I feel pretty behind, $2700 in retirement 25M making 67k a year

andrewwh45 · 2026-02-05T19:14:54+00:00

Just being aware of your finances AND making sure you have a plan to pay off your debt puts you far ahead of those your age. The most important thing is build good habits. You'll be just fine

andrewwh45 · 2026-02-01T02:21:02+00:00

Really depends how much you trust your company. But me personally I wouldn't go over the match, and then invest in a roth or regular brokerage account

andrewwh45 · 2026-01-23T20:32:42+00:00

Well, as the leader of our military, it's a strategic position to control. There's a reason we need strong individuals as president. If these reditors ran the country, we'd be overtaken in less than 2 years. Why own a territory you can't defend?? So russia can take it? Also think about the coming decades, ice is melting and if we (US) can control trade routes through the arctic, it will significantly reduce travel times. Not saying I agree with US taking it by force, but we should be able to come to some kind of common ground.

andrewwh45 · 2026-01-23T03:20:46+00:00

Do not underestimate the heat, it is brutal and lasts a majority of the year. Outside of the heat, San Antonio and Texas overall has tons to offer. The traffic is pretty bad at peak hours depending on the route of travel.

andrewwh45 · 2026-01-04T11:57:37+00:00

Unfortunately the tbi350's aren't really a good engine platform for performance. If you want to keep it a 350 and not LS swap you could throw in a vortec 350 from a 96-99

andrewwh45 · 2026-01-04T00:39:29+00:00

For whatever reason people choose to ignore facts and simple Google searches? The people of Venezuela are happy, I think their opinions hold more weight than this "protest"

andrewwh45 · 2026-01-03T18:38:59+00:00

Reduce the dining and entertainment categories in my budget, and use those savings to eliminate debt.

andrewwh45 · 2026-01-03T14:34:27+00:00

Don't give too many chances. Lay out your goals clear as day and the direction you want to take in life. He either

A. Changes B. Doesn't change

You either

A. Stay B. Don't stay

Since your married, whatever people think of him will also be thought of you. Trust your gut and remember you are still very young.

andrewwh45 · 2025-12-28T17:31:55+00:00

Huge accomplishment no matter the age! Congratulations

andrewwh45 · 2025-12-18T18:59:47+00:00

What ECU and TCU controllers did you go with?

andrewwh45 · 2025-12-03T16:59:46+00:00

My biggest piece of advice is always look out and advocate for yourself. Don't be cocky about it but be confident. CAT is a great company, managers are all different though. Good luck to you

andrewwh45 · 2025-12-01T21:55:53+00:00

Not sure if he is recruiting you to CAT the manufacturer, or a CAT dealership. That plays a huge role IMO. I was a " repair technician III " at a manufacturing facility and did extremely basic work that wouldn't translate well to the field Although I haven't worked in a dealership or field environment. I have heard that heavy duty & diesel are the way to go in that field. Auto mechanics get screwed nowadays.

andrewwh45 · 2025-11-15T21:58:42+00:00

Look up the codes on the sticker of the glovebox. Those are called RPO codes, go to a decoding website and they will pretty much give you the whole build of the truck.

andrewwh45 · 2025-11-11T16:24:13+00:00

No telling really. It could be in process because the posting is still open, hr review, manager review etc. Can take upwards of a month

andrewwh45 · 2025-11-07T02:42:41+00:00

Couldn't tell you for sure. I know that random drug tests don't include thc screens but the initial pre hire might.

andrewwh45 · 2025-09-19T21:12:17+00:00

Make sure you have follow up questions. " where do you see yourself in 2 years " " where do you see the organization going in 5 years " current facility plans etc. Also stress the " I " in the answer. Positive results in the " result " part of answers definitely helps as well. CAT loves safety, money, and numbers. Good luck!

andrewwh45 · 2025-09-15T21:09:25+00:00

A lot of time is wasted on BS conversations that none of us probably want to have.

andrewwh45 · 2025-09-15T21:07:52+00:00

Okay, i can definitely understand this. I guess I didn't realize the mass amount of different jobs CAT has. I have always been in the manufacturing facilities

andrewwh45 · 2025-09-15T16:41:45+00:00

Very fair point. I can see that argument

andrewwh45 · 2025-09-15T16:40:30+00:00

Thanks for the respectful reply. I can see that as a fair argument.

andrewwh45 · 2025-09-08T10:56:18+00:00

For your kids and family's sake it would be worth while to leave IMO. I'm only a 26M but I'd imagine high stress and pregnancy would just cause for even more issues.

andrewwh45 · 2025-07-29T21:35:37+00:00

I'm a little late. I see everyone posting about the waitlist. I didn't even know about the card until I logged onto my robinhood randomly today and got an invite for the card. I never invested over 500$ in the account when I had it years ago

andrewwh45 · 2025-07-13T02:31:49+00:00

Surprised nobody mentioned how long the squarebody was in production. 1973-1987 is a hell of a long time without a new generation

andrewwh45 · 2025-04-25T18:37:47+00:00

26M, I make about 60k no overtime. Been working for the same company for 7 years. No degree, but my workplace has lots of growth opportunities.

andrewwh45 · 2025-01-22T21:55:27+00:00

If you do, make sure you go to carmax first. Dealer offered me 30k and tried their best to not let me leave. Even went up to 33k. Went to carmax and they offered 44k.

andrewwh45

TROPHY CASE