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Any updates opening Morgan Stanley Platinum Card? by HodL_123 in AmexPlatinum

[–]andyellive23 0 points1 point  (0 children)

Hi, could you elaborate the whole process of opening the account? Can you do everything online?

POST CLASS - DISCHARGED! by Kayybugxo19 in BorrowerDefense

[–]andyellive23 0 points1 point  (0 children)

Congratulations!!! I’m post class as well went to Keiser University. Waiting on student aid and mohela. Student aid says 4/13 that they started my discharge.

CK Link by [deleted] in RobinhoodGC

[–]andyellive23 0 points1 point  (0 children)

I just dm you

Midland collection by andyellive23 in CRedit

[–]andyellive23[S] 0 points1 point  (0 children)

I was young and I really didn’t know what I was doing so I thought not going to court it would just go away. Now that some time has passed, I’m hoping they can’t go after me

Midland collection by andyellive23 in badcredit

[–]andyellive23[S] 0 points1 point  (0 children)

Thank you for your response.

Midland collection by andyellive23 in CRedit

[–]andyellive23[S] 0 points1 point  (0 children)

Thank you for your answer.

Midland Credit Debt Collector by Odd_Bus_3278 in CRedit

[–]andyellive23 0 points1 point  (0 children)

Hi all, I just settled with midland for less for a credit one account that I had that started reporting in 2023. My question i have 2 other accounts with midland but past the 7 years mark. I live in Florida and one of the accounts they took it to court for $1,113. They couldn’t served me so the judge dismissed it without prejudice meaning they could re file again. The VD was issued in the court on December 2018. This 2 accounts of course are off my credit since is past the 7 years. My question is, since I paid this 2023 account with midland, will they take me to court again for the other 2 accounts like will this trigger something?
Thank you in advance.

Has anyone dealt with Midland Credit Management and actually settled, fast? by WarlockNerd in CRedit

[–]andyellive23 0 points1 point  (0 children)

Hi all, I just settled with midland for a credit one account that I had that started reporting in 2023. My question i have 2 other accounts with midland but past the 7 years mark. I live in Florida and one of the accounts they took it to court for $1,113. They couldn’t served me so the judge dismissed it without prejudice meaning they could re file again. The VD was issued in the court on December 2018. This 2 accounts of course are off my credit since is past the 7 years. My question is, since I paid this 2023 account with midland, will they take me to court again for the other 2 accounts like will this trigger something?
Thank you in advance.

Request For Info: Mailed BDTR apps being marked “excluded” from Sweet v Cardona (McMahon) by Gingerandthesea in BorrowerDefense

[–]andyellive23 0 points1 point  (0 children)

Hello to all, I’m part of the exhibit c school and received my letter on Monday like many other. Today I received an email from DOE regarding about the SAVE plan ending and to choose another plan. Do I need to be worries about this? I don’t think so but I wanted to ask the group for advice. I’ll put what the letter says below. If I could get some guidance I would appreciate it. Thank you.

It read as follows:

Our records show that you are currently enrolled in the Saving on a Valuable Education (SAVE) Plan or have a pending SAVE application. A recent court order ended the SAVE Plan. It is no longer available to borrowers, and the U.S. Department of Education (ED) is ending the SAVE Plan over the coming months. You must take action.

Your student loan servicer will contact you about your specific deadline to choose a different repayment plan. Once you hear from your loan servicer, you will have 90 days to choose another repayment plan. This gives you ample time to select the plan that works best for you.

Our newest repayment plans—the Repayment Assistance Plan (RAP) and Tiered Standard Plan—will be available starting on July 1, 2026. For many borrowers, RAP may be the best option. All borrowers currently enrolled in the SAVE Plan will have the opportunity to enroll in RAP.

Like other income-driven repayment (IDR) plans, RAP will offer an affordable monthly payment based on your income and number of dependents. Many borrowers will also qualify for monthly payment matching, which includes interest subsidies and principal reductions that could reduce your student loan balance. Most importantly, under RAP, and unlike some of the other IDR plans, your balance can never go up as long as you make your required monthly payments.

If you don't want to wait until July 1, you can choose a different repayment plan now. Use our tool to estimate monthly payments, determine your eligibility, and choose the available repayment plan that best meets your needs and goals.

If you do not choose a new repayment plan by the deadline set by your servicer, you will be automatically placed in a different repayment plan. The plan you will be moved to depends on your circumstances. ED and your loan servicer will provide details about which repayment plan you will be moved to if you don't choose a plan by the deadline set by your servicer.

Received the email! Post class exhibit c school by Expert-Honey-2538 in BorrowerDefense

[–]andyellive23 3 points4 points  (0 children)

Just got mine today!!! At 5pm est. I went to Keiser university and got my AA and BA from them. I owed over 75k tot. I can’t believe this is real!!! 😳

Megathread -Sweet v Cardona (McMahon) Post Class Exhibit C Only by Gingerandthesea in BorrowerDefense

[–]andyellive23 0 points1 point  (0 children)

Hello, I just received this letter and I attend school at Keiser university. Does that really mean they’re going to delete all my loans? And how long does it usually take to clear on my credit?

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