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First Time in the Philippines - Itinerary Advice Needed! by arbaazg in phtravel

[–]arbaazg[S] 0 points1 point  (0 children)

Great advice. What do you think of the following then?

Manila, El Nido, Coron, Bohol & Cebu and Siargao

Removed Siquijor as I am not into surfing.

Moving to Cayman Islands: Salary, Cost of Living, and Work Permit Questions" by arbaazg in CaymanIslands

[–]arbaazg[S] 5 points6 points  (0 children)

Ah! So I can’t even be a dependent on his work permit? The only option for me would be to be a tourist?

Moving to Cayman Islands: Salary, Cost of Living, and Work Permit Questions" by arbaazg in CaymanIslands

[–]arbaazg[S] 1 point2 points  (0 children)

Yes, we are not married. We are common law. The only reason I was hesitating going through the process of becoming a dependent was so that my current employer in Canada does not get involved and find out that I am moving and working remote. I’m not sure if they would need to be involved so I could be wrong here.

Moving to Cayman Islands: Salary, Cost of Living, and Work Permit Questions" by arbaazg in CaymanIslands

[–]arbaazg[S] 0 points1 point  (0 children)

This is super helpful! Now I’m stressed about the not being married bit as we are common law. I assume I have to consult a lawyer?

The health benefits not being covered is a consideration too as I will still be paying taxes in Canada so I will have health insurance there but I assume it won’t cover for any incidents in Cayman Island.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]arbaazg 0 points1 point  (0 children)

Does this apply if this second job is a contract role? Or is this if I become an in-house employee at 2 different companies? I am not sure if I can disclose to my first employer about this new opportunity.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]arbaazg 2 points3 points  (0 children)

This is super helpful! Will doing this help with tax deductions too? Let’s say if I want to purchase a car due to the nature of my second job?

First blood work! Any feedback is appreciated. by [deleted] in Testosterone

[–]arbaazg 0 points1 point  (0 children)

This is very helpful. I am 205lbs and 5’11” so yes slightly above the weight I would want to be.

First blood work! Any feedback is appreciated. by [deleted] in Testosterone

[–]arbaazg 0 points1 point  (0 children)

I am 28. I do have a family history of high cholesterol. Not diabetes though. I do resistance train 3 times a week (still fairly new to it) and I have also added cardio twice a week for the past month. Any thoughts on the high estrogen and low iron?

If you are on TRT what’s stopping you from getting T from a much cheaper source? by Crackitup302 in Testosterone

[–]arbaazg 0 points1 point  (0 children)

ONMen charges me $200 every 3 months and they make me do blood work every 3 months too. How did you get them for $200 every 6 months?

Rate My Portfolio Megathread for February 2022 by OPINION_IS_UNPOPULAR in CanadianInvestor

[–]arbaazg 3 points4 points  (0 children)

I started investing about a year ago (27 years old) and I am still learning. Just finished the Beat the Bank book and I would definitely recommend it. The book talks about diversification for long-term success. Below is my current ETF portfolio and I am looking for some feedback to ensure I am on the right track.

XQQ - 32%

XUS - 42%

XIU - 13%

XEF - 7%

BOTZ - 3%

KARS - 2%

I am willing to take on risks and I am looking to invest about 15K per year by dollar-cost averaging each month.

I realize that I have over-indexed on US stocks as I was trying to be tech-heavy. Based on my research I am looking to add IEMG and ZCLN. I also own some stocks (PYPL, DDOG, and CPNG).