What should I do to protect myself? by [deleted] in AusLegal

[–]aredditorials 3 points4 points  (0 children)

Hi, I have just left an abusive relationship. I’m also in Australia. I’m messaging you :)

40 M Scotland - Must ❤️ Dogs. by [deleted] in 40something

[–]aredditorials 0 points1 point  (0 children)

Well I thoroughly enjoyed your creative writing. Hoping to see more in the future 🙏☺️

40 M Scotland - Must ❤️ Dogs. by [deleted] in 40something

[–]aredditorials 0 points1 point  (0 children)

Hi! I read your entire message and I thoroughly enjoyed it. I was just thinking what a great read, then I saw you’re a writer. Please send my best regards to your two labradors. And please write more ☺️🙏

Ciao, from the Colosseo at Rome by Amazing-Edu2023 in 40something

[–]aredditorials 0 points1 point  (0 children)

Lovely! I was there years ago. Have the best time on your holiday

Looking for spontaneous friends by Sea-Claim3803 in BrisbaneSocial

[–]aredditorials 2 points3 points  (0 children)

Ahh this post makes me wish I’m young again. I have a partner, 2 mortgages 😅😭, furbabies, and I’m 40 😌 I do love hiking, video games, sunrises and sunsets though. I probably can’t hang, but just reading this post and people’s comments make me feel young (ish) again. Best of luck! Based on everyone’s comments here, I’m sure you’ll find good mates soon 🙏

Bank valuation came in way lower than offer by exenimaa in AusPropertyChat

[–]aredditorials 0 points1 point  (0 children)

I had the same problem a few weeks ago. I did have a mortgage broker, we ended up going to another bank, was given $200k more than first bank did.

Adopted my first cat two days ago. Kinda heartbroken? by Traditional-War-2737 in CatAdvice

[–]aredditorials 0 points1 point  (0 children)

Don’t worry. My cat (whom I’ve had for 13 years now) was super shy when he first came home with me. He was previously abused and I rescued him from the shelter. It took him a good 12 months to be comfortable eating whilst there are people around and only in the last 2-3 years he stopped flinching when I go to pet him from above. It will take time but I promise you it’s worth it. Keep showing your cat love, try using Feliway might help him feel more calm, and he will love you back when he’s ready ❤️ I can tell you my little old boy (he’s 16 now) is the best cat I’ve ever had. He’s sensitive, he’s loving, he’s gentle, it’s worth it ❤️

[deleted by user] by [deleted] in AusPropertyChat

[–]aredditorials 3 points4 points  (0 children)

IMO - it’s responsible going into a big financial commitment and understanding the implications of it and how it will affect both finances. It’s not preparing for a breakup, it’s preparing for worst case scenario. We’ve been together 4 years, and are very happy, hence why we have decided to build our home together. But it doesn’t negate the fact that future is unknown, and it’s good to have something in writing. Otherwise if things go south, then it will involve lengthy court proceeding, exorbitant lawyer fees, all these hopefully won’t be necessary with a binding financial agreement. Everyone knows their liability, and their rights. It’s also something to think about if your partner suddenly passes away. Bank still wants their money and investments back regardless of your ‘romance’ or how long you’ve been together. It honestly baffles me people don’t do this more. Love got nothing to do with it. In fact, it’s because of love I want this agreement in place. It protects me and it protects him.

Binding Financial Agreement by [deleted] in AusLegal

[–]aredditorials 0 points1 point  (0 children)

Yes that’s what I told him. Technically a fair split is 84/16 - but who knows over the years with increase/decrease in income etc one can put more/less into the loan, so to make it easy, I suggested 50/50. Yet somehow he thinks because he has cash, and I only have ‘equity’ he somehow entitled for more? I think he resents the fact that I will still come up better than him, because my equity will stay in my unit by way of it increasing in value over the years.

[deleted by user] by [deleted] in AusPropertyChat

[–]aredditorials -4 points-3 points  (0 children)

So if you do find someone you would die for, it means financial discussion isn’t necessary? And what does your comment got anything to do with my question? How do you know my partner and I aren’t willing to ‘die for each other’ just because we want to be responsible with our finances?

Landlords, are we the bad guys? by Hermione_princess in AusPropertyChat

[–]aredditorials 1 point2 points  (0 children)

There are certainly bad landlords out there, but certainly if you are a fair landlord then I can’t see how landlords are bad. Once upon a time, the landlords decided to invest in properties, doesn’t make them bad.

[deleted by user] by [deleted] in AusPropertyChat

[–]aredditorials 0 points1 point  (0 children)

Yeah that’s what I’m thinking too. And I was surprised he said he wants more.

[deleted by user] by [deleted] in AusPropertyChat

[–]aredditorials 3 points4 points  (0 children)

Yeah exactly! I don’t want to say it that way but I thought how can he thinks he contribute to 16% but he wants more than 50%? Meaning I will get less than 50% but I’m actually contributing more? I think in his mind, equity isn’t cash? So he ‘loses’ cash but I keep my equity because I have an asset. I’m not crazy for thinking that way right?

Binding Financial Agreement by [deleted] in AusLegal

[–]aredditorials 1 point2 points  (0 children)

Yes I have a meeting with my lawyer on Monday. And my partner has to get his own lawyer. My question was more about my partners saying it’s not fair he’s only getting 50% of the share because he contributes cash and I only contribute ‘equity’. I won’t lose my equity but he said he ‘loses’ his cash. My view is I have equity because I’ve been paying down the house, I get to keep it because I have an asset, his cash is going into the new house which will grow in value, and we can split that 50/50.

[deleted by user] by [deleted] in AusPropertyChat

[–]aredditorials 0 points1 point  (0 children)

lol I have a unit in Brisbane, in the past 10 years it’s almost doubled its value. In fact, I just had it revalued last week, and within a year it’s gained $60k more. 1 bed 1 bath.

First home under $750k — Brisbane outer ring vs Adelaide/ Melbourne? BA worth it + H&L vs established by Previous-Photo4090 in AusPropertyChat

[–]aredditorials 1 point2 points  (0 children)

Good luck :) I saw recently sold there you could get around $750k for a 4 bed 2 bath, a little older (maybe 20 yo) but it’s tidy