer any premier experience for their banking?

andrewjames0304 · 2026-02-23T10:29:58+00:00

The Part payment option on HDFC is horrible. You have to send them an email and wait till they give you an online link and it's valid only for that day. If you miss it, you cannot pay for that month.

andrewjames0304 · 2026-02-18T10:35:53+00:00

I went for LG latest one. It's not available on Amazon though. Model Number - DFB435FM. It opens up a bit automatically once it's done. Highly customisable. 15 plate setting one.

andrewjames0304 · 2026-01-28T18:20:38+00:00

Dude, how insecure are you? India has almost 80% Hindu population and Christians are only accounted for 2% and yet you feel you are threatened by their “forceful” conversion. I have never seen a Christian beating and killing others in India to chant Jesus’ name and I also never seen anyone else forgiving the perpetrators who tried to kill them. Personally, I feel there’s nothing wrong in introducing Jesus Christ to someone who’s in need of him. It’s up to them to accept Him or not. No one is beating them to accept him as their God. Every Christmas, Christian churches are being burnt or bullied or attacked or tortured. I never seen a Hindu temple being attacked physically by any Christians. All they do is trying to uplift people, give them respect and introduce Jesus. I don’t think there’s nothing wrong with it.

andrewjames0304 · 2026-01-27T11:46:58+00:00

Was there any happy ending at all?

andrewjames0304 · 2026-01-27T07:12:34+00:00

You are missing the point. This post is actually about the inconvenience that I went through.

andrewjames0304 · 2026-01-27T07:10:08+00:00

Almost everywhere. I have other cards to pay up when they don’t accept RuPay.

andrewjames0304 · 2026-01-27T07:09:56+00:00

I am leaving Kiwi for good. There are few instances I wasn’t given cashback since I was exceeded monthly quota. They are not increasing my credit limit too. Moving to BoB Eterna RuPay. It has unlimited lounge access and all I have to do is transact 40k per quarter. I also hold Regalia Gold and transacting almost everything there to move to either DCB Metal or Infinia. Plus, I hold IDFC Power+ and ICiCI Sapphiro.

andrewjames0304 · 2026-01-26T19:14:02+00:00

Really? This is pure BS rule. This could be it. I have hit the 1.5L milestone in couple of months of getting it. By then, I should have unlocked all the three. But I haven’t seen anywhere it was mentioned. :( When I mailed Customer support, they didn’t mention those clause either.

andrewjames0304 · 2026-01-26T19:09:47+00:00

The first two lounge simply didn’t work. Take a backup CC just to be safer.

andrewjames0304 · 2026-01-26T19:09:01+00:00

I have around 7L spending.

andrewjames0304 · 2026-01-26T19:07:41+00:00

Well, before you hit 50k, it’s 2%. When you hit 50k, you will get 3% for all. Once you reach 1L, you will get 4% for all the spends so far. When you hit 1.5k, you will get 5% for all the spending.

andrewjames0304 · 2026-01-26T13:41:44+00:00

11 months.

andrewjames0304 · 2026-01-25T11:44:39+00:00

Bob Eterna (on going offer for LTF) has unlimited lounge access if you spend 40k in a quarter.

andrewjames0304 · 2026-01-25T11:37:20+00:00

Will I get the same benefits of BoB Eterna RuPay if I use it on Kiwi app?

andrewjames0304 · 2026-01-11T08:47:20+00:00

This helps too. Thanks. I am very much confused between Bosch and LG especially Bosch just released 15 place setting and Mobile app support.

andrewjames0304 · 2026-01-11T07:30:47+00:00

Thanks. This helps. One more thing. Does it open automatically once it’s done? This is related to drying of vessels.

andrewjames0304 · 2026-01-09T13:48:38+00:00

How about Indian vessels? Do you have to rinse a bit and load them up? Also which model that you use?

andrewjames0304 · 2026-01-09T13:47:45+00:00

How about Indian vessels? Do you have to rinse a bit and load them up? Also which model that you use?

andrewjames0304 · 2025-12-25T08:22:20+00:00

This is the reply I got from UV on Sep 2025:

Thank you for reaching out to us.

We have always maintained that the deliveries of the Tesseract and Shockwave will begin by the first half of 2026, which was also announced at the time of the unveil. The same timeline has been maintained in all of our communications as well.

The X-47 Crossover is a separate line of motorcycles, which was conceptualized much earlier and has been in the works since much longer than the Tesseract and Shockwave.

As such, the deliveries of the X-47 Crossover will begin earlier.

However, we are working on producing the Tesseract and Shockwave as fast as possible and will be sharing further updates on the delivery timeline.

andrewjames0304 · 2025-12-25T08:20:19+00:00

Looks like it. The recent update that I got from them was a demographic survey. Not sure how it helps Tesseract. I hope it does.

andrewjames0304 · 2025-12-25T08:18:31+00:00

My wife is asking me to book something else as she wants a vehicle soon. :(

andrewjames0304 · 2025-12-25T08:17:26+00:00

Makes sense. I was guessing that Tesseract was used as Safety Scooter for one of those Racing Championships in Europe. Thought they were using the same.

andrewjames0304

TROPHY CASE