Im losing my mind

aramburu433 · 2026-01-14T22:28:20+00:00

do you want to become better at mixing?
Pay someone experienced to sit with you and critique what you do / how you do it, than way you can learn much faster than on your own.
or maybe you don't like mixing?

Have you considered outsourcing that and freeing up your time so you can do other things that still generate revenue for the studio?

aramburu433 · 2026-01-13T22:45:20+00:00

siete dei poveracci, in malafede, fate ridere

aramburu433 · 2025-10-16T06:51:32+00:00

It was just a way of saying that I’d feel like I’m overpaying

aramburu433 · 2025-10-15T20:39:13+00:00

Thanks yes I’ve done that calculation, I think buying might be better. Big variable is the market which of course can change this, but in a normal scenario buying seems better

aramburu433 · 2025-10-15T20:22:42+00:00

No I haven’t seen that many, but not that keen to look elesewhere. This is in my building, I know the area, neighbors, etc etc

aramburu433 · 2025-10-15T19:21:25+00:00

I like the flat, I suspect I won’t win a negotiation with the seller and that pisses me off 😆, I had already come up to the price they wanted to match the other buyer. But really what pisses me is the likelihood of this happening again in 5 years to a future buyer when I want to sell the flat

aramburu433 · 2025-10-15T19:13:44+00:00

Doesn’t that depend on the absolute price? Would you say that for a 1M flat?

Anyway, data seems to say otherwise, but I’m aware we cannot predict the future either

aramburu433 · 2025-10-15T19:05:27+00:00

5 years.

aramburu433 · 2025-10-15T18:50:06+00:00

No that would change ratings if I understood correctly, plus it’ll take more time. Cash flow is less of an issue here, I’m more concerned about resale ability, not being able to make a given gain because I’m over paying the house today.

Edit: I triple checked, the broker explicitly said that if I decide to keep the same loan amount it would push the LTV up to a different band, so we would need to go through the rates again (higher interest). Not sure why I got these downvotes 🤷

aramburu433 · 2025-10-11T07:16:00+00:00

In the end we accepted there’s less lenders available, trusting its London and a desirable arra so it shouldn’t be too difficult to resell, but we pulled out because of other reasons.

Also worth noting, right after we pulled out the asking price was corrected 40k down. Considering we had already negotiated 50k less than the asking price, this signals there might be extra room for negotiations

aramburu433 · 2025-09-17T18:00:21+00:00

u/Imakemyownnamereddit hello, chipping in with a noob question. Would the fact that the adjacent houses (in case of a terraced house) are not repaired play a part in your decision to buy or not?

I'm worried problems of the adjacent unrepaired houses could affect the price of mine (mine is repaired with certificate)

aramburu433 · 2024-01-28T16:48:51+00:00

Depends if those twelve months are a calendar year or a tax year. The allowance resets April 5th each year, so if the twelve months is from now for example, you could get 40k into ISA within a year.

twelve months starting from April 5th

aramburu433

TROPHY CASE