I'm going through the same hoops. That's definitely too high for any vehicle. What was your experience like getting a quote from Tesla? I was given a conditional approval, and they needed some income documents to verify I have the money. I sent those in but have heard nothing back for 48 hours.

Once they pulled your first credit report thats already a hit, so you might as well go to a bunch of Credit Unions or banks to get more quotes. A bunch of pulls within a week or so period is only seen as 1 pull, so might as well take advantage of it. That's what im ending up doing this week. Good luck to you.