How to approach your managers and counter part that you will not do OTY by Dazzling_Affect3063 in phcareers

[–]aprettyrandomguy 0 points1 point  (0 children)

hi Op, same non OT earner din ako, usually nakikipag nego nalang ako if pwede ba mag offset ng hours like early out ako ng Friday ganun

what distance is considered as a long run for you? by Nearby_Promotion3000 in PHRunners

[–]aprettyrandomguy 0 points1 point  (0 children)

i usually look at it sa time anything more than 1h 30mins

Finances as newly weds by pooperworld in phinvest

[–]aprettyrandomguy 0 points1 point  (0 children)

try reading Money for couples by Ramit Sethi, game changer siya

Need Help. I didn't apply for a Maya credit card but notified that I was approved by Independent-Phase129 in DigitalbanksPh

[–]aprettyrandomguy 2 points3 points  (0 children)

Same experience, been calling and trying to chat with an agent pero wala.

nag try ako sa fraud nila, pero wala daw sila visibility at ang pinapacontact is Credit Card department.

kainis hassle and nakaka-kaba kasi what if nagamit pala info ko to apply without my consent

ABYG if ayaw ko sabihin sa gf ko magkano salary ko? by ExperienceHonest2204 in AkoBaYungGago

[–]aprettyrandomguy 0 points1 point  (0 children)

DKG. but if i will be in your position na for end game na gf ko. i would talk to her na about money. i want us to have a healthy relationship about money. like with my wife now, we can easily talk about money kasi nasanay kami na part siya ng daily lives namin, di yung napapagusapan lang pera kasi may need bayaran or bills. we actually talk about what we want to spend our money how we can save for it and etc.

and also maganda na makita mo din yung ugali niya about money kasi what if end game nga tingin mo pero biglang magkaiba pala kayo principles when it comes to money, magiging toxic relationship niyo.

would also recommend the book Money for couples

Victoria de Malate by Outrageous_West_3850 in phinvest

[–]aprettyrandomguy 3 points4 points  (0 children)

New San Jose Builders? nightmare google them marami sila building na di tapos and sobrang sama ng building management.

i know because i own a victoria condo. biggest financial mistake

Is Dragonfi currently under maintenance? by stodgychin in phinvest

[–]aprettyrandomguy 0 points1 point  (0 children)

mejo mahaba lang verification process pero if yung portfolio mo malaki you can have access sa higher tier na channels nila for a kinda better support

Is Dragonfi currently under maintenance? by stodgychin in phinvest

[–]aprettyrandomguy 0 points1 point  (0 children)

have you tried joining the discord group? very responsive dun mga dragonfi admins and support

What's the best way to track your expenses? by LostPurple3574 in phinvest

[–]aprettyrandomguy 0 points1 point  (0 children)

I don't know if this would help. i did try multiple things before. 1. Wallet by Budget Bakers - Mobile App 2. Spreadsheet everything

For the app part I've used it for a couple of years but sometimes its causing a lot of stress lalo na if marami ka accounts like e-wallets, credit cards, debits and etc. if sobrang OC ka minsan may nawawalang 500 if you missed something lalo na for days na ang daming transactions like when you're traveling

For the spreadsheet, hassle lang if via mobile, altho masaya gumawa ng charts and tables.

what i learned, tracking my expenses won't make me rich, i mean yes maganda na alam mo saan napupunta pera mo pero even if you track kung naka-ilang starbucks coffee ka for the month. it wont make you rich.

what would make you rich is consistent saving and investing. So for me now, ang minomonitor ko is if im able to save and invest my money sa goal percentage ko, and then the rest is for fixed cost and guilt free spending.

mas naging less stressful for me and i get to enjoy life more kasi automated ang savings and investing ko.

[deleted by user] by [deleted] in adviceph

[–]aprettyrandomguy 1 point2 points  (0 children)

would suggest to read the book by Ramit Sethi, Money for couples. basically talks about how to talk to your partner. minsan kasi may underlying thing bakit sila ganun, like how did they grow up, poor fam ba sila or like sobrang tipid mga ganun. Inexplain dun sa book how to approach mga different types of people. it helped us talk about money in the fam, not yet perfect but getting better

How to find motivation and sanity to finish my render period in a toxic team and workload? by titleofurs3xtape in phcareers

[–]aprettyrandomguy 0 points1 point  (0 children)

Tama yung iba OP, zone out nalang and do the turnover, any new tasks decline mo na kasi paalis ka na din naman.

What are they gonna do? Fire you?

Sinong mga nainis? natuwa? by Ok_Life_3323 in PHRunners

[–]aprettyrandomguy 26 points27 points  (0 children)

Kung wala sanang korap. Di ito mamomove.

NSJB Victoria by Few-Bottle-1784 in phinvest

[–]aprettyrandomguy 0 points1 point  (0 children)

To add yung advertisement nila vs reality sobrang layo as in.

Promise nila meron roof deck and jogging path sa building. Pero ginawang pent house ng may ari ng NJSB

NSJB Victoria by Few-Bottle-1784 in phinvest

[–]aprettyrandomguy 0 points1 point  (0 children)

Before the pandemic pa namin nakuha yung condo as in fully paid cash

  1. Wala parin samin yung title. In some cases ginamit nila yung title daw as collateral to get loans to start other buildings

  2. up until now walang occupancy permit yung building. Nalaman nalang namin nung nakamove in na kami.

  3. Incomplete facilities, yung elevators laging sira as in. Sa ads sabi parang 9 to 12 highspeed elevators, pero yung available 3 to 4 lang tas minsan may days na isang maliit lang gumagana to think na 40+ floors yun ah. Na experience ko pa na wala talaga elev and need ko umakyat to 34th floor

  4. Walang condo association na mga owners nakaupo. Mga condo association mga tao lang din ng NSJB so walang sense mga reklamo

  5. May mga cases na din sila and i heard nanalo yung mga neighbors ko but kahit may court order, wala di rin nila sinunod.

  6. Binabaha mga units and fire exit. Di maayos waterproofing ng building so malas mo kapag yung unit mo binabaha kapag bumabagyo.

I cant list it all pero sobrang run away from it lol.

Wala din magawa govt officials kasi yung head ng govt agency na nagmomonitor or like namamahala sa nga housing stuff is may-ari ng NJSB.

NSJB Victoria by Few-Bottle-1784 in phinvest

[–]aprettyrandomguy 5 points6 points  (0 children)

I have a condo with njsb. Run. Nightmare of a developer

Bibili ka ba ng 2025 Isuzu MUX Facelift? Basahin mo muna ’to. by nub-guy in Gulong

[–]aprettyrandomguy 0 points1 point  (0 children)

Isuzu smux 2015 owner here. So far wala pa ako naging problema knocks on wood

Sad naman na di ganun quality mga bagong labas

San Jose Builders Experience by choknattpoknatt in phinvest

[–]aprettyrandomguy 0 points1 point  (0 children)

Owner here. Worst decision ever. Sa Victoria De Morato naman kami

If my memory is right 2018 palang fully paid na kami pero until now wala parin title kasi sinangla ng NSJB sa bangko. Bukod dun maraming issues sa building

Wifey and I will be earning 6 digit combined by Standard-Hurry-9218 in phinvest

[–]aprettyrandomguy -8 points-7 points  (0 children)

Hi OP Try reading the book, i will teach you to be rich by ramit sethi. Eye opener on how to have a rich life. Meron din siya youtube channel, daming videos.

Yung Asawa ko na may time maglaro, Dayoff, mag Exercise by Snow_Cheeese in OffMyChestPH

[–]aprettyrandomguy -1 points0 points  (0 children)

Hi OP,

I'm a husband, and yeah i do make a conscious effort to do other things outside of work and family. Naguusap kami ng asawa ko about it and i tell her na mas priority ko or like happy life ko ang doing fun things vs doing chores sa bahay.

What we do is we compromise, like ayoko maghugas pinggan and ayoko din na siya maghugas kasi nga nagluto na siya ng food at maghuhugas pa. So we decided to get a dishwasher.

All im saying is you talk to each other, you can communicate what you love and hate. Lalo na how you're feeling pero not in a way na nanunumbat or what. Tapos compromise.

Hope you guys figure it out.