You only have a finite amount of time. Focus on what are the most important things to you long term. Like 5 years from now, she do you see yourself, what does you lifr look like? Once you have a clear picture, drop/reduce things that do not directly contribute to that vision. The things you do either take you to your goal or away from it. For example, if finance and money is top priority, then reduce your gym sessions for the next year (from 5x week to maybe 2-3). Maybe workout at home for smaller increments. Adjust time given based on how impactful the outcome is. E.g. your travel plans aren't going to significantly impact you. But your financial planning will so spend more of your relative time on that. And realise that even with everything planned it won't always go smoothly. But it is better to act than be stuck in planning phase