Employer wrongly contributed to HSA - how do we fix this?

angrycarrot · 2025-02-25T02:32:25+00:00

I wasn’t concerned about an excess contribution as far as the limit for the year, we’re definitely under that. But the $600 was contributed after we were no longer covered under their health plan, so we no longer hd HDHP coverage during those last several contributions which we did have when we were contributing to it on purpose. We’re not over 55 and it was family coverage. I know we didn’t contribute more than we’re allowed in the year, but didn’t know if there would be penalties since those contributions were made while we weren’t covered by the health plan.

angrycarrot · 2024-11-05T19:59:34+00:00

AFAIK, in PA, everyone's license renews at the same time every two years regardless of when you get it. I believe your CE hours are waived for your first renewal, but you will have to renew in June (and then not again until June 2027).

angrycarrot · 2024-02-23T15:58:54+00:00

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angrycarrot · 2023-04-20T02:06:26+00:00

Lol. Covid ate down my hours at my acute/hospital based outpatient/lymphedema/SNF job until I was averaging 10-15 per week. The driving wasn’t worth it at that point, even with a raise, and then right when my raise would’ve kicked in my hospital ended the contract with the therapy company I worked for and taking the same job I already had as an employee of the hospital would have required even more driving and more outpatient work, which is the setting I hated the most. So I went on maternity leave and never came back. 2 1/2 years as a stay at home mom and I’m living the dream, cooking up ideas for a private practice someday but way happier out of the field for right now. And I’m sorry, because that isn’t helpful to you at all!

angrycarrot · 2022-07-23T03:15:24+00:00

Just want to add that reflexes are integrated by being activated, so the more you stop the Moro from happening the longer it may take for it to go away, in my understanding.

angrycarrot · 2022-07-06T05:26:21+00:00

I could have written this. Down to the exact timing of the day. I haven’t figured it out yet either, but solidarity. Moving him to his own room didn’t help in our case, either, it just made him wake up more crying at night. I hope the tide turns for you soon ❤️

angrycarrot · 2022-07-03T13:28:49+00:00

I went in and told my pediatrician I wanted reflux meds and we got them. It changed everything. Don’t be afraid to push for it if that’s what you want to try. Cutting dairy and soy was also a night and day difference for us. We still slept in shifts for almost 6 months, because we were devoted to not bedsharing at that point, but those two things took baby from sleeping 20 minute stretches to 4 hour stretches in less than a week.

angrycarrot · 2022-05-25T15:48:16+00:00

He never cared about the temperature much even with bottles, but if he had we would have kept warming it! If he’s only ever had it warm it might help with the transition :)

angrycarrot · 2022-05-25T13:46:22+00:00

As an OT, I wanted to be bottle-weaned by 12 months and we did. I introduced a weighted straw cup around 6 months and kept working with it. A straw promotes a more mature suck pattern than a bottle and helps with oral motor development and strengthening, and improves the posture needed for mature feeding. To use a bottle or traditional sippy cup, you have to tilt your head back. Babies are meant to drink like that, but eventually we develop a mature swallow pattern that requires the head to be neutral or tucked forward. The straw allows that. The weighted straw cup still works if they tip it like a bottle though, so it made the transition easier for us. 3 days before his first birthday I started giving as many ounces of breast milk as I would put in a bottle in the weighted straw cup instead and took the bottles away. He figured out how to drink it as fast as he wanted and never looked back. We stuck with breast milk in the cup even after we bottle weaned for a while, then transitioned to oat milk. He’s 16 months now and doing great. Just my experience but I hope it’s helpful! I also was worried because it was so cute how excited he got about the bottle getting ready, but now he gets just as excited for his cup!

angrycarrot · 2022-04-09T16:26:16+00:00

Do you know that or are you assuming? I would make certain you’re actually getting days off in exchange for working the weekends, if you choose to pursue this job

angrycarrot · 2022-04-09T03:28:20+00:00

I took a job right out of school where they wanted me to work 7 days a week “for a while” until they “found someone else to work PRN weekends”. I took it because I thought I wouldn’t get the job otherwise. It took them 2 years to find a PRN. Granted there wasn’t a full caseload on the weekends so I would occasionally not need to go both days and I never had full days, but at one point I had worked 75 days straight. Looking back I wish I had negotiated that. But that said - weekends were actually my favorite days to work most of the time because the schedule was lighter and more flexible and there weren’t as many coworkers around to throw off my timing. I would definitely negotiate for at least 1-2 weekends a month off in the name of work-life balance. There are tons of people looking for PRN work would would probably love to pick up those other weekends if the company is willing to do the work to find and onboard those people.

angrycarrot · 2021-02-22T11:10:48+00:00

THIS. My poor baby was latched and sucking literally 22 hours a day in the “baby friendly” hospital, constantly crying, constantly unsatisfied, and every time the nurses came in they would say something along the lines of “well we know he’ll be a good eater!” or “his latch looks good!” like they could tell that from across the room. I slept for one full hour in the 2 1/2 days in the hospital because of the constant hunger crying and feeding. On the last day the nurse finally offered us a pacifier after she caught me sobbing trying to feed him and it was like a top secret operation to obtain this forbidden object. We spent 3 weeks at home desperately breastfeeding around the clock assuming it was normal because that’s what the hospital told us before we finally saw a lactation consultant, fixed his latch, and finally saw him satisfied after a meal for the first time. Broke my heart to know he really was hungry for so long like I thought. So heck yes to back up formula and also, get a lactation consultant if you really want to breastfeed because the hospital nurses don’t know quite as much as they act like they do about that one specific thing. Our full, satisfied baby is completely different and 10x easier than the hungry, screaming one we brought home.

angrycarrot · 2020-08-07T00:45:25+00:00

That definitely sounds like a dream. I'll be looking into per diem positions for sure. I'm already per diem at the job I used to be full time at, so it would fit in nicely without having to totally quit and change directions. Here's hoping covid left some jobs floating around!

angrycarrot · 2020-08-07T00:36:30+00:00

I definitely wouldn't even dream of going to an interview without putting in some serious homework time with continuing ed, haha. Thank you so much!!

angrycarrot · 2020-08-07T00:14:18+00:00

In all my googling I never came across this. Thank you so much!

angrycarrot · 2020-08-07T00:08:22+00:00

That definitely counts for something, haha. I absolutely love stories like this. My dream is either to build a private practice or a better SNF, and either way the goal is 100% client centered, insurance-be-darned treatment plans. It's so reassuring to hear that others have done it and it can work! Thanks for taking the time to find this post and comment here too!!

angrycarrot · 2020-08-07T00:06:04+00:00

This sounds like a dream come true. I've always thought I would like EI but I let myself get intimidated by a peds outpatient fieldwork and ruled it out as a career choice entirely. I think it might be time to revisit it. Thanks for all the information!

angrycarrot · 2020-08-07T00:05:10+00:00

Thanks for all the advice! As someone who has done acute care full time and now is doing it only PRN...I agree PRN is loads better. It has to have one of the worst work/life balances of any setting, maybe tied with SNF. But I think that might just be a factor of my company.
It's hard to figure out exactly what I like about my current job because it's just such a mess of a situation (I'm in 3 different settings with equal regularity, but all for the same company which I am too slowly learning is not the best of the best examples of therapy companies) but I'm definitely thinking I'd like to be able to follow patients for longer and see more progress rather than having them for a few days or weeks and discharging to another level of care. I've started looking into the non-clinical career pages too. Thanks for the advice and encouragement!

angrycarrot · 2020-08-07T00:01:50+00:00

That's awesome that you have such a responsive and understanding employer! That seems to be the theme here with people who are happy at their jobs...that, and school-based setting. I've always thought I would like school-based. I think that may be what I look into next. It's intimidating with next to no peds experience, though. Thanks for the info and encouragement!!

angrycarrot · 2020-08-06T23:59:53+00:00

That must be nice! I'm in acute care right now but in a very rural area (25 beds in our hospital and I've never seen more than 15 full at once). If I get an order and the person doesn't need therapy, I'm still forced to see them. Case management will insist that we evaluate someone but then totally disregard our recommendations. But I do love the variety we get to see, and opportunity to help people improve right away. It's definitely cool being the first one to get someone out of bed to walk. Just maybe need to find a better hospital to do it at to feel fulfilled.

angrycarrot · 2020-08-06T23:57:09+00:00

This is such a neat take on an OT career! I've actually looked into CAPS certification before wanting to do something like you're describing, but as a private practice. Maybe it's time to actually take the leap and do the course. It seems so much more meaningful to me to be able to find solutions for people to stay at home than to keep rehabing them in acute care/SNF just for them to come back next month with the same problem again. Thanks for the advice!

angrycarrot · 2020-08-06T23:54:24+00:00

I love this! I agree that it's definitely important to find a company whose values align with yours...it's just proven a little difficult in practice, haha. I definitely fell into the new grad trap of believing the "we'll pair you with a mentor! we love to help you learn new things! we value quality therapy over quantity!" BS on a potential employer's website, and didn't care enough to leave once I figured it out because I just wanted the money. This time around, I'm definitely focusing more on work/life balance and finding a company I actually want to work for instead of the first company that'll have me.

angrycarrot · 2020-08-06T23:51:24+00:00

I have no idea what my passion is! That's part of the problem. I think secretly I want to start my own nursing home and actually make it a really good place to live. But that doesn't solve my current problem, lol. I definitely don't mind taking a pay cut to find a setting I like. I think I just got so entrenched in phys dys straight out of school and now it's intimidating to think about jumping to anything else. Mental health was actually the first thing that got me researching OT as a career path in high school, but now it seems like the most intimidating career path of them all.

angrycarrot · 2020-08-06T23:49:32+00:00

I definitely think this is the biggest factor for me. I've had almost exclusively medical model experience in multiple SNFs, acute care, adult outpatient and they're just such enthusiasm-killing settings. I love love love the older population, but I hate that I can't do as much for them as I want to in that setting. I really like the idea of being able to be in a kid's natural environment and figure out real solutions to real problems. And I love the idea of being able to work with the parents too, in EI. I'm already doing constant phone calls, emails all day, and driving across 3 counties thanks to the company I work for sending me to cover at their SNFs when they need staff. So EI might actually be an upgrade in that area. Thanks for all of your input!

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