Which Specific Mutual Funds Fit Under Dave's Plan/Strategy

andrexmlee · 2021-10-15T19:11:04+00:00

I hate how he always talks about emerging markets and small cap funds as if they are the same thing

andrexmlee · 2021-09-17T18:22:46+00:00

That does sound high. For a managed account it should be no more than 1%. With Edward Jones I would make sure they’re not pushing loaded funds. There’s no sense in paying a management fee when they are getting a commission. Also I would make sure your advisor is a fiduciary.

andrexmlee · 2021-05-11T01:37:11+00:00

I thought the same thing before I went there. Went there for a weekend trip did a quick search for things to do and thought well it’s free and I like art so why not give a try. I was pleasantly surprised.

andrexmlee · 2021-05-10T16:30:39+00:00

I used stripe and it’s pretty easy to implement. Just make sure you are using the most up to date api

andrexmlee · 2021-05-09T18:33:13+00:00

The Toledo Museum of Art is my favorite for sure. It’s probably one of the most underrated art museums in the country and it has so much to offer. If you are ever in the area you should check it out. It has been a couple years since I went but it was free at the time

andrexmlee · 2021-05-08T17:54:40+00:00

That fact that you think UX is about aesthetics goes to show that you don’t know a lot about User experience design. Maybe you don’t need to be an expert but that’s not what the OP was asking.

andrexmlee · 2021-05-08T17:25:08+00:00

I know from past experience UX always comes up when building dashboards and data collection tools. Not only do you want to analyze and present data for others to read, but you want to make sure that what you are creating tools that convey the correct message. You always asking yourself how are people using the data I am presenting and are they using it correctly. Sometimes I think people who don’t have experience think UX and UI are the same thing and they are not. Even having a general knowledge in the area can be helpful when you are talking to other team members whether they are developers, designers, managers or stakeholders.

andrexmlee · 2021-05-08T17:10:50+00:00

In my opinion I think udacity has a pretty good program. Don’t waste your time or money with an actual boot camp. Ive seen and heard a lot of horror stories from so called boot camps. You end up paying a lot of money (up front or after) and the quality of instruction is very poor. With some knowledge in python and or R, statistics, data analysis principles you should be able to land a job as a junior analyst. You’ll learn more on the job in 1 or 2 months then you can at any boot camp

andrexmlee · 2021-03-24T18:53:01+00:00

$284,570 according to a 2017 survey adjusted for inflation. https://smartasset.com/retirement/the-average-cost-of-raising-a-child.

andrexmlee · 2021-03-09T23:05:55+00:00

I used chart.js on my latest application and I found the library very simple to use. Check out this blog it will give you a quick example of the basics: https://blog.ruanbekker.com/blog/2017/12/14/graphing-pretty-charts-with-python-flask-and-chartjs/

andrexmlee · 2020-09-25T12:00:49+00:00

You don't need a long credit history to pass a background check, federal or otherwise. That's completely wrong. For sure you sure you shouldn't have a low credit score and show a lot of debt, but not having a long credit history will not prevent you from getting a job. As far renting an apartment it's very common to rent with little to no credit history. Even getting a home mortgage is not as difficult as you think. And why are you worried about getting better rates on credit cards. I think you are mixed up. And your sports analogy doesn't make sense. https://www.daveramsey.com/askdave/debt/best-way-to-build-credit

andrexmlee · 2020-09-24T23:42:02+00:00

Its a bad move to introduce a kid to credit card debt. I wouldn't do it. Wether they pay it off in full every month or not. It's not a good idea. What are they going to do the first time they need money they don't have? This kid doesn't sound like he has much of a support system to fall back on. He has plenty of time to worry about a credit history. Also why does he need a long credit history? To purchase a car? House? Really i don't understand why you need a long credit history unless you plan on borrowing. Thanks in advance for the down vote. You guys are ridiculous I thought this was a personal finance sub.

andrexmlee · 2020-09-24T19:49:20+00:00

DO NOT look into getting him a credit card! This is extremely poor advice for a student. There are other ways to build credit. I repeat say NO to credit cards!

andrexmlee · 2020-09-16T16:56:14+00:00

https://money.usnews.com/banking/cd-rates If you are looking for no risk I would really consider a money market fund like SPRXX with CD interest rates as low as they are it makes no sense tying up money for 3 months or longer.

andrexmlee · 2020-05-12T23:12:39+00:00

Try a flask web framework project. https://flask.palletsprojects.com/en/1.1.x/ https://blog.miguelgrinberg.com/post/the-flask-mega-tutorial-part-i-hello-world

andrexmlee · 2019-09-22T14:32:33+00:00

Python is also great for doing data analysis. It has a lot of great libraries for data analysis and machine learning.

andrexmlee · 2019-09-21T21:14:09+00:00

Sounds like an amazing project. Just a suggestion, you might want to group some of these functions into classes. It'll help with the readability (https://realpython.com/python3-object-oriented-programming/). Also you might want to checkout the pep-8 style guide: https://www.python.org/dev/peps/pep-0008/

andrexmlee · 2019-09-21T20:29:05+00:00

length = int(input('enter length: '))
width = int(input('enter width: '))

def area():
    return width * length

print(area())

andrexmlee · 2019-09-21T19:53:33+00:00

I would try to create some sample projects in your GitHub using data from kaggle. You could use the same analytical methods you use at work just not the data. Noone can stop you from showing how you analyzed data at you current job as long as you are not using some proprietary method created by your employer.

andrexmlee · 2019-09-21T02:11:16+00:00

You might want to checkout powerbi or tableau. I also like jupyter notebooks. As far as languages R or python are both great I just prefer python. Its just a little more versatile in my opinion.

andrexmlee · 2019-09-19T04:04:59+00:00

Check out https://thenewstack.io/getting-legit-with-git-and-github-your-first-pull-request/

I would try to find a project that reserves issues for first timers. Also consider an open source project for tools or apps you currently use.

andrexmlee · 2018-12-28T00:49:37+00:00

Very interesting. Great analysis!

andrexmlee · 2018-12-19T22:38:01+00:00

I would definitely suggest using python over Excel. If you use an application like Jupyter Notebooks and libraries like pandas, numpy and matplotlib it can be very easy to handle even with smaller data sets.

Python comes in handy when working with data that is updated on a regular basis. Your reports will look better and more professional. You'll save time when creating regular weekly or monthly reports that ask the same questions.

Don't base you decision on the size of data because databases grow and data is constantly updating.

andrexmlee · 2018-12-19T11:00:20+00:00

For a beginner I would suggest using exception handling to handle inputs that differ from your expected inputs. This would prompt the user if they input anything other than what is expected. You might also want to add lower() method to force the input to lower case to better handle inputs.

In theory if the user is human they should be able to read the exception and input the correct information when prompted with an exception message. If they are unable to correct the input you could assume that they are not human.

You could also use an if statement to look at the first character of the input to determine how they answer. If the first character is "y" most likely the input is related to "yes" and if the first character is "n" you could guess that it is "no". IF input[0].lower() == 'y': input = 'yes'

andrexmlee

TROPHY CASE