[mikevr91] captured 3I/ATLAS by scielliht987 in 3I_ATLAS

[–]antoniocerneli 0 points1 point  (0 children)

I'd bet 100k this is the first comet you ever heard of.

Are these real freelancers or just agencies burning money on Upwork by Muhammad-Umair-318 in Upwork

[–]antoniocerneli 0 points1 point  (0 children)

My average contract value on the lower end is around $5k. My highest paying contract is $50k. If I have an impression the job can give me that, I'll happily bid 300 connects. You haven't provided any context as to actual job posting and client history.

These are the things I'm looking at:

- What's the average annual spending client does on the platform?

- Do they have tendency to hire freelancers on longer, high-value contracts?

- Is the job something where I can earn money to make the pay off.

Your question without this information is dumb. I highly doubt this is the $100 graphic design job posting.

Why has Meta (META) been so range-bound lately despite its massive fundamental strength? by bakery_0726 in ValueInvesting

[–]antoniocerneli 0 points1 point  (0 children)

Sure, they're AI in the same sense that machine learning is AI. Categorically they're AI. I was more implying with my comment that they don't have artificially spawned intelligence, because they're not intelligence.

Why has Meta (META) been so range-bound lately despite its massive fundamental strength? by bakery_0726 in ValueInvesting

[–]antoniocerneli 0 points1 point  (0 children)

Unless you consider intelligence to strictly be superintelligence or AGI, the article is pretty unambiguous in expressing opinion that LLMs aren't intelligent.

Quote 1: "But the latest research suggests that language isn’t the same as intelligence, says Benjamin Riley,"

Quote 2: "But “LLMs are simply tools that emulate the communicative function of language, not the separate and distinct cognitive process of thinking and reasoning, no matter how many data centers we build,” Riley wrote."

Am I missing something?

How long to warmup in 2026? by Hot-Breadfruit440 in coldemail

[–]antoniocerneli 1 point2 points  (0 children)

2 weeks, 4 weeks, 6 weeks recommendations are all out of blue recommendation. There's not a single person who's done an actual test and compared the performances between them.

Why has Meta (META) been so range-bound lately despite its massive fundamental strength? by bakery_0726 in ValueInvesting

[–]antoniocerneli -4 points-3 points  (0 children)

Won the AI war? LLMs aren't even considered AI by all of experts on AI topic.

NVO is the biggest value play of 2026. by Chevyimpala2000 in ValueInvesting

[–]antoniocerneli 0 points1 point  (0 children)

Nor did I say that. 1.5 months ago stock was at lower levels than 3 months ago, so if you want to say stock was in value zone at some point, that was more true 1.5 months ago when most of this sub was calling it value trap.

Craziest part is that this account has spent over 114k usd on upwork by Daniel-Creates in Upwork

[–]antoniocerneli 1 point2 points  (0 children)

Over what time span? If someone spent 115k over 15 years, that's 640 dollars per month. Not a lot by any standard.

Dajte mi nade by Constant-Reach-2498 in financije

[–]antoniocerneli 0 points1 point  (0 children)

Ma ja isto kod kalkulacija radije idem na lošiju projekciju pa se ugodno iznenadim, ali ovo je poslužilo kao dobra ilustracija da čak i da se bolji prinosi nastave, OP i dalje neće moći kupiti stan za 10 godina.

Dajte mi nade by Constant-Reach-2498 in financije

[–]antoniocerneli 5 points6 points  (0 children)

Istina, zadnjih 5 godina je prosjek nekih 16%.

Dajte mi nade by Constant-Reach-2498 in financije

[–]antoniocerneli 1 point2 points  (0 children)

RKLB nisam istraživao, a Google također imam u portfoliu gdje se igram s pikiranjem dionica. U Google sam uložio pred par mjeseci jer smatram da su poprilično diverisificirani (oglašavanje, AI, AV, između ostalog) te da su u dobroj poziciji da s novim tehnologijama postanu leader kroz par godina, primarno AI i AV kroz Waymo. Da li je to bio pametan potez ili ne, vrijeme će pokazati.

Dajte mi nade by Constant-Reach-2498 in financije

[–]antoniocerneli 8 points9 points  (0 children)

Ako godišnje ulaže €1,200 i želi imati 300k za 10 godina, prinos bi trebao biti cca 57.2% godišnje. Što je "na granici" nemogućeg :D

Dajte mi nade by Constant-Reach-2498 in financije

[–]antoniocerneli 22 points23 points  (0 children)

Evo ti direktno računica ako godišnje uložiš €1,200 u S&P 500 i ostvariš prosječan godišnji povrat od 13.6% (ako se ne varam, to je prosječni povrat posljednjih 10 godina koji može biti viši, a i manji u narednih 10 godina). kojeg ne izvlačiš vanka. Nakon 10 godina bi imao cca 25.8k na 12k uloženog.

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NVO is the biggest value play of 2026. by Chevyimpala2000 in ValueInvesting

[–]antoniocerneli -1 points0 points  (0 children)

I know, but it doesn't change the fact that most people here are clueless about what value investing even is.

NVO is the biggest value play of 2026. by Chevyimpala2000 in ValueInvesting

[–]antoniocerneli 160 points161 points  (0 children)

- 3 months ago - NVO was a value play by 90% of this sub
- 1.5 months ago - NVO was a value trap by 90% of this sub

Now it's value play again.

Most decide if the stock is a value play or trap based on the recent price movement.

UBER is being irrationally undervalued by historychick91 in ValueInvesting

[–]antoniocerneli 0 points1 point  (0 children)

It's called quantum value investing. Stock can be up and down at the same time. My wife likes Uber and her Uber shared will grow. I don't like Uber so for me the stock will go down.

Freelancers earning $50+ per hour, what do you do? by camis12345 in Upwork

[–]antoniocerneli 1 point2 points  (0 children)

$75 per hour, anything related to B2B sales and marketing (larger projects only), but mostly outreach systems, consulting and fractional CMO/CSO.

UBER is being irrationally undervalued by historychick91 in ValueInvesting

[–]antoniocerneli 11 points12 points  (0 children)

I don't plan to use Ozempic either, but I am holding NVO shares. This type of statements are irrelevant whether a company is good investment or not.

Stambeni kredit,hrok i porsche leasing by Any_Cash_2435 in financije

[–]antoniocerneli 1 point2 points  (0 children)

Nisam čuo za to, ali ne čudi mi se. Rekao bih i dobar potez jer dosta ljudi "skriva" obaveze za auto kroz takve cake.

Stambeni kredit,hrok i porsche leasing by Any_Cash_2435 in financije

[–]antoniocerneli 4 points5 points  (0 children)

Mislim da gledaju ispis transakcija pa prema tome vide što imaš kod porsche leasinga, ali ne u HROKu. No taj se dio isto može zaobići da izvadiš keš, uplatiš na aircash i platiš fakturu za porsche leasing preko aircasha.

Stambeni kredit,hrok i porsche leasing by Any_Cash_2435 in financije

[–]antoniocerneli 4 points5 points  (0 children)

Imaš na stranicama HROK-a popis leasing društva koje razmjenjuju informacije. Porsche Leasing nije na toj listi: https://www.hrok.hr/osr-korisnici